 Hey everyone and welcome to Norris Cove or welcome back. I'm Yoshida and today we are here again for another paycheck to paycheck or weekly check-in for me. So if that is something that you would be interested in stay tuned. Okay you guys so y'all I hate to report that it is another week so that may not go as well or as planned last week I guess it made it 300. Let me look on my everyday planner to see what we made. I said I would update you guys. Just briefly looking at it it was four five. I ended up making about 700. I thought I wrote the total down but it ended up being like 700. But again I had bills to pay Shopify didn't do too bad. We got a seller too from Etsy. I need to get on like a good schedule with my Etsy and my Shopify. Right now I have my payments coming like daily from both of them because I need it. I really need it but I'm going to switch it to a week once I get a little bit out of my head. So let's hop right on and this is week four a week three. No last week was week three. So we are the 20th through the 27th and one two three four yep week four. So y'all this week again it looks a little surprising but I'm going to make it work. Well it's going to work but I will say this I just actually came back from the bank and I took some money out of my sink and funds to pay the bills. I should have showed you guys this before I zoomed in but the majority of these bills I do at the beginning of the week. I don't have enough to cover them so that's the reason why I had to go on my sink and funds and I just don't have enough. I just don't have enough. So first let's just write down here we'll just get into all of my issues you know. So already I know that with miscellaneous which is Etsy it's going to be about I don't know I'm gonna put 60. Shopify last week we didn't do too bad. I'm just gonna put another 60 here for Shopify and then here I'm I'm gonna put 650. I'm gonna go a higher than last week. So let's do a little lab that's $770 for the week. So this week we have our card notes which is due today actually and they usually take it out at night. You guys I just didn't have the money and I'll tell you a mistake that I made remember a couple of weeks ago I said that Shopify tried to get their money early and I was gonna pay it when it was due. I didn't so they came and got it yesterday and I'm like oh my god that was like my card note money so that was that. I paid my loan today. Now what I have done is I put a little extra on this loan because it was on like $600 left on this loan. I'm trying to get this loan paid off never to return because this is a big chunk of money. The loan is $96. I gave them 83 today but I plan to give them another 20 but I gave them 50 last week so I'm paying extra on it to knock the loan down but I gave them $83 today and some change to give it an even number. So like there's a 20 so let's say it's 520 now so I want to give them 20 later on in the week but for right now I'll just leave the 83 just in case I don't. T-Mobile is due y'all tomorrow but I made a payment arrangement so let's do like it on the 29th. Don't have it and I did see where Insta Inc came out and Insta Inc came out like on the 15th that was last week. There is something else I have car insurance due on the 27th and then I paid some credit card bills last week so I'm going to add them here let me see on Barclays. I ended up giving Barclays a hundred I believe and then yeah Barclays got a hundred and then Citibank got 40 so but it's still pending so I'm assuming that it's coming out this week so I'm just going to add it to this week but because again Shopify took my money and so that was actually part of it too I just didn't have it how about that didn't have it. Car insurance is $213 so I'm going to go ahead and put down those bills from last week because I'm just waiting on them to clear because the 18th was Saturday Barclays is doing a Saturday and Citibank is due I mean excuse me 18th Citibank is due on the 17th so I paid both those bills on Friday but I guess by being a weekend they won't hit till this week so I'm just going to go ahead and put them over here because this is when they'll be coming out. Like I said I don't know I'm like am I doing something wrong like am I doing my budgeting wrong I don't know I'm just trying to still figure it out I think I'm just I don't have all the answers okay this would be the 21st because it normally comes out on a Tuesday if I paid on a Friday so I'm just including that in here because it's really bothering me that it's just lingering like that and let's see what we have that quick I don't know what I put so we're gonna start over so we have a total of oh I forgot Boothman let me write that down y'all I'm sick of paying bills I know everybody is but I'm really sick oh and then I just noticed I forgot Wayfair and then my son's birthday is Sunday oh my god let's see I'm just looking at numbers and just happened to see that I'm gonna add this 200 Boothman is due on the 25th and then I see I have Wayfair and actually I ordered like some patio furniture from Wayfair maybe the middle of the summer and it's like on a promotional kind of thing but I have no interest for like six months but I really want to pay that off it wasn't the $300 so I'm gonna put down 50 for them because I really want to get this paid off so we're at $867.93 so this is it y'all so I'm actually minus and the negative again I'm in the negative again that's $97.93 how does this keep happening I mean for one it's just not there okay I'm just gonna be real with you it's just not there like this really should have came out like last week but it just didn't work that way like I said I was behind so I actually should have put Shopify here as well because they got their money but actually Shopify came out this week so and that's another thing I need a buffer for Shopify because I don't really know I can go in and look and it would give me a guesstimate but I still need a buffer for Shopify so I'm just not gonna there's nothing to give over here not right at this moment so for notes I'm gonna put that it's my son's birthday so of course he's a boy so you know he wants a game or something like that he's 15 though so he likes clothes also and you know what you guys I'm making take off car insurance because that is a Sunday and it's gonna come out on Monday but I'm gonna leave it here on this week because let me take that off but I still need some of the money in there because it's gonna come out on Monday so I'm gonna leave it like it is um also I want to make some goals for myself this week and one of those goals I was thinking about this all day like just trying to figure out like what am I doing wrong with my budget what am I doing wrong with my money um even though I'm not making a lot um I did recognize some things like I need to do more promoting of my business I need to like really focus and like get my websites together and list everything correctly and move things to where they need to be and just make everything really more accessible I think that's the word I'm looking for um just make things easy to find especially for my budgeters I want them to be able to go to my website and go right to what they want especially if they don't want stickers or anything like that so first goal is to track my spending um I have a spending tracker in my everyday planner but I have barely only thing I come in my everyday planner for now is for my salon schedule but I want to get back into tracking my spending and color coding it because I think I'm doing good but obviously I'm not so this is over y'all can see this is from June I was tracking pretty heavily in June up until the beginning of August so I need to get back on that also track my um I guess it tracked my spending and I also want to it's another goal I wanted to do um time block oh that's not it I made a mistake um I want to promote my business more I just don't like to be salesy but uh since you broke I don't have a choice I'm broke well I mean really I gotta do more so right now those are gonna be my top two goals for the week is to track my spending and let me also add spend less spend less and the only thing I was coming from the bank and I was like what am I doing wrong I was just trying to figure out like where did I go wrong with this like you know I was saving really good there for a moment but where did I go wrong what am I doing wrong and I know a lot of people say well you can't blame yourself you know you know you're on a low income or whatever and I totally get that but it's something not right you know something's not right and I said this always happens where I have to go into my savings anytime I get a little bit of savings it seems like I have to go into it and I can just never save so what's going on what am I doing wrong and the only thing like I said I need to track my spending I said I did not spend frivolously during the month at least to my knowledge um but I looked at I do a lot of eating out so I need to stop that um again go back to tracking my spending that way I can see where this money is going because I really need to just start from scratch like with my budget tracking I like I always say and I give advice to others start with tracking your spending and you know your income and that way you can kind of see where your money is going which you have to spend so I'm just going to be starting to square one I still have money in my envelopes but I won't be contributing a whole whole lot because I just don't have it and especially if I have to go back and get it it doesn't make sense if I have to go back and get the money I just put in something's not adding up so I'm going to get off of my little soapbox I'm working on an order let me show you guys I'm working on a hundred envelope order so I wanted to show you all my process but um my process is it takes me a day to cut the envelopes and not necessarily a day but a couple of hours um to cut the envelopes then I take a day to eliminate them um so I'm almost done with this and I got a few more to cut takes me a day to laminate and then the next day I add the numbers and ship out and it just depends on my schedule so it's about a three to four day process and then you guys let me show you what I have coming just a little sneak peek I'm going to be doing some Gucci's and some Gucci 100 envelopes and then I'll be doing the cash envelopes I'm going to finally list those so I'm going to try to get up my business planner um and do a video on that because I haven't done that in a while so that way I can figure out my process and that's what I'm going to go back to kind of sneak in my way back into planning because when I was planning I was a little more on top of my stuff and so yeah that's that so thank you all so much for listening to my ramble thank you for you know watching today if today was your first time watching any of my videos and you enjoyed today's video and you would love to see more videos like this from me do me a favor hit that subscribe button also hit that notification bell so to notify whenever I upload videos and I will see you guys in my next video bye