 We had earnings from Bank of America and Goldman Sachs. Bank of America is a grind out story. They just did exactly what you expect. Goldman Sachs' grind out story did exactly what you expect. And when you have those situations, you're not going to get a stock to soar. You'd like to do it much better than expect. But you're not going to get a hit. And if it does get hit, you want to buy it. Bank of America is very, very levered to short term rates. If short term rates go up 100 basis points, they get another $3.1 billion. So if you think there's going to be rate hikes in the next year, you buy Bank of America.