 Nothing goes to Anne. Nothing goes to Bob. Instead. Instead. Inside of your living trust, it says when mom and dad pass away, a trust is created for Anne and a trust is created for Bob. These are not living trusts. These are mommy and daddy created trusts. So when mom and dad die, Anne's inheritance goes to her trust and Bob's inheritance goes to his. So Anne takes some of her money in her trust and she buys a condominium. It is not owned by Anne. It's owned by what? Her trust. Then she takes some of her money from mommy and daddy and she buys an investment account. It's not owned by Anne. It's owned by what? Anne's trust. Bob's wife leaves. Bob knows that she's not going to get any of that inheritance because it's in a trust. It's never been commingled. It's never been community property. It's going to go on to your grandkids, et cetera, et cetera. Now I have a question. If you walked into an attorney's office or you have or let's say you have an estate plan in your trust and it says when dad and I die or mom dies or whatever, it goes to the kids. Is that smart? No. No. No. This is not what you said before. I'll tell you what. What I used to do before I was an attorney. I was a kind of art teacher. So really, isn't it more important to have a great living trust where you're taught what it means and you're taught the options. Now you don't have to have that option. You don't have to pick that option. But if you never know about that option, then you're at a decided disadvantage.