 This is Pramod. He's a 12-year-old student in Bactapur, which is in the Kathmandu Valley at the base of the Himalayas in Nepal. And this may look like an everyday classroom, but inside the gray walls and the basic surroundings, Pramod is actually embarking on a journey that's changing his life. For the last year, Pramod has been learning about financial responsibility and the value of savings as part of the Youth Save project. And about once a month, this classroom that he's sitting in turns into a Bank of Kathmandu bank branch with tellers, deposit slips, the works. Now Pramod, who receives about $3 in monthly allowance, he used to go and blow that money on video games at the local arcade. Now today he's saving up to achieve his dream of going and studying abroad, something that his 29-year-old mother, who never learned to either read or write, ever had access to. Actually, recently he said, my savings account makes me feel secure about my future.