 One, four, three, nine, four, two. Around the Northwest, brought to you by Ergal Arts Festival. Fun for all the family, July 9th to 24th. Visit EAF.ie. Now, if you're a member of the Kennedy Credit Union and you're in their members' draw, well, it's time to find out who's going to win the two cars today. Two cars up for grabs. And let's go back and join Oshin Kelly Oshin. Yeah, thanks, John. It'll be a couple of minutes yet before we do the big draw. We've got double gold medalist at the World Masters Athletics Championships. Catherine McDevitt joining us. She will be pulling out the one in tickets. But before we do that, we're going to just have a quick word with the chairman here of the Kennedy Credit Union, and that is Kieran Harn. Kieran is always, we're delighted to be involved here, and I suppose is always the draw as popular as ever. Yeah, Oshin. Thankfully, we have a large number of entrants every year, so I think it's over 4,000. Anybody who isn't in the draw, they can always check next time they're in, or they can download the form online, complete it, and drop it in. So there's four opportunities every year to win a car. It's a member's benefit. There's no money made out of the car draw. So it's 25 euros to enter. Four cars won every year, and as I say, all the money that is taken in is distributed again by way of cash prizes and cars. So it's a great lift to the local garages, great lift to the members, and you know, it's a few and a thousand euros. That's a great lift as well, taking holidays. Yeah, a thousand euros, 10,000-year-old cash winners. We'll announce those in just a second as well. But listen, Cairn, we're on the height of the summer, and there's a lot of students and parents thinking about, I've got my young cub, or my young girl to put through college now, come September time, and again, let a Kenny Credit Unioner here to help. Yeah, I mean, the best advice you can give anybody is to open a credit union account as young as possible. But if you haven't done it already, I mean, the banks, some of them are closed in the Ulster Bank, obviously being the big one locally, KBC as well. And you know, we're more than happy to open a current account for students now. You can do everything with us. We have our own app exclusive to letter Kenny Credit Union. You can go on letterkennycu.ie. You can open your account online. We now have a check, because it's a current account, you have MasterCard, credit card, which means you can use it online, anywhere across the world, anywhere that accepts MasterCard. You can use your letter Kenny Credit Union card. So we have all the services that the banks are providing here in letter Kenny Credit Union. And it's free of charge. There's no, for students, there's no fee for opening a current account so they can do everything they want. And of course, for the parents, you're starting to hear the horror stories about rent, rent in Dublin, rent in Galway, rent in England, wherever they're going. You know, it's expensive. So of course, student loans are there. So students can apply for the loans. Parents can apply for the loans. If the students are applying, obviously the parent might have to go guarantee or probably will have to go guarantee, competitive rates. And as I say, we're here to help and help people get their children through college. Lots of other services. Obviously, as you mentioned, the current account, but mortgages are now part of the credit union. Monster loans are now part of the credit union. The bigger stuff here. Yeah. The monster loans are quite popular. There's no charge over the property, obviously. So it's a personal loan, but it's referred to as a monster loan. But the interest rate is quite competitive at 7% and you can borrow up to 60,000. So anybody thinking of doing a home renovation, new kitchen, new extension, whatever they're doing. It's there. It's available. It's relatively straightforward. And as I say, 60,000 would get most people whatever they want to do. If you want to go higher, apply for a mortgage. Of course, we're now doing mortgages. We've just issued our first loan offer for our first mortgage, which was a great day for the credit union. And obviously the central bank have their requirements in relation to mortgages. So they're a bit more tricky and they're a bit more long-winded to get through. So if you need 60,000 or less, the monster loan's the one for you. But if it's more than that, we're happy to engage as well, go through the mortgage process and see if we can get you a mortgage as well. It's amazing how the credit union has developed from... I was talking to a couple of the gentlemen here about way back when the credit union was down the road and people were coming for small loans in there now giving away mortgages here. And so you've moved with the times and moved with it in a big way? Yeah, I mean, we had a big night here recently a couple of months ago. Ted McLaughlin sitting behind you there. Did a book, 60th anniversary. He went through all the old, I suppose, the secretary reports from every year and all the monthly director board meetings. And actually, the booklet's probably available for anybody who wants to come in and get it and read it. It's very interesting. It's all the founding directors, all the directors all the way through. But yeah, to get back to your point, I mean, it's gone from humble beginnings to 100 million now in assets. So, you know, we have 100 million members' money resting with us and we're entrusted with looking after that and all the responsibility that goes with that. So, you know, it's a very onerous task now with the central bank. But thankfully we're dealing with it thanks to Gordon Gale and all the staff here. You know, they're excellent. And we just, I suppose, help out then once a month with the monthly meetings and making some of the supposedly bigger decisions. But I think a lot of them are presented to us either by way of the central bank or by way of the people downstairs who do the real work around here. So it's working very well at the moment. We have 30 million out in loans and obviously that's the only way to make money these days. There's no money coming back from investments because interest rates are zero. So we encourage our members if they have money in to spend it and if they want to get a loan anywhere, borrow with us, help out your fellow members. You know, at the end of the year, whatever money the credit union makes it goes back into the credit union. There's no directors here. There's no dividends paid out to third parties or, you know, large corporations. Whatever money we have in excess is paid out to our own members by way of dividends and loan rebates at the end of the year. So we're here for the members, owned by the members, for the members. Good man. Okay. Well, our more pressing matter is of course the car draw. By the way, if you're not one of the two winners, you can avail of a car loan here at the Larkin and Credit Union with competitive rates. Again, Catherine McDevitt. She's a gold medalist with her. She's a double gold medalist at the World Masters. Our guest of honor today for the big draw and if you're watching live on Facebook on the Highland pages as well, you're very welcome. So we've got McGary here too. So guys, give the drum a good spin. And as we wait, the first ticket to come out, the first five winners of the 1,000 euro. Shawna Gibbons from Church Hill. Melissa Coffey from Convoy. James Jimmy Gleason from LetterCinney. Kathleen Fagan of Terman. And Christopher Doherty of Trenta. So congratulations. You're the first five winners of the 1,000 euro cash. You get 1,000 euro cash each. So congratulations. And the LetterCinney Credit Union will be in contact with you very soon. We'll announce the other five winners in just a few moments. So we'll get the ticket in the air with a number on it. We've got names on a sheet which corresponds to that ticket. And we will of course tell you who the winner is in just a second. In the meantime, all the details of the services again from LetterCinney Credit Union are available now on their websites. LetterCinneyCU.ie. So we're just waiting on confirmation of the winner. Liz is going to confirm. The first car, the Mazda 2, courtesy of McGinley Motors and LetterCinney Credit Union is off to Remelton. Jason Buchanan and Remelton is the first of the car winners for today. So congratulations to you, Jason. Very well done. Jason is the first one. And now, we're going back in again. Yeah, Jason, you might want a second one because as per the competition rules your ticket's put back in again. So Jason Buchanan is the winner of the first. The drum has been spun once again by Mick and by Kearn. Catherine's going to dig in deep. So we've got another ticket out showing to the camera for verification and it's back to the team again of Liz and Ted. As we wait to see what we're waiting I'll give you the winners of the other. 1,000 euro cash prizes. The other five, Fidelma O'Breslin from LetterCinney, Sarah Lynn Hunter from Kell McRennan, Mary Harkin from Fordcara, Padini of LetterCinney, and Kearn O'Donnell of LetterCinney are also the winners of 1,000 euro cash. So congratulations to all the 10 winners and again members or staff members of the Credit Union. We'll be in contact with you very, very soon. Okay, so Jason Buchanan was the winner of the first car and the winner of the second car not too far away in LetterCinney. Congratulations to Manus Gallagher, winner of the second car, the Mazda 2. So well done to Manus and well done to Jason. Big round of applause folks for our car winners after a melt and off to LetterCinney. Again the Credit Union staff will be in contact with all our winners shortly. Many thanks again to our special guest, Double Go medalist Catherine McDevitt also to Mick and Kearn and now forgetting about the wonderful team of Miriam, Ted and Liz who are also supervising things here and making sure that everything's going according to plan. So Manus Gallagher, Glenn Carr, LetterCinney, Kearn's telling me it's an old neighbour that has maybe possibly up from that part of the world. So well done to Jason Buchanan or Melton. Right John, back to you in the studio. Brilliant, thanks Oshin and well done to the two winners there of the cars and indeed all the winners of the cash prices as well of a thousand euro but to Jason Buchanan and to Manus Gallagher winning the two cars, the two new Mazdas.