 Dollar cost averaging is when you're investing inside the stock market and you're not throwing in one lump sum of your cash all at once. You are playing on the volatility of the stock market of the prices being high and the prices being low. No matter what the price is, you're going to invest $20 every single day inside the stock market if the price is high and you're going to catch the stock on sale when the price is low. So that way, it kind of averaged out the price between the high points and the low points in a volatile market.