 BIND has suggested expanding a program that forgives the loans of people who work in public service. While this may sound like a noble idea, the beneficiaries include some extremely high-paid professionals working at non-profit hospitals, like cardiologists, who make $400,000 a year on average. Public service workers often have the best job security, healthcare, and pension benefits among middle-class workers, making them strange candidates for debt forgiveness. Why should students worry about staggering loan balances if the government is just going to cancel the debt anyway? It only discourages them from taking a more prudent path, like attending affordable community colleges before enrolling in a four-year university, or going to a trade school that arms students with practical skills that lead to high-paying in-demand jobs. If colleges notice that high tuition is scaring off would-be students, they'd have to lower their prices.