 There's a narrative out there that millennials and the generations he's behind them are lazy. What do you think of millennials? Coddled and titled? Yes, I think so. Millennials don't get off the couch very often. Millennials don't want jobs. Well that is just bunk. The reason a lot of young people are not doing nearly as well as their parents at this stage is that they're paying huge amounts, much more than their parents ever paid as a proportion of their paychecks for education, higher education or student debt, housing, for rent, healthcare, even transportation. All of these costs have increased faster than inflation and at the same time jobs are not paying that much more. We know that one in ten college graduates are underemployed and by underemployed we mean that they are not spending 40 hours a week doing things that are challenging and taking advantage of their education. One out of twenty are unemployed. In the post-World War II era we have never seen anything like this. That is, we have always expected that we're going to do better. Individuals and families are going to do better. They're going to be trading upward and their children are expected to do better than they have done and that's been the case. For the first time now we see the pendulum moving in exactly the opposite direction. Today, more than ever before, your chance of getting ahead as a young person is dependent on the parents you have and their income and their wealth. We are on the verge of the largest inter-generation wealth transfer in history. They've got 74 million baby boomers. They've never done so well. I mean they are raking it in. With all of the problems and challenges that young people are facing you've got this extra resource that is going to be going to those small slice of millennials and generation Z's who have wealthy parents and grandparents. If nothing changes, the two tiered society we have right now is going to become even wider in terms of the gap in between the habs and they have nots. One of the most important things is to make college free. The other thing we need to do is make health care cheaper. We've got to have a single payer plan. We also can do a much better job with regard to affordable housing. I just want to give information and analysis that's useful and I want to inspire action and change because we can't go out in the way we are going right now.