 Hi, I'm Terry Lynch. I'm with the Insulators Union and we're here with the National Insulation Association and we're here to tell people what mechanical insulation brings to the table in terms of energy conservation, reduction of greenhouse gases, and the creation and preservation of good long-term jobs. It pays for itself. It pays for itself in a very short time by insulating and increasing the the thickness of the insulation. It generates tremendous savings for the insulators. It's never too late to insulate.