My Investing Club provides only general information and educational services, and does not provide investment advisory services. The information and services provided by My Investing Club are not intended, and shall not constitute or be construed as, advice or any recommendation to purchase or sell securities, nor any offer, or solicitation of an offer, to purchase or sell securities, nor an attempt to influence the purchase or sale of any security. The purchase and sale of securities involves a high degree of risk, and a number of factors could materially and adversely affect the results and lead to a substantial or complete loss of investment. The information and services My Investing Club do not indicate, warrant or guaranty any predictable, expected, general, specific or other results. Purchasing and selling securities is speculative and suitable only for persons who have substantial financial resources, who understand and accept the risks involves, who have independently reviewed, determined and accepted those risks and consequences thereof, and who are able to bear the risk of substantial or complete loss of investment.