 the mortgage interest in which case you're buying a home and the home is typically personal but possibly deductible possibly because in part you've got big lobbyists in the in the home building and selling in real estate area that want to subsidize the market I would think it might be one reason uh if they're but anyway that's somewhat skeptical of a or investment activities now investments kind of in the middle because if you think about investment activities you you basically think of a situation where you might take out a loan in order to buy say stocks and bonds because you think the stocks and bonds are going to go up in value for example so if you think like apple stock is going to go up in value I need to buy apple stock because it's going to double in value tomorrow but I don't have any money well what I can do is leverage it right I could take out a loan and then purchase the stocks and then we'll see what happens right if it goes up in value I still have to pay off the loan payments but as long as the increase in value is greater than the amount of the interest that I have to pay then I'm a winner in that game and that works great as long as you're winning but but if the stock goes down in value you can also get in the hole real quickly so there there's a real question in terms of just should we have it deductible or not in terms of basically investment and and like speculative purposes because the question there is do we want to be incentivizing people to taking on risks that seem more closer akin to like gambling rather than legitimate long-term business risk which would be more like the situation where you buy equipment and you're planning on building a business which is a long-term thing rather than a short-term investment gain that you might be trying to take out a loan because you heard some you know it's got some inside news on a stock trade or something like that