 We insert an additional pipeline in the recipe of your estate plan, and that additional pipeline protects your grandchildren until they come of age when they can use the money wisely. You see? Not just one pipeline of protection, but two. That's why I said give your kids nothing. It never goes to your kids, because if it goes to your kids, all kinds of problems can happen. We want your kids to control what they inherit, but we want to make sure what they do inherit stays in the family, unless you've got different ideas. We can make alterations to that, but in most cases, most of us want the money that we've worked so hard for to go to the loved ones that we choose, and that's why our office has developed an inheritance protection trust. You've worked too hard for what you have. Let's not waste it. Remember, what you thought was a sensible estate plan after you learned more really wasn't. You might love your son-in-law or daughter-in-law. We can let your daughter decide. She can change her trust so that when she passes away, some or all or whatever can go to her husband, wife, whatever, charity, it doesn't matter. Just remember, the pipeline is the control in the inheritance protection trust. The people you love are protected. They get what you want, and there's a good chance that they can pass on assets that you gave to them, to their loved ones.