 It's a big day at Lederkenny Credit Union because up to Ditz, so far up to Ditz, they've given away 62 cars and today they're going to give away two more. Let's go live now and join Oshin Kelly. Yeah, thanks Kevin and if you recap earlier in the year, Collette Kelly and Frank Coil were the winners of the two most recent car draws and that was back in August and today this is the last draws of the year, two cars to give away again. Sitting out the front in conjunction with Kelly's Toyota, two Toyota Yaris Cross cars and they're a fantastic looking machine and they'll be a lovely prize for somebody today, two lucky winners. They're going to be in with the shouts. Now if I look over my shoulder, the team led up by Ted McLaughlin and CEO Gordon Randall's. We've also got McYary and now Kellen's here as well. That is the draw team. They're all working very hard. They're digging in deep into the into the drum because there's cash prizes to give away and that's what they're currently doing. Two 1,000 euros, eight 500 euros and four 250 euros and we'll announce those winners for you very, very soon and we do of course have the main draw coming up just shortly after 3.30. I've got the chairman of the Erick and the credit union joining me now. That's Paul Hume. Paul is always nice to see you. Good to talk to you again and delighted to be back. Thanks a million Oshin and it's always great to have our friends from Highland Radio with us back in the credit union for our car draw. It's nearly it's like an institution now to have you here. We always enjoy coming down here particularly when we've got the tea and the coffee and the cakes. Absolutely and thank thank you to Kathleen Dorian who always organizes that in conjunction with Max Mace but no it's good to have you here at what's been the end of another bumper year Oshin for letter Kenny credit union. We want to thank our members for keeping their faith with us and for our brilliant staff behind the counter here and behind the scenes and to our directors. We have a lot going on at the minute. We're heading into the season for the Christmas loans. We have our student loans for anybody going to university and also the big one Oshin is our mortgages. We're pushing our mortgages because they're probably the most competitive now in the market for the interest rate and that of course was in a new edition in recent years for credit union and certainly the people who are looking for the mortgages and indeed the credit union. Both parties reaping the rewards of that. Absolutely absolutely Oshin and one of the big ones that we're trying to say to people is that not only are you getting a mortgage at a low interest rate but you're also getting it with your life insurance paid for so if you take a mortgage Oshin over 20 years that would be costing you 50 euros a month that's six grand a year that's 12,000 over 20 years you're saving by taking your mortgage with the letter Kenny credit union. And you touched on the seasonal loans as well a very very popular loan for its members and of course a lot of people coming in have worries as they head into the Christmas period but this is something that can help relieve those worries. Absolutely Oshin and we're always we're always open to listen to people and and to do our best to help them. The seasonal loan is probably one of the cheapest loans around it's geared towards people who will be struggling coming into Christmas and I suppose in the credit union we recognize this year Oshin that you know with the cost of living going through the roof for people everybody needs a help in hand and that's what we're about. Listen we're going to try this carrot kick now. Absolutely, absolutely. Listen as always Paul good to talk to you thanks for having us down and we wish you all the staff and the members more success and continued success. Thanks very much Oshin. Thank you. Paul here and there you go chairman of letter Kenny credit union so the guys are still working very very hard. They're continuing to dig out the winners of the cash prizes so Kevin what we'll do at this stage of the afternoon is go back to you in the studio and you can rejoin us again shortly after 3.30 when we'll have the big draw two cars to be given away on the program here at letter Kenny credit union on the high road.