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Published on Feb 16, 2010
http://en.wikipedia.org/wiki/Phil_Town Phil Town teaches investors NOT to use Mutual Funds who have set up the system so that, in the end they will gain as much as half of investors hard earned money! Phil Town says that what makes them wealthy without having to be talented. They either dont have the skill set necessary to successfully stockpile businesses but Phil Town teaches you how in PAYBACK TIME.