 So I'm gonna say 1,017 and I'm just gonna plug that in and let the software do it. And that will then come out to my total of the 1817. Going back to the first page of the form 1040. Now I've got the itemized deductions at the 1817. The standard deduction is currently at the 129.50. It's taking the greater of the two because I have my max formula here. So it's taking the 1817. Taxable income is now at the 81,983. So if I go back on over page number one, we're at the 81,983. And then of course the software calculates the tax. I won't do the second half right here because I'm not really focused on that. Focus everything on that area. Right now. So there's that. So once you've cleared the hurdle, then of course you're saying, okay, now you're itemizing. Now it might be worth diving into the medical and dental expenses because you might get an actual benefit from it. Although it's kind of a double-edged sword with this one with your income going up because it's usually higher income individuals that are more likely to be taking the standard, the itemized deduction instead of the standard deduction. But this one has a 7.5 floor on it. So they have to clear that before it even starts to add into their itemized deductions and the higher their income then, the bigger that floor is, the hurdle that they have to clear. So we'll talk more about that later. But then you might say, well, it might be worthwhile for you to add up all your medical expenses where it wouldn't have been if you were nowhere near itemizing. And then it might be worthwhile to now add up all your charitable contributions, right? Because now you're getting a deduction for it. So let's just put in a couple charitable contributions. We'll say that we have 4,000 charitable contributions. Let's say we'll just throw that number in there. And so now we've got the 4,000. Now, if we were nowhere near itemizing, then it's still good to give charity, but it wouldn't be pulling over into here generally in that case. So now it might be worthwhile, like I said, to go through more with a fine tooth comb, which we'll go through some more of these sections after you've cleared the hurdle and you know they're gonna be clearing the hurdle in order to itemize. Now, my itemized deductions are currently at 2217. So if I change this to, and let's bring that over here. I added 4,000 on my schedule A for charitable contributions. Do I have a charitable gift to charity? Let's add a couple rows here. Add just a couple rows and I'll just say gifts, charity. I might list them out here or I might not. So if I list them out, I might want more rows than this, but I'm gonna say total gifts to charity. Sum it up outside. I added up the 4,000 is what I want, 4,000. So that brings my total to the 227. Now notice that I changed that number and that means that probably my state tax calculation's gonna change. Maybe it didn't. 1,017 brings this down to the 2217. So that's still good. Sometimes you gotta keep it on that state tax though. Just saying it didn't change right there, but it could. Sometimes it does. So that brings us to the 2217, 77983. So if I go over here, we've got then the 77983. Now, if I changed everything the same here, but I just changed to a married couple, they're no longer gonna be taking the itemized deductions because if they're married, it goes all the way up from 12,950, the standard deduction to 25,900, which is then gonna be higher than the itemized deductions here. So let's check that out. So now they're married. Mr. Anderson got married again. Yay, 100,000. So we're keeping the income the same. Now, obviously that could result if you're married with a doubling of the income or an increase of the income, but we're gonna keep it the same. Everything the same at this time. And now that standard deduction jumped way up, doubled to 25,9, which is now greater than what we had in the schedule A. So it's a pretty large hurdle there. You can see that's fairly significant to try to clear that hurdle, even with the more, you gotta be paying a pretty significant amount of interest on the mortgage in a pretty significant amount of taxes, which you can easily clear if you're in a high cost of living a state. But if you're not, then you may not clear that even with a home, because you might not need as big a loan or whatnot. So there's that. Now, if I mirrored that on this side, I'd say, okay, that would mean my standard deduction went up to married here, boom, 25,9. And now I can see the 25,9 is greater than the itemized deductions that we calculated last time. So that means it's gonna be taking the greater, the 25,9 instead of the 22,17. So that's the general idea. Now remember that if you had people that were over 65, those standard deductions change, and you'll typically pop on over here to the schedule 1040SR, and you can look at those standard deductions on page four. But that's the general layout. So we're gonna go through some of the itemized deductions now category by category. So many categories. For the schedule A, we'll look at each of these categories. But what you wanna do in practice in your mind when you're dealing with someone is probably look at the prior year tax return, right? Did they itemize last year? Has anything significant changed from last year that means they're gonna itemize this year, such as they bought a home, or they had like a catastrophe happen, like a medical catastrophe or something that was very expensive, because that's gonna be the big thing that will lead you to see, are they gonna be able to itemize or not? Is it worth my time to dig down on the itemized stuff? If they are itemizing, then of course you wanna spend more time on each of these categories on the itemized components because it's more likely that you might be able to get to squeeze out a few more benefits once they've cleared the hurdle. And also you always wanna just keep in mind that if they have a home, you could ask that as a general question. Do you own your home or do you rent? Well, if you own the home, then it's likely they have mortgage interest. We would expect to see mortgage interest and we would expect to see property taxes, which are gonna be the big ones that we would want to make sure we pick up. And then again, once we have those, then we wanna drill in on all the other kind of, on the other kind of stuff. So that means that when you're looking at this, you usually don't kinda look at it from top to bottom. You usually look at the schedule A and go, interest. Let's look at that first. And then taxes, property taxes in particular. And then you might go into the other items and kind of expand on it from that point.