 Good afternoon everyone and thank you all for tuning in We're going to start this afternoon's briefing with some words from dr. Levine Thank You governor like to give you a little bit of an update on where we are in Vermont Over the weekend the numbers did have a spike upwards And now we've gone from 52 to 75 positive tests in the state Unfortunately and we send our condolences to all of the families involved our deaths are now five There were three additional deaths over the weekend all relating to the outbreak at Burlington Health and rehab When we look at the data There's clearly trends As we've increased our test capacity Capacity we are having more positive tests. That should not be a surprise to anyone and Countries that long ago had higher test capacity saw this happen reliably many of our tests Other than those that we've termed the highest priority which remain in our state public health lab and have a rapid turnaround time Many of our tests are now sent out to commercial labs And we've begun to see some of the results from those test results and a number of the positives Excuse me are in that group and to us that indicates that we're seeing more sustained community transmission Of COVID-19 Since I know I'll be asked about this I thought I'd give you a brief update on the situation at Burlington Health and rehab a Total number of patients that had positive tests were 14 And only one staff member we've been actually doing a lot of Proactive additional steps to bolster what the facility in reality is and was already doing We found no fault in their infection control practices or procedures We've advised them on them. We've observed them There are various aspects of how they cohort and Separate patients with different risks and different test results and They're doing that very well There may be an opportunity in the very near future to have a select group of patients leave the facility Ones that were not there for the long term so to speak were there more for the rehabilitative aspects of their stay Staff are all being asked and required as our as our own staff have found out to have their temperature checked As they go into the facility and obviously if they have a fever of any sort They don't go to work them We've been in touch with the CDC in numerable times most recently. I was on a call nine o'clock last night And we continue to hear their guidance. They continue to tell us that We have always been following their guidance and that we're doing a fine job And they have no desire to come here because as I've said before they have numerous outbreaks Across the country in long-term care facilities as a result of the COVID-19 problem My last comments will just be more philosophical if you will This is really an unprecedented time We've asked for monitors to socially distance. We've asked for monitors to Change everything about their lives in a very very constricted period of time. I Can tell you from my own observations and I had to go out and do some errands yesterday and buy some things and People even when they recognized me were respectful. They did not Come up to my face to talk with me. They space themselves appropriately They understood that I know we're not hearing that in every quarter of the state and every Person that lives here But I do see remarkable change in a very very short period of time Which I think is commendable You know in public health we use some terms that um don't sound so good in this kind of uh atmosphere like isolation and quarantine Segregating a portion of our population And when we say terms like social distancing, they don't sound Maybe quite as negative, but they certainly don't sound very inviting either And so I want us all to remember that you know when I talk about public health problems in vermont I also talk about them sometimes that their route is in social isolation We're not looking for social isolation We do want people to be physically not as connected with each other as they were But that does not mean that they need to be socially isolated from them And it really means that all of those creative ways and modern technological times that we connect with one another We need to take advantage of those more than ever before And it's our goal and the health department And I think as a state to really try to help our population With that real real difficult challenge of staying connected with one another Helping one another being cooperative But at the same time having that sense of volunteerism and creativity that will really help us all get through this With that I'll turn it back to the governor Thank you. Dr. Levine as uh, I said doctor just outlined as we all expected We continue to see a rise in cases as we test more verminers And we know these trends will continue On behalf of all verminers I give my deepest sympathies to those who lost loved ones due to this pandemic That's why our mission has been to do all we can to slow the spread of the coronavirus Reality is Many will be affected infected, but will only experience moderate symptoms But the conditions are much more severe and the risks are greater for the elderly and those with chronic health conditions The precautions we're taking are to protect our loved ones and neighbors who face greater risks And to win this battle We have to do our part all of us It's literally in our hands At the state level We've done a lot to make sure people are social distancing Including limiting the size of social gatherings to 10 Dismissing schools closing daycares restaurants bars gyms hair salons and much much more As well as other efforts to slow the spread As I said last week We're going to have to do a lot more before this is over And I want verminers to start preparing for even more difficult measures We're now entering a new phase As we try to flatten this curve Today I signed an order to require businesses and not for profits to implement every work from home procedure They possibly can so their employees can stay home safe Vermonters should also expect additional steps very very soon That will further reduce contact and direct more to stay at home in order to slow the spread It's not a question anymore of if it's a question of when To be clear All of us should already be taking personal responsibility to physically distance ourselves from others And to follow the guidance in place to help keep each other healthy The state is further preparing as well. For example I've directed the national guard and our state med surge team to work with the state state eoc To stand up the first of three medical surge sites When we while we hope we don't have to use them We must be prepared for this possibility I know the actions we've taken and those yet to come are difficult Which is why we're also expanding unemployment benefits helping small businesses with emergency loans And other initiatives to help support people through these challenging times But we know government doesn't have all the ideas or solutions It never has it never will And just like during Irene It's the ingenuity of vermonters the creative spirit the energy and work ethic of our people That we need now more than ever Here's what i'm asking of businesses and nonprofits If your organization is still open Look at our needs and ask yourselves What can I do to help? There are still important jobs that need to be filled So it may take some creativity and flexibility But finding ways to get things done while social distancing Can make a big difference We're seeing this across the state From businesses finding ways for employees to work from home To restaurants with curbside pickup and grocery stores creating special hours for the elderly to shop And we're seeing generosity as well Last week I put out a call to private companies around the state Asking for donations of personal protective equipment for our healthcare healthcare field By the end of the week Cassella edlin general dynamics global foundries Pompano sick mills of the church of latter-day saints and sharon And the many others had to answer the call with donations of mass gowns and monetary contributions to protect our healthcare workers as another example The vermont state police with the support of local businesses like cold holo cider Queencraft and autumn harp have been producing hand sanitizer And I know we have a few distilleries doing the same And the williston fire and police departments are giving facebook live tours of their equipment to entertain kids learning from home The point is This is the time to tap into your creative spirit, which is in the dna of every vermont To everyone across the state This is an opportunity for each of us to step up and join together even as we must be physically separated We can unite to help those in need and we need everyone to think outside the box and find creative ways to do that Pick up a meal for a neighbor Provide books or other resources for young kids or make a video to uh to read to them Send cards or messages to your local senior center Or donate to a local charity like the vermont food bank meals on wheels along with so many others in need And by the way when you order take out Make sure you tip them well. They could use it We need to take bold actions to defeat this pandemic But we also need small acts of kindness and goodwill as well This will deepen our resolve Preserve our faith and strengthen our connections to one another We cannot allow the physical separation to pull us apart Instead we need to use this moment in time to come together in other ways So today i'm asking you for your help And here's your mission Help your fellow vermonters in their time of need and I realize much of this is already happening But just like government needs to do more We need each of you to do more as well That's how we're going to get through this And put vermont in a position of strength when this is over Because it will be over at some point. It may be a long haul, but it will happen All the small initiatives and acts of kindness make a huge difference The bottom line is we need each of you to find a way to help to contribute in whatever way you can To help pull us together Stand united as vermonters I'm so very proud of this state and I know we're going to get through this Not because of any one person or any one action, but because of each of you So with that Speaking of partners I'm very pleased to have congressman welch here with us today He senator sanders and senator lehi or who I spoke to just before I came down for this briefing Have been very supportive of our work in leading additional efforts to help vermont at the federal level And I'll ask my friend congressman welch to say a few words Thank you governor Thank you and thank your team. Thank the guard The retailers and grocers And thank you vermonters You know the governor has been speaking about what each of us can do in what appears to be an overwhelming situation And the message that he's giving us is that any action we can take That helps ourselves our family our neighbors. That's an action worth taking But there's also an action that the federal government has to take This is an unprecedented challenge We have a pandemic and the recommended Way of protecting our health Is to compromise our economy People can't go to work Businesses are closed down People who had a job now don't And we know that we've got to take the steps required To protect our health We've got to do it no matter how painful they are But we also have to be looking over the horizon To address the economic challenges that we've had to suffer In order to protect our health and Washington is the site of the federal government and that federal government belongs to the people of this country And if ever there was a time where it had to act on behalf of everyone it's now The main responsibility that the federal government has Is to provide the funding so that our families are secure Our hospitals are secure And our businesses are around to fight another day The job we have is complicated and difficult But it's not as hard as the job That the front line health responders have It's not as hard Because the job that a family has where they were working and the mom or dad comes home Tuesday and says I don't have a job any longer It's not as hard as those folks showing up at the hospital Knowing it's a risky environment Where they've got to provide that health care. That's what it's going to ultimately sustain us But we have a job in washington To be the banker of last resort And the legislation that we're now considering Up to two trillion dollars Has a has as its focus four things Number one is individuals How do we protect individuals? I spoke to the head of the farmhouse group The very successful restaurant tours They went from having 250 employees on monday To four employees on tuesday Think about what that means for the security of those families So we want to extend and expand unemployment insurance And add about 600 dollars on top of what the maximum is which the governor tells me is a little over 500 here Have that on insurance apply to folks who are independent contractors that you're uber drivers And to self-employed folks in the past who've not qualified But whose incomes have collapsed There's discussion about direct tax direct payments to individuals And that may be included and if it is i'd be glad to support it But i actually think doing something that's sustainable is better than doing something that's one time If a family has an income of $50,000 a year A thousand dollar check is one week And this is going to go on longer than that That may be part of it But that's why i believe that expanded unemployment insurance paid for by the federal government is really essential to provide some stability to individuals We've got to improve food security All those kids uh and all those seniors who are dependent on those meals Have to make certain that the regulations that would prohibit them from getting those meals when they're not in school Are swept away. I know the state's working on the delivery of those meals for kids But that is something that's really essential for lower income Vermonters There's also a desire To have a moratorium on debt Repayment for three months Folks with credit card bills in the interest amounts Those late fees are brutal Student students who are in the process of repaying loans. Those interest rates are tough Uh car loans All of these things that are everyday obligations that people have and they meet their obligations Are now a real challenge And we don't want those families to come out on the other side of this with ruined credit and no opportunity to get back on their feet Small businesses I've spent a lot of time the last several days on the phone with owners of small business I mentioned the farmhouse group But you know, there's just a very vivid real example. There's a restaurant in norwich where margaret and I have dinner like once a week It's like our date night and bruce Had to lay office 14 people And what he's doing now is doing takeout meals And I like your idea of tipping But I also like the federal government doing a little bit more than that I like the federal government giving a loan to bruce in small businesses That can become a grant When he uses that money to maintain his payroll There's one of the challenges we face with these small businesses that are so so essential here in vermont Is that when the lights go back on When we can go back into those places, where will their workers be in some cases? They won't be here So we want to make it possible for them To open those doors on that day when it's okay Public health wise to go back Second or hot or third are hospitals Our hospitals are so essential to Getting our folks through this And essential to our way of life here in vermont our community hospitals are vital institutions as is the medical center They're under enormous strength. Why? They have been told In required to essentially stop elective surgeries And for our hospitals by and large the difference between red ink and black ink are those elective surgeries that are part of what they do Why do they have to withhold on the elective surgery? It's because we don't have the mask and the personal protective gear That will be necessary As the surge of patients with the virus Start entering into the hospitals So their financial situation has nothing to do With any business practices of theirs. It has to do with the federal Situation we face of this virus and having to have these hospitals be available for when those patients come in So we're having a discussion now with a bit of a debate about whether that should be a 75 billion dollar or 110 billion dollar payment That's available to stabilize the finances of these hospitals that are helping us get through this That would also include finally trying to get enough personal protective equipment That's essential in testing equipment that obviously is essential and then finally We have to have state aid The federal government has to help our state partners governor scott and his team are on the front line and the cost of vermonters As taxpayers is going to be significant We believe Patrick bernie and me That really the federal government should be the one that's paying the expense Associated with what is in effect a national emergency We can't impose that and shift it to a state Any state that's already overstretched So I hope we're able to deliver on that on governor scott And then finally we've got to have oversight on this I mean, you know, it's not the mistakes will be made When you're doing something as quickly and as momentous as this but on the other hand, that's no reason To not have accountability So that's the approach we're going in There's differences among legislators about how best to do it But there's a consensus that we have to do it And I think there's an emerging consensus that to the extent That the federal government is involved. It has to be the payer of last resort We can't impose this on the states and the communities and the small businesses on the hospitals on the individuals Who are all rallying to meet our public health crisis So thank you governor, and it's a pleasure to work with you and your team And to be a small part of trying to help us get through this And now I want to introduce The head of the vermont retailers and groceries association Erin Sigrist, I really appreciate what you all are doing. You're on the front line keeping us fed God bless the retailers and god bless our healthcare workers Thank you for being out there interacting with the public at a safe distance. Thank you, Erin I am Erin Sigrist president of the vermont retailing grocers association. It's incredibly difficult to follow such steady and Fantastic leaders today, but thank you both Congressman Welch as well as governor scott for joining the association and encouraging Consumers across the state to remain calm and thank you for your leadership during this time Last week the vermont retailing grocers association sent around the state Word to encourage retailers and grocers of all sizes To designate specific hours for vulnerable populations To provide and as well as provide alternatives to shopping such as curbside delivery or Even home delivery in certain aspects We also continue to encourage consumers to please respect these designated hours You can find a growing list of those businesses providing designated hours or other shopping Alternatives on our website at vtrga.org We're doing our best to make this list as comprehensive as possible It will change throughout the day on a daily basis, but please again visit vtrga.org and you will be able to find Stores within your communities that are providing designated hours as well as alternatives to shopping We also would like to take this time to urge Customers to remain calm. I understand that these are uncertain times But we're all trying to do our best to get to get through this as best as we can Um, we ask that you take a little bit of precaution where necessary We need to rest and reset and remember that the food and other necessities are available And we ask that customers go back to shopping as you used to in the sense that Don't we ask that you don't hoard we ask that you shop for two weeks, which is recommended By the cdc again two weeks instead of two months The shelves were stocked and plenty of food was available when we were shopping before this uncertain time hit If we continue to buy more food and toilet paper and supplies necessary It limits the abilities The ability of our neighbors to remain safe and healthy as well Again, the shelves may look empty at various stores, but food and other products are available We urge everyone to refrain from purchasing more again than two weeks At each visit. It's imperative that we revert back to how we used to shop Additionally grocery stores especially are on the front line during this pandemic If you're sick and you go to the doctor it's a controlled environment and everyone involved is able to take certain steps To to protect each other We don't have that luxury On the front lines. We don't know if someone is contagious And so again, we ask that customers who may feel unwell. Please stay home And we we are here to share with you that stores are providing alternative methods To shopping and doing everything they possibly can to ensure your safety as well as their employees And finally because we don't have the luxury in in stores to know if someone is contagious We've implemented additional steps to ensure again that you are safe additional cleaning throughout the day Plexiglass guards at certain checkouts around the state Employees are wearing gloves where possible. However, we all know that there is a shortage of personal productive equipment It's inevitable that stores will have employees that will become infected And this is again why we are asking that you practice the cdc guidelines And understand that these grocery stores especially are doing everything they can to protect the public and employees If an employee becomes infected stores are already doing everything they possibly can to ensure that they don't But if they do They're working hard to implement practices to ensure that they are disinfecting as quickly and swiftly as possible We ask that you understand that this is inevitable We ask that you understand that this is that the true vermont spirit is also neighbors helping neighbors And we will get through this. We all just need to rest and reset Thank you again for our our our leaders up here. Thank you governor scott. Thank you congressman welch Um, we certainly do appreciate your support during this time Thank you erin and thank you Thank you members for us typically in a in a crisis or an emergency We think of the first responders as typically the police the fire and the emt's and so forth But in this crisis, I think we have to add a couple and I would add Those in the the grocers that are providing the the food that we need As well as the custodial staff that is providing A need for us as well to make sure that we're protected. So In different different times, we have to look at different people for help and I'm happy to see that they've stepped up I will start with questions at this point in time Star two joe, maybe we'll come back to joe I'm assuming we have we may have a problem Why don't we take uh, let me try wilson ap Star two to unmute yourself Why don't we take questions uh to start off with while we try and fix this issue All right, um governor, is there any sense of How to quantify how much our economy has already idled because of this? I don't know if you can do that either as a percentage of the economy or the number of people Yeah very difficult at this point in time to determine but uh suffice it to say These are are going to be very challenging times for our economy That's why i'm so grateful for some of the the approach Congress is contemplating This will be necessary to take care of our first our workers I can now um if you could just hold for just a minute and And if you could just hold for a minute Um, that's why i'm grateful for the congressional delegation and what they're proposing. Uh, this will be a tremendous boost for us This is going to take it's going to be a very long recovery In some respects, but uh, but would there help to put put a reset on where we were before? Would help us uh incredibly So we don't though have a number from the tax department not at this point I mean there has been all kinds of projections But i'm not sure that anyone can determine that because it really depends on how long If you if as some had said in the beginning that this was going to be a short period of time Maybe a two or three weeks, but this is not going to be two or three weeks. This is going to be For the for the long period of time a month I believe Before we're even through the initial surge and then and then at that point it's going to be a slow recovery So it could be a long a long time And from bt digger That's uh, let's take another question from the floor You said that we need to be preparing for more difficult measures. Would a stay at home border be something we should be preparing for? Yeah, I think when you're looking at what other states have done We have the luxury in some respects of being Seeing in real time the epicenter, which is in new york Certainly with new york and california new jersey Connecticut and others have done Is going to be a fairly widespread will will be coming next i believe As well as our neighbors i'm in constant contact with governor sununu governor baker governor hogan And others in watching again What other states are doing in order to determine when the right time is to do this as well Speaking with dr. Levine almost on a on an hourly basis about what we're seeing on the ground here Everything's based on on data and science. We we took a measured approach going into this And uh once we get to a point where we're on the other end We'll take a measured approach approach as we proceed to recovery. So, um, this uh, that could uh, this is what we're contemplating Hi, can you hear me okay? Is there a specific timeline? Oh, it's going to be uh, again not a question of uh, of uh vif It's going to be a question of when and I would expect it will be in the next couple of days We want to give people, you know, I think it's important when we've done thus far In giving people time to prepare prepare emotionally mentally For what's happening and making sure that we're ahead of the curve And what we're seeing we're we're taking all the data in and again We think we've done done this correctly And we're we're just making sure that for monitors are prepared what for what's next Once we prepare them and they see that stake in the ground They're prepared to do whatever's necessary To get through this and and that's what we've tried to do be a take a really measured approach to to this crisis There is our other nursing home facilities other long-term care facilities at similar risk now Is there anything that others can do and learn from? Yeah, I'm I'm going to let either dr. Levine or secretary smith answer this but but I will say As I've said from the very beginning We know the elderly those with chronic illnesses are at risk all of them So we know that our nursing home long-term care facilities are something that we've tried to protect And will continue to do so because they're the ones that who are at most risk. So Dr. Levine Our secretary said Mike Smith secretary of human services as you know when the governor issued the state of emergency We really clamped down on access to nursing homes and long-term facilities similar to the Burlington health and rehab we clamped down very strongly on visitation And that sort of access to it. So we started initially With that in in terms of no visitors Except in end-of-life situations No visitors to that facility and yet you see How severe the situation is when you have an epicenter in a facility That is um that has people that are elderly This is what is the issue here for those who don't take this seriously This is this is a seriousness of it. This disease Does not affect It has limited effect on 80 of the population In terms of moderate to mild Symptoms with this disease, but it has tremendous effect on those that are older and elderly And that is something we have to protect. That's why we put those restrictions into place To begin with i'll leave i'll leave it to dr. Levine to expand on that just briefly So visitation policies are critical And they're they're spread from not just the long-term care facilities but hospitals other acute facilities Second is the workforce Making sure that the workforce is healthy making sure that no one in the workforce feels uncomfortable staying home Uh that they might lose their job or what have you because the fact is No long-term care facility wants to have a problem occur like we're seeing now And workers take personal responsibility, which is some of it to stay home And as I pointed out with the current facility You can't even arrive to your job if your temperature hasn't been taken at the front door So those kinds of policies are really very helpful Um, I would add that we have no reason to believe at burlington health and repub that neither a visitor nor a Employee was the reason for this to have occurred Um, and we're trying to do some of the detective work behind that right now But there's nothing obvious that has come out related to any policies Have all the staff and residents there been tested? Uh, the appropriate ones have been tested, but not and not everyone Can you give us a sense of how how many what percentage of staff and residents have been? Um No, I can't because I don't have the total number of staff that they have We've been hearing a lot of emails from people who are concerned about a lot of people coming into brahmont for To stay at their second homes trying to get out of places like new york city Are we Doing anything to assuage those fears that some people have that people might be bringing the virus in from Places like big cities. Yeah, I mean the reality is we're all in this together across the nation We're trying to do whatever we can to socially distance ourselves But we've uh, you know, we've we've taken We've had a lot of second home owners over the years and they pay They have their homes. They utilize their services take a We provide them with all kinds of things and they provide us with all kinds of income As a result, we're not going to turn our backs on them But it's certainly we're discouraging folks from coming to brahmont To to escape what they have have had to endure in their own Homes home towns and villages But but at the same time once they're here We're we're going to take care of them. We're all in this together as a nation as a As a humanity we have to to stay together on this And it's worth saying There's sufficient community transmission occurring right now That it's throughout a population It would be very very unfair to point a finger one way or another Think about all the travelers who have come back from vacations in european countries at a time when Our country allowed them to just come through the airport and go home We could blame all of them as well But this is a worldwide pandemic and this is how pandemics evolve It does call for perhaps though a coherent national policy, I would say So that state by state Each state didn't have to sort of invent Their method for social distancing And try to make that work for their population Because we know that viruses have no respect for state borders And we know that our borders with new hampshire and massachusetts are very fluid And there's a lot of commerce that occurs across those borders And people don't even know they're crossing a border when they go to their favorite restaurant or what have you So it's very challenging if a region can't have a similar policy across the region To really have the ultimate and success with these kinds of social distancing mitigation interventions Yes I have another question for dr. Levine about Testing capacity you spoke earlier about the increase in testing capacity The ability to send tests out of state what? How is that affecting the turnaround time like an average for a monitor who goes and gets tested? When can they expect to get results back on that test? Yeah, so from the state lab they can definitely expect within 24 hours from the send outs It's a moving target. So we've gotten some very very quickly. We've gotten some back in 48 hours People are telling us they're being told four days and I haven't seen that play out yet But uh, we need to watch that closely We we have had reader contact doesn't say they've waited four days or yeah, what can be done about that? Right now increasing the capacity of the local labs that we have here Which means having all of the appropriate reagents and extraction devices that are needed Having the appropriate number of collection kits Working very closely again with our partnership at uvm medical center All that will help enhance our opportunity to have a very rapid turnaround But I don't want to throw the commercial labs under the bus because they're indispensable now And our ability to do surveillance on this evolving epidemic and really get a handle on things And allow people to identify themselves as afflicted or not afflicted and take the appropriate steps We also know there are a lot more samples being collected at more locations around the state Are those all getting Actually tested at the same pace Or are we looking at some kind of a bottleneck right now where there's more samples coming in that we can Test that out again today No, but see there's so the high priority ones are staying here and the lower priority ones And there's a specific guideline for who is higher and who is lower are being sent out There was in the very first day or two a backlog in terms of We didn't know where we could send them at that point in time now. There's a very fluid smooth process to Get them in and move them out I have not I have not had any symptoms obviously I'm doing everything I can and watching myself and making sure that I'm washing my hands Dozens and dozens and dozens of times a day And making sure that we're we're staying away from each other, but I haven't had any symptoms at this point Clarified we can expect a Shelter in place order from you in the next couple of days I would not describe it as a shelter in place that terminology means something different to many people especially in the Emergency world What we're going to advocate is just what we've done thus far and it'll probably take another step But we want people to stay at home When they can right now you can you have a responsibility if you can stay at home stay at home But but we're going to take further measures to make sure That those that that can or should are and that we're allowing, you know, some of the essential Services to continue Yeah, we've we've been working hand in hand with the legislature and I want to give a lot of credit to them They're trying to take care of whatever needs we have at this point We're going to need some more There's there's all kinds of issues that will need that their their input their actions And we'll continue to do that. So I I really appreciate We've again put whatever partisanship with whatever debate we have aside To do whatever we can together to help for monitors Yeah, sure Just on you asked the question about the economy. This is where the federal government has to be aggressive Secretary Mnuchin indicated in a conference with the senate that we could have unemployment up to 20 And it's only the federal government that has the capacity To respond in a big way that's going to help our states Our small businesses and our individuals get back on their feet And my view is this is a situation where it's much better to do too much too soon Rather than too little too late And I hope that is a view that prevails in washington, but I want to thank you governor All of all of the monitors who are on the front lines Again, that'll wrap it up. We'll be back with you on wednesday. If anything else comes up We'll we'll certainly gather again in the in the meantime as we've done throughout this Last three weeks we react when we need to When we see the data and the science telling us what we should be paying attention to And what we need to do immediately and we've done so so Stay tuned. I want to apologize to those on the line We'll we'll figure all this out and and we'll we'll make sure that your questions are answered Thank you