 Hello everyone this is Amit Dan of amitdan.com. Today I'll have another episode of raid card unboxing and review video and I'll be presenting the brim regular no-animal fee master card raid card. On this channel I provide non-affiliated unbiased and honest opinions. I do not work for any raid card companies or take money from any raid card companies and there are no affiliated links. So what you're going to hear will be totally honest and unbiased opinions. So this is the envelope which I got in the mail and let's look at the other side of the envelope. We're going to open this up and then I'll go through some parts and features this regular no-animal fee raid card offers. So it looks like you can just remove the envelope by tearing the flap right here. Okay so that was easy to open and I'll just take out the package and here we have the envelope empty and I'll set it aside and everything we have inside this folder. Here's the whole brim package and I'll go over what's inside one by one. So just set aside the envelope right here and so this is the information folder or just a folder where they stack everything inside it and what I remember from having the big brim world elite master card in the past is that looks like you know they're using the same information folder or same package layout so they haven't changed anything due to the fact that this is a no-animal fee card which is not a bad thing. Here we have the brim raid card and then here you can see there's a picture of the app so I'll just put this here and take out everything from the flap. Okay so this flap is empty and I'll just cover the raid card for now which I'll show you later on. So they have given some sort of brim logo you can put it on your sticker or anywhere and which I remember getting the same thing with my brim world elite master card. So I'll just set it aside right here and then we have there's a small information folder or brochure and looks like that you know they're just giving all the information about each card and they put them together so which can be very confusing. I would like to have them you know separated for each card so for example the card I'm unboxing and reviewing today is just a regular brim master card which is right here and you can see that for this card you're going to get one point per dollar spent which is in simple terms just a one percent return on everything and then that's that's very basic return and then there's some insurances but there's no travel insurances with that which I'll come to it later and then for the rest of the pages they're just giving some information terms and conditions miscellaneous which we're going to go through all of them so I'll just set it aside here and now we have a card member agreement and again they put them put everything together which can be very confusing so if you just find the right card which you have here and there's a lot of information here which I don't need to go through all of them but I'll just like you know sort through very fast here and then I'll just put it aside here and then here we have the information folder our information brochure and looks like that you know they have separated this section so this is specific to brim master card and you can see right here that although this is a free no-animal fee credit card you have hundred thousand dollars common carrier accident insurance and then you have purchase security and extended warranty insurance and then you have mobile device insurance and you have even ticket protector insurance so let's take a look at this quickly here so here you have you know these insurance coverage if due to loss of life or accident or anything starting with the hundred thousand dollars and if you are like you know losing some parts of your body or some little bit the damage then the amount goes lower not bad for a no-animal fee insurance and then let's look at the next one which is the purchase security and extended you extended warranty insurance rate right here if you purchase anything with this great card then you're going to be covered for 90 days from the date of the purchase in the event of theft or accidental damage or stolen items so which is outlined right here so this is a very basic insurance you'll get that this one with most of the free credit cards so not a big deal and then let's move on to the next one which is the extended warranty insurance so this is a very basic insurance extended warranty insurance what is this is that if you have if you purchase anything with this great card it's going to give you an additional one-year insurance after or beyond the manufacturer's insurance which is usually one year so you get just one additional year insurance and then let's take a look at the next item we have here and then actually it looks like they have one insurance called mobile device insurance you may not get this with the other free credit cards and this one is just that you know when you purchase a mobile insurance with this great card then you have some sort of coverage and then let's take a look at what does it cover which is right here but in order to get these coverages you have to pay your full cost of the device with this great card so here they're telling when the coverage begins so it looks like there are two terms one is when you pay the full price and charge this you know charge a mobile device cost to your card then it starts 90 days from the date of purchase but if you're on an installment plan and it starts the second consecutive installment plan bill payment is charged to your card and this tells you here when the coverage ends so basically two years and then here are the benefits so what happens here that you know if your device is lost or stolen or accidentally damaged then you'll get some sort of money back and here the heavy chart of how much or how does it work so it looks like you know after the at the end of the calculation you can get maximum back would be 360 dollars after the depreciation and other deductibles so it's not bad for a free credit card but it's still it's not a lot and then there's other some sort of other see if there's any other insurances here so they have another insurance called the event ticket protector insurance and so basically this is some sort of benefit when you purchase an event ticket or anything let me just stop you over quickly here so it looks like that that's all we have here so it just comes with some basic you know merchandise insurances which you expect from any other free credit card except looks like the mobile difference insurance is a little bit you know additional you may not get that with other free credit cards and then we have this let's take a look here so here looks like we just have disclosure statement and it just to see like you know what is available and one feature that this card has is that it doesn't charge any foreign transaction fee but the problem with the breams no foreign transaction fee is that they do not use the master curves foreign currency conversion rate they use their own currency conversion rate and they have the room to you know charge you higher based on their own rates so that's something I would be worried about and then here this is the introductory letter so just to see like you know gives you a rundown on the basic or pretty basic things for example zero percent foreign transaction fee and installment pay and family credit cards there's not much in here so I'll set that aside now let's take a look at our Bream no animal fee free credit card which is stacked right here so I'll just you know take it out and I'll show it to you okay so here is the Bream regular no annual fee master curve so this card looks like it's all blue so I noticed in the past that when I was you know paying this card people it caught people's attention I was asked by the cashier or someone else that you know what type of car is this because then they haven't seen a paid card of this design before so in terms of looks and everything this is a good looking card and this is a no animal fee credit card which doesn't charge any foreign currency conversion fee and then there's actually another feature this card offers which is that you can get actually free boingo global Wi-Fi access which is also offered by the Bream world master card and Bream world elite master card so that's an advantage of having this free credit card is that you know you don't have to pay anything but you still you can get free boingo global Wi-Fi access which would cost you a few dollars per month let's see if you subscribe to the plan on your own I believe it would cost you more than 40 dollars per month or something like that I'm not sure about the number but definitely it would cost you something so the reason I'm keeping this card because I didn't want to lose the credit limit or credit availability which I had from my Bream world elite master card and my second reason is that I would like to use the boingo free global Wi-Fi access just by having a free credit card and it doesn't hurt because you know it's free so other than that this is a zero animal fee credit card which earns only 1% return I wouldn't recommend this card for to make it to make your primary credit card or for anything because the rate of return is very low but if you're looking for free global Wi-Fi access then definitely I'd recommend this card because as of right now I don't I don't have the information that any other Canadian credit card would give you free Wi-Fi boingo global Wi-Fi access with a free credit card so which looks like this is only one at this point and then you have zero foreign currency transaction fee although it's Bream's own currency conversion rate but that is still better than paying 2% 2.5% which most Canadian credit cards charge so that's the wrap up of my Bream regular new annual fee credit card review and unboxing forget about subscribing this channel forget about liking this video thank you for watching and I I'll see you shortly