 I want to welcome everybody back to the Independent Investor Channel. My name is Ryan. When I put out videos like this, I really want you guys to understand the focus and the theme of these portfolio reviews is to understand how I own these assets and not necessarily what I own. What I mean by that is I don't want you coming in and checking out a portfolio review and just going out and trying to cookie cutter copy what it is that I do, okay? I roll these out for you guys to understand where in fact I own these stocks and these passive ETFs that I own, and that's way more important in understanding why this flagship account is so important. It's the backbone of my message. The self-directed Roth IRA account is different than a managed Roth IRA account, okay? And so many people for years went with out understanding the difference between the two. It's really a lot of the reason why I started the channel in the first place because working on $120,000 plus and as this grows into the future, this is really going to become an amazing asset in my total comprehensive portfolio in that it will be tax protected and wealth preserved. So no account gets more attention than both of my Roth IRAs. They get the lion's share because I'm the most critical of new holdings. I'm the most critical of liquidations and I share that openly with you guys. So stay tuned as we conduct the review guys. We're going to jump into it and begin now. So it doesn't really get any more important than this. These are my flagship accounts. This is one of two Roth IRA accounts I have. This for organizational purposes will consider to be Roth IRA account number one. This is my wife's account. This is how it shakes out. This has a good mix of a passive element with some dividend growth as well as some speculation. This really tries to cover all bases. The deliberation that I go through before I take investments within the Roth IRA is very, very critical. I'm very, very careful with what I do in here. I try to keep the speculation to a minimum here to generate some capital. I do some swing trading in here. I do some long investing in here. I try to do it all. I'm really trying to protect those tax protected returns. Okay. Now with that, the large speculative positions are highly on SOFI, which is social capital now, the SPAC, as well as the SOFI warrants in here. But the risk reward profile just kind of speaks to my conviction. Now, highly on the publicly traded company now, SOFI needs to go through the SPAC process, which I'm very well versed on. I won't pay a dime more than what I've got for the warrants, less than $10 a share here in my warrant position at $250. I'm totally okay with that. But I really think that having a little bit of speculative growth is something that I like. I think it allows for some opportunity for some accelerated capital growth within the Roth, that of which I can take and leverage into more value positions as those positions mature and as I want to take and roll some profit off of some of those. Now the aggressive growth arm of this portfolio has been established in the new position of ARKG. So this is a starting position, just over a thousand bucks. Nothing crazy here with ARK Genomic Revolution. It is my favorite. I like ARKK, but this is the only ARK ETF that I put within the Roth. And this adds a little bit more of a management arm, diversified yes with the ETF piece. So unlike the single stocks that I hold on the SPAC and the warrant and the newly formulated highly on, it adds a different kind of a flavor in the portfolio of some aggressive growth and from a dividend perspective, excuse me, a passive perspective. But that's the passive section here. So the rest of the portfolio review will be focused on the value aspect and the large cap growth within this. Because if you pay particular attention to how I wealth build, I pay very much attention to utilizing all five of my strategies within each of these portfolios. Really the idea is to grow these up because this is worth 124,000, give or take a few bucks. And the importance is to wealth preserve that over time to keep it always growing and to understand that when I do reach that target quasi retirement date, whatever the heck that means a 59 and a half, that these renderings can come off of this portfolio tax free. And that's a great opportunity to seek out. Another aspect of this portfolio that's worth highlighting right at the top of the coverage is the fact that I own real estate within this account the way that I do. And that's through Realty Income Core. And you'll notice that this is a fairly large position. This fluctuates a little bit here. It ran up really nicely when I bought it, then it ran all the way down. I was in some deep water with Realty Income, a few hundred bucks, nothing too crazy. Now it's back in the black. I don't own it for either one of those two reasons. I own it for the dividend. The monthly dividend in here is about a $9,500 bill in Realty Income and that 152 shares is a very, very important staple in this portfolio or cornerstone that is constantly generating income within the Roth. These are unqualified dividends, so it's better to own them in the Roth IRA. So as they generate in dollar cost average, I'll build that position up over time with the understanding that I'll probably turn that drip off someday and render that profit outside of the Roth when they are eligible to be rendered. So that's the real estate aspect of this. It's the only real estate holding that I have within this portfolio. It's a very, very important holding to me, but I can't think of a better name to own. I know there's a lot of bullish thesis around stag, industrial. I don't see it. I don't like the name. I like the space. I don't necessarily like the stock and I don't like the niche piece of business, whereas Realty Income is a little bit more spread out and diversified across their portfolio of businesses. So the big tech is covered here. The big tech value in Cisco at the top of the review with Cisco Systems. It's really caught fire and come back nicely. Very, very satisfied with that. And I'm reviewing through here along those same lines. Microsoft, I hate to even call Big Cap value anymore because it's just taken on a mind of its own and really become kind of an amazing mega cap growth story in technology. Nonetheless, Microsoft and Cisco kind of round that aspect out. I think those two picks complement each other well. I like owning those two together. You'll see something similar in my portfolio when I roll that out between IBM and Apple, where I've got kind of that old tech in there and kind of that emerging new tech Apple as it's evolving and getting into new pieces of business as IBM is as well. But I think there are two complementary picks within the same sector. That's my only point on that. CVS Health and Health Care is great. I own CVS Health and Pfizer both here in this portfolio to give myself some exposure within Health Care. Happy to do so two great names. CVS has been nicely, it's come off a little bit providing a little bit better entry. It ran up there. Kind of irritated me. I had some contracts written against it. It blew right through my strike. So I had to actually unwind that for the first time or unzip that options premium. So I took a little bit of bath on that and learned my lesson a little bit that it doesn't always work out. That's fine. I've got some contracts currently on CVS that need to roll off. That's basically what I did is I rolled it forward to try to salvage that position a little bit. And that's fine. So Health Care with Pfizer as well. Pfizer's a nice big position. It's sold off huge. Pfizer's an entry right now at 3472. That's kind of silly and nice entry if you were looking for some health care exposure and Pfizer you could pick it up right here. Nice bargain on the charts here on the bottom end of the channeling range. Staples with Wells Fargo as well with JP Morgan. Those are two of my anchors in the portfolio that kind of rounded out. And then this is fairly heavy staples laden portfolio with Walmart just as a nice bottom end staple. Walmart I think is a great company to own right here as well as Philip Morris that's just snuck into the to the black here. So some capital appreciation with Philip Morris as well as the nice dividend really helps embolden this portfolio from two different perspectives proctoring gamble and staples as well Pepsi in staples so you know Kraft Heinz food so some some pretty heavy staples in this portfolio that I get it. I'm a little overweight staples. It's just unfortunate I've got to be a little more patient before I can look to liquidate a position. I'm not sure where I would trim some profit because I like these names. I do have some contracts I believe I believe Kraft Heinz is actually blown through the strike. So if that ends up getting liquidated at my strike price I'm totally fine with that all of collected the premiums on that and fine it fine and dandy I set that up to be beneficial both ways and I'm OK if that ends up liquidating. No big deal not the end of the end of the world Chevron anchors my big oil it's the only oil holding I have in this portfolio. I've got the other two majors in the other portfolio and then the supplementary picks in the dividend growth portfolio to round out my oil exposure which is which is exciting enough and 3M in industrials there rounds out my industrials exposure nothing too crazy and then finally visa as my technology pick helps to really complement as well in the fintech area of technology to help round out the Cisco and the Microsoft pick and then finally my passive aspect of this kind of blends into the portfolio with the VOO which is domestic markets here and VEA which is European markets two very simple holdings here in each of those respective markets remember ETFs you're buying markets you're buying total markets in certain aspects with the VOO you're buying the S&P 500 which is large cap domestic market and VEA is actually developed total market so a good way to diversify beyond domestic borders here in the portfolio and that really rounds out the comprehensive review of Roth IRA number one with that we'll kick you back to YouTube we'll conclude the video all right guys so we've come out of the Roth IRA account number one hope you appreciated the how this portfolio is kind of taking hold here I sure am I'm stoked at the progress you know we'll continue to build out we'll continue to evolve and as an investor and you know sharing the message through social media dumb does come with its downturns you know you guys see every every move I make I kind of live my investing life through social media through the tutorial that I share with that said it does speak to my conviction of my program I want you to think about that for a second I don't have to share this I don't I'm a shake away from a half a million dollars seven to ten years I'll be a millionaire and I share this openly to empower one investor at a time to come on and see what's possible in investing and if you heard the message if you can sit back and say wow you know this guy's right he doesn't have to do that the power of social media allows him to do that but he doesn't have to he does it by choice he does it because he wants to come on and see a portfolio like this that's built upon a blue collar salary is impressive and it's a success story to be shared and I'll be the first to tell you that there's nothing that I've done that's just incredibly special there's nothing that I have done that's so unique that nobody can follow in my footsteps as a matter of fact it's the contrary I believe that this absolutely is scalable to the masses and I think if people really understand and resonate with my message they'll hear that very fact in that they can do it too so make sure and subscribe to the channel leave your comments and share the message with folks out there that you know might be interested in investing but just don't know where to start bring them on we'll help them out guys thank you so much for tuning into the message and good luck in your investment future