 What happened was I had an allergist appointment and I went and they gave me a bunch of needle pricks telling me that I was allergic to basically everything and they promptly wanted to sign me up for three times a week service. I didn't want to do that so I left. I got bills in the mail, blew them off because hey I never went to those appointments. Eventually I got the summons to go to court and it caught my attention and I knew that I had to deal with the debt situation at that point. The debt collectors weren't very friendly but I was able to work out a settlement payment with them and the original debt was for about $1200. I settled for $700 and that was a very painful check to write.