 Buyers often ask me, why do you need a pre-approval? There are three reasons why you need a pre-approval. Number one, and probably the most important, is can you actually afford the houses that you're looking at? Number two, these days, if you're gonna make an offer on a house, you need to have a pre-approval. It is absolutely required. You can't do it without it, and if you're gonna buy the house in cash, you're gonna need proof of funds. So that's the same thing as a pre-approval. Number three is to save time. A lot of these transactions these days in this market happen very quickly, and you need to have everything in hand ahead of time. Thanks again for watching, and don't forget to like and subscribe. See you next time.