 What do we do to ensure our empire goes to our children because of rules and regulations of insurance with our renewals and things like that? Do you have any insight on that? Man, I don't mean to hug a mic, but these are really, really good questions. I'm sorry. Okay, number one, every agent should be a LLC, okay? Because when you pass, a lot of carers will not pay the residuals anymore, but they will if it's an LLC. That's number one. So even if your tax person says, we only really need one, it's just going to be a pass anyway, still get it so that if something happens, you still have funds coming in through your family. As many of you know, last year my business partner, Vince Spombinato, spoke at 8% Nation. And he had just got done with his last round of chemo and had just gotten the clean bill of health that he had been cancer-free. Only to find out a month later, I'd come back and then ultimately took his life two months ago, okay? I'm going to talk on this again this afternoon, but when you're building, we have to get out of the mindset of being a salesperson and get into the mindset of being a businessperson. And there's a huge difference there. A salesperson wakes up every morning unemployed. You have to get up, pound the pavement, pretend like I'm fired up and I'm really nigh, get the car, show up, convince them it's their signature, okay? Like that was my life, okay? I didn't forge this, Mary, okay? Like this is you, alright? That's a salesperson, but a business owner has infrastructure, processes in place so that when they're removed, their business still runs. I wake up every morning with cash flow, not figuring out where's my next lead going to be. That's the advice I give you. I'd answer the same thing. Obviously Secure is whenever I retire or pass away whichever comes first, we'll go to Cody. And so obviously I have an LLC and Cody has an LLC. And then we've also, in my trust that I've done, it's designated in there. And so just kind of done some brief planning on it. So just to clarify, you're saying if you set up your business and it's an LLC and have the business paid for, your children don't even have to have insurance licenses to retain that residual, they just have to be a part of the LLC? They'll still have to have an insurance license, I believe. The insurance companies still require them to have an insurance license. So you wouldn't be able to pass your business to someone who's not a licensed individual. They would have to be a licensed individual. As far as I understand it, the insurance company would require them to be licensed. So they could be an agent for the business that runs the LLC and that's how they would keep their residuals going? Correct, because commissioners continue to come into the LLC. I tell people all the time that individuals, they're going to pass away. Corporations never die. As obviously a big example, Sam Walton, he passed away. Obviously he founded Walmart. But when Sam Walton passed away, Walmart didn't shut the doors. Walmart continued to the bigger and better than they've ever been. It's obviously a big example, but that's an example.