 Everyone who has anything to do with rental apartments knows that a lot of time goes to waste on administrative issues and I wouldn't even dare to think how much that time will cost. So Holda Chains is that we are a service that automates and optimizes the rental process for both the landlord and the tenant. So Holda allows landlords and brokers to screen and manage who is coming to the property display forehand and make the decision of whom to rent. The tenant can then sign the lease and pay the security deposit with mobile straight from the display. During the tenancy all the documents, maintenance reports and agreements are stored into our data storage system and we have a system to monitor of the paying the rent and sending the reminders and at the end of the tenancy all the parties will have all the data and the evidence of whom to reimburse the security deposit and launching the apartment back to marketing is just a click away. In conclusion everything related to your tenancy is on your mobile. We take a subscription fee from the landlord and a license fee from corporations and I will promise you that no matter how many apartments you have to manage Holda will pay itself back in time same from the manual work. The real estate business is digitizing fast but it's still far away from what it could be. We differ from our competitors in two major aspects. We take the tenant more heavily to the process and we will stick with the parties throughout the tenancy not just the matchmaking part of it. Our nine-member team loves to create solutions with that helps people's lives. Our team contains four developers and five business experts and on the executive director of the tenancy in Finland works as our advisor. We established Holda in March but pivoted to the current solution in mid-August. So far we've been selected for three different accelerators and we won four out of five prices in Kiwis accelerator and we got 50,000 euros as a grant from Tekes. At the moment we have partnerships with Visma PPG and Loki time and a pilot going on with OPE Real Estate Center. I am Vesa Robertson, the CEO of Holda and we are looking for an investment of 200,000 euros to go through the pilots and successfully enter the market. Thank you very much. Thank you, Vesa. That was just on time. Let's continue with the jury. So I was thinking around your business model. So the landlord pays a license fees to use this, right? A subscription fee. A subscription fee. Okay. And do you handle the rental payments also? We can monitor it with a system we built with Visma. Okay. Do you see going forward that there would be... Excuse me, do you see what? Going forward. Do you see other revenue streams than a subscription fee? Of course. There is a like different kind of big data revenue fees we can get and we can use this as a platform, as a business, for example, for managing the apartments and also selling all kinds of anything from basically electric contracts to helping the movers. Thanks, Vesa. So quickly this is very much Finnish innovation so far. So I missed the scaling opportunity. Is there differences there? Do you see the expansion part? Could you describe that? Of course, there are differences on different markets. There are the local customs and so forth. But we think that our system is very easily, easy to adjust to different markets. And the fact is that real estate business is so huge because everyone has to live somewhere that, for example, if it's 300 million euros business here in Finland, then it's almost 16 times bigger in Germany, for example. But we are on the level where you think and you have not tested any chance of knowing what would be, for example, Sweden and expanded to Scandinavia with this. Well, we haven't tested, but there are, for example, Papaya pods who in last year, Web Summit, they have a bit similar approach, but they don't take the tenant as much the process as we do. And we've done quite a lot of research here in Finland with the tenant association. And as you mentioned, the competition, so just a quick, how much better are you than the existing versions? How much better? Yeah, what's the unique value in some part? Is it just that there's open market or is it that you actually better? Actually, my question is a follow up to that. Your initial pilots, are they with people that are using existing competitors, a competition software, or are they using pen and paper and you're bringing them online? Well, basically, for those who use pen and paper or Excel or existing large hard, large softwares for managing properties, we can work, work as a bridge from the tenant to the software. This is not a question, but just a thought that, you know, one major pain point when you write thing is, you know, for the landlord getting paid on time and for the tenant to pay. So, you know, from my point of view, I think you have a large opportunity if you could manage also the payment or perhaps insurance and finding an opportunity and maybe saying, hey, do you want to pay later? You know, have this opportunity or we have the system to monitor that. But later, when the PSD2 comes, we can build something to do it ourselves. But at the moment, we have a system already in-built system with Bismapia Bege for that. Okay. Thanks. All right. That's it with the questions. Thank you so much.