 Welcome to Digital Asset News to get top stories in cryptocurrency and digital assets and break them down to bite-sized pieces. Today we've only got a couple things to go over but there's a lot of information so let's break right in. So first up the IRS prioritizes cryptocurrency now the very first question on the 1040 tax form. And this doesn't seem like a big deal right now but looking at different governments not just the United States but governments around the globe how much are they going to prioritize taxes as far as cryptocurrency assets as this market starts to take off? I got to tell you I think it's going to be huge also. We're going to go over question today this is from Kevin and there's a lot of good points here that I need to address individually so we'll break right that but let's take a look what's going on the market today. So first up before I start I hope everyone didn't FOMO into Polkadot. It's done fantastic I will say this but I think it almost hit five dollars four fifty four thirty five somewhere around there now it's taking a little bit of a dip but I got to tell you I've never seen a project rise that fast that quickly to break into the top ten truly amazing but what goes up must and invariably come down but here's what's going on right now so Bitcoin is down 0.1 percent no big deal 11.5 almost 11.6 I'm pretty happy there hopefully hit that 12,000 mark Ethereum disappointing to see it below 400 I thought it would help or actually keep that level but didn't happen. Tether's tether nobody cares XRP 28 cents watch out wow chain link down 2.4 percent to 15 and actually that had a little rally yesterday went until like 1630 1620 so that was pretty good but here we are down 20 percent for seven days but I got to tell you it's been on a massive run so pretty happy with that Litecoin down Cardano down Bitcoin everything's down pretty much let's see if the cosmos is up pretty big pretty nice and then where is another one there was omis go or omise go or omg network they did a great thing they are taking the transactions for Ethereum which allowed the Ethereum transaction fees to drop considerably I think like 80 percent so I'm happy with that I used to own omg I sold a long time ago but for all you omg holders tip of the hat congratulations I'm happy for you I mean look they're doing something really great I was just helping out Ethereum so Ethereum can actually grow and get bigger so fantastic all right that's what's going on let's break into the base the big stories today so first up again I asked prioritizes cryptocurrency and I gotta tell you I didn't think they would prioritize this much this fast and this is just the US and I'm sure it's going to happen around the globe because governments sure love the taxes anyhow the US tax form is out and the crypto question is the first one on the main 1040 question reads and this is and I answer this question for the 2019 taxes and this was on a different part of the form but now it's like on the very front cannot miss it and it states at any time during 2020 did you receive sell send exchange or otherwise acquire any financial interest in any virtual currency and it only requires a yes or no answer so they're pretty much just gathering information but I can tell you what is virtual currency I mean could like a traveler miles be virtual currency could different parts for like a game be considered virtual currency I think yeah I mean if you want to look at the the later law but I am not a CPA so I will let her or my lady do it but I mean I always have to say yes but I'm wondering how this is going to work out for like you know young adults and things like that who have all these different you know what would be considered virtual currency first of all define what that is and you know and then you can answer that totally truthfully anyhow the IRS began including the crypto question last year but some tax experts believe the question is unconstitutional this is from Justin Winston apparently apparently a crypto lawyer he said it's way too broad and should be challenged he explained if you get paid in crypto you must declare it as wages if you realize gains from a crypto investment you must declare it as a capital gain but constitutionally the government should not know whether you purchased received or acquired crypto because crypto is not just money public coins like bitcoin require native currency to access this network bitcoin is sound money but also so much more in the States the updated iris form doesn't ask you to list your crypto holdings yet but to declare if you received or sold crypto within the year no matter the reason this information is beyond the purview of information the IRS needs to be it's do his job i can tell you on my form 2019 the different form this was from the additional income and adjustments i was able to take massive losses because there was these unrealized losses that i could actually do and i use crypto trader dot tax if you're looking for your taxes for next year i'm going to leave that in my description but i actually worked to my advantage so but i had to actually declare all the different things and transactions that i had and my account and actually attach it to it but my final thoughts really are just this iris does what it wants and we can challenge it all day long but until it actually gets challenged in the courts and goes to the system you're still gonna have to answer yes and you still have to talk about it and again if you don't like KYC or AML and you've transferred money into cryptocurrency trust me your government knows that's just how it works unfortunately all right so we have that and that's going to lead us into our question the day which is going to talk a lot about caching out and where to store things and stablecoins so let's jump in the office all right buddy welcome back to the office so uh today for the queue of the day which corresponds everything we just talked about this was uh from kevin and it was a really good question actually multiple questions and uh he asks uh first one says hello rob following your channel for a while thanks for the content no problem in the past you shared with us your exit strategy which was great i now my exit points already great but now i have a question about how one would go about storing digital assets after exiting from volatile assets i'd love to get your take on your post bull run strategy for keeping what we make which is a good point keep what you make it's not about it's not about what you make it is about what you keep so he asks would you cash out everything in fiat and this is a good question about a year ago i would say yes you know i definitely just cash out all in fiat and just take my my filthy fiat as the us dollar starts to decline and just keep it in the bank but these days i've updated my thinking a little bit and i'm not going to cash out toli and fiat i don't know the percentage but i'm going to probably cash out in us dc maybe even tether and then also in us dollar so i'm thinking about a 33 split among all three of those because i need to pay bills you know there's some things that i need to pay i like to pay off um so i probably put 33 percent so if i make a million just a personal goal uh for a crypto if i make a million so it probably be you know 330 000 in us dc 330 000 in tether 330 000 in us dollars and then off i go so that's what i wouldn't do and uh next question is would you need to pay more tax if you cash out everything opposed to cashing out incrementally so it's better to cash out incrementally the problem with cash going on incrementally with uh digital assets cryptocurrency is that you don't know what's going to do tomorrow so you could like we talked about in the exit strategy you've got about 30 days to cash out on a parabolic bull run and if you missed that then uh you're just holding bags for a long time so that's the problem um i would not wait too long um so taxes aren't going to be a thing and we'll talk about that in a second next one is would you store your assets in stable coins such as tether usdc yes just talked about that and any advantages in terms of tax it's etc no not that i know of because the u.s government's going to know or actually any government's going to know uh what you what you cashed out or any kind of taxable event and um that's just one of those things so if you've gone through different exchanges and you've done kyc aml you've uploaded your social or your id trust me your government knows that doesn't matter if you're in america you're in you're in canada you're in any some parts of europe government knows because that's the anti money laundering and uh that's what all banks do so and then we you know we have to take the money and put it into you know crypto in some way so that's just how it goes and uh next one is if you stored everything as a stable coin you could sit on the internet using other crypto apps so that's a nice advantage but how do you divide your assets to lessen your risk so i think with this one as far as like dividing everything up i would keep someone on ledger i'd also keep uh someone voyager because for usdc the interest rate is between six and eight percent not for sure how much it is these days and then also on celsius the problem with celsius right now and i'm hopefully they will fix this is that usdc cannot be put into the celsius app to gain interest i've tried many times i know some other parts in the united states they can in texas whatever reason i just can't do it and uh that's one of those things it's the same thing with binance people ask me why don't you talk about binance dot us because you're in the us can't use it i'm in texas that's just how it is so um but yeah i would keep it on those hot wallets there's a little bit of risk but without a little bit of risk there's no reward so i would definitely put it on there and on the interest because i'm not going to stick in well first of all i can't put usdc in a bank i can put money in a bank and get a whopping 0.008 percent or whatever they're paying now so uh i'll put it into the hot wallet uh for a little bit of time anyhow uh last one he says another consideration is if you converted part of your assets into a staking coin during passive income after the bull run what's your take on this and i gotta tell you i think this is the most interesting aspect of everything as far as like uh staking and defy and everything going the staking route uh ethereum you're going to need 32 ethereum uh for staking for the eith 2.0 it's going to take you know two years to get everything going but the proof of stake is for phase zero so i don't know when they're going to actually do all that but i would definitely be staking part of my ethereum holdings cardano is another massive one and i need to get on that actually but yeah i would definitely do a percentage i don't know for for you i it's all up to you how much you want to do do you want to do a hundred percent i wouldn't do a hundred percent especially if you know you're hitting that parabolic bull run and you're like wow it went from you know 14 cents of cardano all the way up to five dollars i would not be staking that i would be selling a little bit taking profits i don't have that that anxious part so that's just what i would do right now and as times change the thinking gets evolved and that's how we should all you know go about these things it's not just about staying staunch like you gotta do it this way gotta do this way for the next 10 20 years like i would have cash out into fiat these days i will probably cash out in the usdc so on top of that the uh i want to go to the second question which second would you need to pay more tax if you cash out everything opposed to cash out incrementally so i want to talk about taxes again and um depending on where you're at there's different options like in america we have different options i'm going to talk about that heavily in europe is other options that you have but the thing is is that it doesn't matter what you make it doesn't matter what you make it's what you keep i remember my first year in amazon i thought i was making a boatload of money and i took a look at all the different uh taxes and fees everything else and like shoot i'm not making squat and uh you really have to update your your thinking so uh we i had talked about this last week i had made this explainer video about how you can avoid paying any taxes on any of your cryptocurrency games i know that sounds uh fantastic and it is and it's legal so that's why i'm going to talk about that so if you've seen this video you can just fast forward it but uh this is i'm going to put this in today's video i'm also going to edit it and put it in it's so important i'm putting it in my essentials playlist because again it's not how much you make it's how much you keep and if you don't want to pay uncle sam or the tax man wherever you're at then uh and you've got to watch this uh because you know who wants to pay 15 20 33 percent for someone who didn't do anything they're just robbing you blind so this is what i'm doing and uh let's uh let's jump into that video so remember this it's not how much you make it's how much you keep and taxes are the number one reason why you'll lose a ton but there's a way around this first of all uh taxes suck i think even the bitcoin maximalists and the xrp army can all agree on one thing and that is that taxes are awful so here's a question before we start question one is would you rather pay a 20 percent tax on 180 thousand dollars or a 15 percent tax on two million dollars and number two is do you think you live past 60 years old now me personally i think i've made it this far so why not it's not without it's not outside the realm of possibility that i can make it that far so let's start with the average viewer of this channel let's go with the person who is about 35 years old that's pretty much somebody who is in the middle now it's just an average you might be older or younger but this is an example and according to us census bureau and the social care administration people will live on average somewhere around 82 years old that's males females white black latino whatever men will live a little bit shorter lives women live a little bit longer and so around 82 but let's say you retire at 65 so you got about 20 years to go until you kick the bucket i mean well it's actually 17 but let's just round up to keep things simple again you might live longer or shorter than this i'm not no sure domus let's just go with the average so obviously the earlier you retire the more money you might need so you don't run out it really all depends on how long you want to work so that means that if you're around 35 years old you've got 30 years to save up for retirement now it may sound far away but let me tell you right now it is not and i put this little hashtag okay boomer as a reminder because i was in your shoes if you're 20 years old at some point i was in your shoes and someone told me a long time ago about compound interest in retirement and i thought yeah yeah sure i'll get to that and i didn't and here i am playing catch up talking to you about these things so again it's not about what you make it's about what you keep and one of the biggest obstacles you and i are going to face is the tax man and i know there's some libertarians right now saying hey taxation is theft well uh that's what these people said and it didn't work out too hot for them you got willy weasley martha and even al capone got pinched for tax evasion so good luck doing better than these guys and here's a little trivia which one of these four did not serve jail time because three did federal jail time and the only one that didn't was actually willy and the way he did it was he made a tape and paid the irs back millions of dollars so again good luck dodging the irs now have you ever signed up with an exchange uh done any kind of kyc know your customer aml anti money laundering or submitted a photo id or passport or social care number to any exchange or wallet because if you did any of those chances are the government knows you have crypto and this question on your 1040 for taxes should have been answered yes now look i'm not here to calm down anyone but i've been through an irs audit and it is no fun so trust me when i say uh the irs knows but stay with me because i'm going to show you the smart way to do things and how to massively reduce your taxes so you can keep way more of what you make instead of giving it to the u.s government so let's say you dollar cost average into ethereum starting at the beginning of 2020 so assuming eth goes to 10k then we need to accumulate 200 eth over the next 30 years uh and that's just to break it down 208 times 10k is 2 million right that's just my goal and remember that's just for you so if you want to leave a legacy for your kids and grandkids then you might need more again i don't know your personal situation but these are all just rough estimates and also if you live longer and probably with the advancement and like anti aging stuff you're either going to need more cash flow or you have to tighten your budget now i think this is a real possibility based on how technology is advancing this is a great and frightening at the same time now 80 might be the new 40 and if that's the case you're going to need way more income which is even more of a reason to keep as much as you can and not give it away to good old uncle sam and nobody wants to do that and one more thing remember a hundred thousand dollars today will not be a hundred thousand dollars in 30 years especially with all this money printing going on so just keep that in mind so here's your options right now and they're called capital gains tax and you've got essentially two flavors you got short term capital gains which is anything you make under a year so an example is you buy bitcoin in june 2020 and sell it april 2021 uh you bought it and sold less than a year that is a short term capital gains tax and you'll be taxed based on your filing status so if you're a single and make above 39,000 uh you're going to be taxed at 22 percent uh 84,024 and so on and so forth head of household uh same thing if you make over about 52,000 22 percent 84,024 percent and then married filing jolly and separately and this is progressive uh so just be just be aware of that's how it is and also here's long term capital gains tax which is like the prettier yet still ugly sister of short term capital gains we just saw so this is what you can expect if you cash out after holding an asset longer than a year so let's say that again you are head of household and you make 52,000 dollars uh you're going to be taxed at 15 percent if you make over uh 461,000 first of all good for you uh second of all you got 20 percent and then single 39,015 percent 20 percent and so on and so forth so it really all depends in where you fall and one more thing these are the current numbers keep in mind that these capital gains taxes have been as high as 35 percent in the 70s so hopefully it doesn't go back to that in the future but who knows uh we got to pay for all this money printing right and it really depends on the philosophy and direction of the government at the time and who is in charge which is why I'm making plans right now so I have to deal with that uncertainty in the future uh also more bad news depending on the state you live in you also have to pay state capital gains tax on top of the colossal taxes you just paid on the federal capital gains taxes so lucky for me I'm in Texas so I got zero percent but who knows where I'm going to live later you know uh I could move to Georgia I don't know but uh Florida Nevada uh all zero percent Washington congratulations New Hampshire uh then you got most of the uh midwest and the southeast you're looking at four to six and then if you live in California uh you got 10 so sorry Cali so let's recap we're gonna need money for decades after we stop working and we don't want to pay Uncle Sam a huge chunk of our crypto gains so here's what I'm doing I'm putting $6,000 worth of cryptocurrency and gold per year into a Roth IRA now why $6,000 and why a Roth IRA because $6,000 is the max I can contribute every year and with the Roth IRA I'll never pay taxes on the gains from my crypto ever let me say that again with the Roth IRA uh the one on the right I'll never pay taxes on the gains from my crypto ever so if you're thinking well I don't have $6,000 to contribute every year I'm on a budget so I want you to think of it this way if you put in $500 into bitcoin in 2013 when it was $100 per bitcoin you'd be sitting on five bitcoins right now and it'd be worth $50,000 plus and probably $500,000 in the future if it hits 100k per bitcoin which a lot of people do predict or if you had invested $500 into Ethereum in 2016 which wasn't too long ago when it was $10 you'd have 50 Ethereum worth $200,000 right now and $500,000 if Ethereum hits 10k per ETH the point is it doesn't matter if you contribute a little bit or the max per year just contribute something and get prepared for the future be proactive instead of reactive trust me on this one and those examples I just gave was only $500 total so imagine if you would have invested or could invest $1,000, $2,000 or even $6,000 which is the max every year and what might happen in the next 20 to 30 years now I don't know what's going to happen with crypto and digital assets in the future but if history is any teacher we could see some massive gains and unfortunately some massive taxes for those who are not careful so the question is do you believe that what you invest in will stay flat or massively go up in value and eventually moon I think it's going to weigh up so here's why I'm using a cryptocurrency specific IRA that will massively minimize my taxes so I can you know keep more of what I earn so let's break it down and talk about a traditional IRA a sep IRA and a Roth IRA and why I picked the Roth again you can do whatever you want to do but this just made sense for me and my personal situation so a traditional IRA the contribution limits per year are $6,000 if you're under 49 and $7,000 if you're over 50 so that's just something to be aware of contribution taxes are pre-tax meaning you put in money before the IRS taxes you on your income which means the growth of the investment will be taxed i.e. you save it in the beginning but then you get crushed in the end so do you want to pay taxes on the $6,000 you put in per year or the millions it can potentially grow to now withdrawal taxes are tax deferred growth meaning you pay taxes when you withdraw after age 59 and a half so whatever your crypto investments grows to means that's what you'll pay taxes on on all of those gains uh early withdrawal fee is a 10 penalty plus a tax fee so if you take money out before 59 and a half be prepared for a nice kick in the teeth and who is this good for well this is good for people who need the tax break for this year's taxes or people who think that their taxes will be lower in the future an example would be someone who makes like a ton of money $200,000 salary now but when he or she retires they won't have that job or that high salary which will put them in a much lower tax bracket so that is what will be good for them so additional info is this you can do a rollover so if you have a traditional IRA somewhere else or an old employer plan like a 401k 403b military tsb or 457 then you can move these types of accounts tax and penalty free to any type of traditional IRA but if you want to roll over any of those traditional plans into a Roth cryptocurrency IRA it's considered a taxable event as additional income now this might make sense in certain situations but just talk to the pros so we talked about traditional IRA let's talk about a sep or a simplified employee pension and for this one the uh contribution limits per year are 20% of that earnings that's pretty big 20% contribution taxes are also pre-tax which means you put in money before the IRS taxes your income so again the growth of the investment will be taxed again do you want to be taxed on the 20% of your net earnings you put in or the millions it grows to withdrawal tax are also tax deferred meaning you pay taxes when you withdraw after age 59 and a half so again whatever your crypto grows to you'll pay tax on it early withdrawal fee is again 10% penalty plus a tax fee so again another kick in the teeth and this is good for small business owners and people who need the tax break for this year's taxes or people who think that their taxes will be lower in the future like the example we just talked about with the traditional IRA again for the additional info you can do a rollover talk to the pros in that one and they'll set you up but for me I'm a heavy crypto investor and for me it only makes sense to open up a Roth IRA and here's why so for a Roth the contributions uh limits a year are again 6000 or 49 or 7000 for 50 year olds and plus contribution taxes are post tax meaning that you put in money after you get taxed on your income this means your investments grow tax-free so do you again do you want to pay tax on the 6000 you initially put in or the millions it will grow to withdrawal taxes are tax-free growth meaning after 59 and a half you can withdraw any amount tax-free and early withdrawal is none for contribution so you can also withdraw your contributions at any time for any reason and get no penalty but for the earnings it makes you could pay taxes plus a fine or both so if you need money for any reason just take out the contributions that you've put in and you'll be fine although I wouldn't recommend that so this is good for people who believe that their crypto investments are going to shoot up massively over the next 20 or 30 years like myself also it's for people who think their taxes will be higher in the future either from government interference or they'll continue to work the rest of their lives like small business owners or asset owners or people who have like rental property so just you know this is my choice and what I believe will work best in my situation again uses information aside what works best for you and your personal situation and that's what I have to say there so here's a little trivia do you know the return on investment for a IRA that invests in the usual regular market stocks bonds CDs etc on average it's a whopping six to ten percent let me say that again per year it's six to ten percent in the traditional space that's a huge year that's enormous but in crypto we call that a tuesday so here's a warning how you file your taxes will make a big difference so for the traditional and set by iras there's no contribution limits based on income meaning pretty much everyone can contribute up to 6 000 per year but for a Roth IRA there are contribution limits based on income and tax filing status so you know there was a catch because it everything if it's too good to be true usually is but uh there's a catch but it's not too bad i'm going to show you why so here's the Roth IRA modified adjusted income chart for 2019 and 20 they're pretty much the same but if you filed as a single or head of household and make less than 122 000 nothing to worry about above that it gets reduced at 137 000 you can't contribute anything to the Roth IRA but there's a way around this now if you filed as married filing jointly and make less than 193 000 nothing to worry about above that it gets reduced and then at 203 000 you can't contribute to a Roth IRA at all but there's a way around this if you filed as married filing separately like i do and make less than $10 000 and you can only contribute a reduced amount or none at all but there's a way around this now the way around this is called a backdoor Roth IRA and it gives me all the advantage of a regular IRA regardless of my income and i'm able to contribute the max of 6 000 per year and this little gem was passed into law by the federal government in 2010 but not too many people know about it and that's why it got me so here's who i use for my personal Roth IRA and who i recommend to all my friends and family and it is i trust capital and the reason for this i went with them for three main reasons first of all was the team second was because the fees and third is i can have an IRA of crypto and gold so let me just break it down so the team itself is the actual website i'm going to go to about us click down on team and this is what i always harp about if you want to see a company that'll be successful look at the team because it'll just tell you exactly what you want to know so this team that they've assembled i believe is kind of bringing together the old world with the new so Todd and Blake here and anthony where do you go anthony down here are the kind of like leading in the cryptocurrency investments and rich tim and murphy or riches the the cto tim's the economists and murphy's the vp of operations these guys were all part of pymco which has a 1.9 trillion assets that are management so these guys manage bond trading platforms that would do one million trades a day so the point is they know how to build and operate a trading platform at a pretty high level so that makes sense to me and i've also got terry down here who's got three decades in the retirement trust industry and the rest of the supporting staff which all looks pretty good again i'm a big believer in teams and this one's pretty stacked so just show me who the team is behind the company and i can tell you pretty much whether they're going to be successful or not it's the same thing with businesses same thing with cryptocurrency and digital assets and the teams behind it next is the fees so let's take a look at the fees as you go to pricing and here it is 30 bucks a month it's a count fee and then in crypto you get a 1 trading fee 1% not too bad gold is $50 over spot and the one thing i liked about this is that the fees were easy to find i mean i looked at other places like um bitcoin ira bitcoin ira one of those two and uh i can it's hard to find any of their infrastructure so once i call them listen to whole spiel the rigmarole i was like no thanks so here's the fees and i gotta tell you for what i get i think they're under charging me so this is what you get with your monthly account fee they set up of your new ira a facilitation of transfer rollover contribution to fund your ira so they're going to pretty much do all the work again they will set it up you can roll over any type of retirement plan or ira account or any old employer plan like a 401k a 403b 457 or for your military folks a thrift saving plan or tsb so they will roll it all over for you see if you have one of those types of plans just sitting there this is another option and if you have more questions about that you can always just click up here under the schedule call and just schedule call and they'll answer any questions that's what i did and just made a lot easier for me also on top of that uh all the irs and tax reporting which nobody likes to do anyhow so thank god they do that unlimited storage with institutional custody partners which we talked about or we'll talk about and also uh platform support and maintenance so if you have any questions or something comes up you're like i don't understand something just reach out to them you can message them or or schedule a call and they'll answer questions pretty quickly so all right let's go back to the main website because the last thing was about physical gold because i believe that the new savings account is going to be um gold silver bitcoin so when they told me that they were actually offering gold i was like tell me more and what's cool about this is that they're secured at the Royal County Mint uh provide secure storage global in Ottawa and Winnipeg Minasecure RCM waits each bouillon bar upon delivery and audits the entire inventory each quarter by the government of Canada's office of the auditor general so this is pretty cool i like that and then the other three things because that was a top three and then when i dug into it i found these things which i really liked and the big thing was that that they use curve so curve is for storing digital assets let me take a look at their website so curvy don't know uh they are making a big dent into the institutional grade uh custody and they are being buoyed by uh these big players like eToro high my or crypto genesis corbit swiss borough bit bond coin house and Franklin Templeton investments and Franklin Templeton investments i think they have like almost a trillion assets in our management of course those are those are all traditional but i mean if you have something like this old school like this coming in they're going hey we want to get in the game and we want to use curve so the same these same huge corporations and big entities that are using this for storage and custody you're also seeing this uh for what you are storing it so that sounds pretty good to me okay so going back there's another big thing let me go back to the very top this was uh interesting i just thought it kind of came with it but i had to be told that no it's not true and that was about trading 24 hours a day because i mean we are in cryptocurrency right so why wouldn't be able to be able to trade 24 hours a day 24 7 right so i just expect it uh but when i talked to the other competitors there's only one that said that uh they actually do allow 24 7 the other ones you have to call in during business hours to execute a trade over the phone also what's great about live trading is that you can buy and sell back into fiat without taxable events when you trade within an itress capital IRA so when i heard this i was like well that doesn't make any sense but so but let me be crystal clear if you're trading outside of an IRA like in an exchange like Coinbase or Kraken or Gemini every sell or swap of your crypto for a profit is subject to capital gains tax but inside of your itress capital IRA account there are no taxable events when you sell within the account so so here's an example you buy bitcoin of five thousand dollars and then it goes up to ten thousand you can sell half your bitcoin for a profit of five thousand good old us dollars and when you do that within the itress capital IRA it's not a taxable event so think of all the times you could have done that i mean just this year alone and that's the power of an IRA and it's something nobody told me about until i found these guys now if you want to get in touch with them all you have to do is just in the description of every one of my videos there's going to be a link it's going to look like this and you don't have to use the link you can go right to itress capital but if you use the link you get one month free so it's up to you so lastly let me say this so if you go with the guys that i went with or someone else it doesn't matter just go with with someone somebody and take it from me times move pretty fast and before you know it you're old you look around thinking where did all the time go so that is it for what i am doing all right everybody welcome to the office and then very lastly i want to introduce you to Blake Scadron and he is the ceo of itress capital and it's one to actually put a face to a name so this is the guy that we're talking about Blake thanks for coming on yeah Dan thanks so much for having me real excited to be a part of your channel and help all the crypto investors take advantage of the benefits of ira's yeah i really appreciate it now if you guys don't know Blake was the one that i actually reached out to them and he was the one that answered all my questions and i had so many questions i think i was bombarding with him with so many and i'm just glad that he actually kept me in the wheelhouse so if you've got questions this gentleman's got answers him and his whole team are they have a crack squad and i'm happy that we can work together so Blake thanks for taking the time that's it yeah thank you for having me a part of your channel all right and everybody the links in the description again you get 30 days for free uh check that out and then i'll see you on the next video