 So if I go back on over here, I can mirror that on my schedule A and I could say, okay, they owned a home. So 14,000 mortgage interest. I'm gonna say I'm just making numbers up and property taxes, 4,000. And that means they're more likely to be able to take the medical expenses. Let's see if we could do a little worksheet on the medical expenses. I'm gonna add some info here. Gonna add a couple rows. I'll do this fairly quickly because it's not an Excel course, but I'm gonna insert. And then let's say we had medical expenses. Let's add a couple lines that we can add different medical expenses. Boom, boom. And then I'm gonna add a couple more rows here. Insert a couple more rows. And then I'm gonna format those this way right now. And that's gonna be, so that'll be the total, total medical expenses. And so we put here, how much did we put? 10,000. And so let's sum it up equals the sum of those. And then we've got the 7.5 floor. Well, let's put in our AGI. So the AGI, I'm gonna say is pulling over from the 1040, which in our case is 100,000. So there's the AGI. And then I'm gonna say there's a 7.5% floor, which is gonna be equal to this times 0.075. And so it has to clear that. And so then we're gonna say, medical, medical and dental expenses on the outer side, which is gonna equal this minus the floor. So I know I did that fairly quickly, but you could see the idea of 10,000 is going in. And then we're gonna pull in our AGI from our formula. And then we're gonna say there's a floor of 7.5% of the AGI. So 10,000 minus that floor, that's the deductible portion that should then pull in as part of our itemized deductions. And then we also have the state taxes that I'm gonna let the system calculate on the schedule A, which they're getting to the 1,017. So I'm gonna say, okay, 1,017, that adds up to the 2,1517, which ties out 2,1517, pulls on to the first page of the 1040. So there's the 2,1517 bringing the taxable income to 78,483. So pulling that over. And so now it's taking the greater of the itemized or standard, 2,1517. And there's the 78,483, 78,483. I won't go to the second page and do the tax calculation because that we're mainly focused up here on the medical expenses. Now, of course, if we were saying that they were married, that threshold goes a lot higher. So if we said they were married, if I went back on over and said, of course, that they were married, then the, and I kept everything else the same. Now I'm only, I'm still only taking the standard deduction because that's a quite high threshold. And we haven't cleared that threshold here. So that would be that. And so let's bring it back. Let's bring it back to single then. And go to single, booms. We have to keep in mind all the time that standard deduction when we're thinking about these itemized items. Now also note that if you're including stuff in a medical expense, some questions that often come up is if you look at a W2 form, for example, you might say, hey, look, box six, Medicare tax withheld sounds like a medical related item. And I paid for it because my employer. I attempted to inject it with poison, withheld it through the payroll taxes and then paid it directly to the government. Therefore, I should get a deduction for the Medicare tax withheld on box six here for the schedule A medical expenses. But you don't typically get to include this in the medical expenses on schedule A, the Medicare tax withheld for the payroll taxes. I think in part because the Medicare tax was originally thought of as not actually paying directly into your insurance premiums, but instead as like a safety net type of program, although as time has passed, it looks more like you are kind of paying directly into your insurance premiums, but you don't typically get to deduct that on the schedule A. The other kind of confusing thing would be most of the time or a lot of the time people have their premiums for insurance tied in with their employer. So you've got to say, I can't deduct my premiums if they've already been accounted for on the W-2. In other words, if box one, my wages that are in place with regards to my federal income tax has already been reduced by the payments for the health plans or health expenses of some kind, then I can't also take a deduction on the schedule A because they basically have already been reduced before we even record the income on the 1040. And you can look at some of these items because they'll be listed down here oftentimes in box 12B. So we saw this same kind of concept with relation to like putting money into a 401K plan, for example. That's why you might have differences between box one and box five, for example, which are both recording the wages, but you might have some wages up top in box one that are reduced by say the 401K plan and possibly like a cafeteria plan or something. So they've already reduced the income, whereas some of that might not be reduced in the Medicare wages on box five. So you want to keep that into consideration as well. If you paid it through your work, was it already accounted for on the W-2, then you'd be double dipping if you also deducted it on the schedule A. The other thing to just keep in mind here is that, and that's beneficial oftentimes, if you can get that benefit on the W-2 and get it through your employer, because then of course, if it's reduced from box one, even if you're not itemizing, then you've already reduced kind of your income as opposed to being only getting a benefit if it was itemizing and being subject to that 7.5% limitation. Why? Limitations, we are addicted to our own limitations. Before you get a benefit. Also note that we talked about if you're self-employed, that you might have this self-employed health insurance in some cases here that you could possibly deduct if you have a schedule C, sole proprietorship type of business. So again, if you deducted here, then you can't deduct it on the schedule A. And this would often be more beneficial to deduct it here if you're able to because then you don't have to itemize once again, you don't have that floor of 7.5% of the AGI that you do with relation to the schedule A. So that's mainly it. So if I go back in here on the schedule A with regards to just to recap it with the medical and dental expenses, it's not usually the first thing that kicks you over to being itemizing. It's usually the ownership of the home with the interest and the taxes related to the ownership of the home unless there's like a big thing that happened. There's also that 7.5% limitation. That's a floor that you have to clear before you even get any benefit from it at all. And then you've got to be careful on the categorization what types of things are included. We went through a bigger list when we saw the prior presentation but you also want to make sure that you're not double dipping anywhere. In other words, did you get a benefit from it in some other location such as it was already decreased from the W-2?