 Ya buru semu, zima za ichi dāspao, habu m jawana niweza saisimu na mga himbunisha projehti yagha, ya niwTE kohya naparigiyu kwa, dwa na dāspao, na huku uko horta mamikunisha urutumchasti ganda kipertika, ya bida nusula na kwa uko hwani internetu, hainya kanubu nisha. Kutia yagha nashita kwa uko jnisha kweyakwa jnisha sdta nusula kwenya namaiki kweyakwa You know that mobile money has the advantage of being able to pay utility bills, school fees and other expenses easily? As a Kenyan living in diaspora, your options for either remittance, information or best value for money are many. A number of tools, website and mobile apps have been developed to help you make the best choice in terms of sending money home. Take time and have a look at the detailed ebook called send money and invest in Kenya, y소 ni zawini kwa dachu mwziwa hivzana y komagatiaa, ya debo yon tawan na kwenye nongi dokuwa yon dachu mwziwa hivzana. Na gauha kwa yon mwziwa hivzana? W hairstyle wadi yongi dokuwa Hwuk? Kwa hwuk nila hwuk hwuk yuk mwziwa hwuk mwziwa hivzana? Kwa lilamia hwuk n Wuziwa hivzana, jwa hwa hwuk nilamia hivzana. stesso la ka mupalutio, women haka mgnu hawa ini noble âisf MTRs are nandiposit taking service providers who transfer money on your behalf. Secondly, we have remittent service providers, RSPs, who can be money transfer operators, mobile network operators or banks sending money directly to recipients or through agents. What should you consider before committing yourself to a service by an RSP? The diaspora remittent guide explains all the important considerations guided by international good practices. Anytime you want to send money to Kenya, consider the following. How fast is it? Is the price fair? Is my personal information protected? Is the channel secure? How will the RSP disperse the funds? There is a reason why Kenya is number one in terms of mobile commands. This is because the Central Bank of Kenya made it quite easy. A lot of policies the government has had quite a lot of interest in areas related to mobile money. Right now if you are in for example you are in Europe or you are in the US, you are able to transact money back home not just to Western Union that used to be the case, but you can send directly to the person you are supposed to receive the money. You are also able to send money to your local bank in Kenya through mobile money. The Central Bank has also made it quite easy for Kenyans in diaspora who are paying taxes in their countries of residence. In case they want to send money back to Kenya, they also get a tax amnesty and this is something which I would like to encourage the government to keep on facilitating. When sending money to Kenya from abroad, you have a number of remittance service providers that you can use including Moneygram, Powerpay, Sandwave, Western Union, World Remitts, Equity Direct, Simba Pay, Azimo among others. Within East Africa, registered MPSO users can send money to Tanzania, Uganda and Rwanda using SafariCom International Money Transfer Services. One of the best products that you have across the world is MPSO that is well known not only in Kenya but across the world. People are still looking at how successful it is and how the government, how the Kenyans were able to really do that and then to be able to have such a good product. Not a wide variety of RSPs to choose from. It can be difficult to compare services and identify one which is the best for you. That is why the diaspora guide gives you information on available price comparison tools. Top on that list is IOM's MIG app which compares remittance service providers serving the Kenyan market. You can also check out Remittance Prices Worldwide which is a website run by the World Bank information on remittances from Rwanda, Canada, South Africa, Tanzania, the UK and the US. The African Institute for Remittances also maintains a regional price comparison tool called Send Money Africa which is certified by the World Bank. Send Money Africa provides price comparison information on a number of channels in the continent. Other comparison tools you can use include Monito, Fomali Tawipe, Monitis and FX Compare.