 unadjusted and without the rules that separate those guys and gals who are unemployed that's too long from those who aren't the real unemployment rate is probably about five and a half percent and the underemployment rate as measured by gallup which isn't controlled by the government is 14 percent not 8.6 percent people agree yeah i i agree thoroughly i think i think and the job i mean just busyed around and we were down in florida i mean waiters waitresses security i mean i'm sorry but that that's not great employment the $100,000 jobs have been lost and instead they have a $30,000 job absolutely not even 30 which is contributing less to the economy i'm happy to be negative i'm usually negative the one thing i think we get us stuck a little bit in this area particularly in the finance industry where we're kind of going through the throws of all the electron you start moving away there's weird little pockets of the country i think that are doing well you know anecdotally we're talking to some lawyers who do a lot of housing in michigan that's been picking back up you know Detroit scraping off the bottom so there are vulcan materials this morning when agri gets southeast parts of southeast doing quite well but that and that's building that's for real so i think there's credit there i just think that still the employment numbers are realistic there's pockets that are doing well the problem to me is still the reasonably high earners not the really high earners they're safe it's the reasonably high earners the mid-in middle income i don't think people are feeling comfortable yet that even though that when you hear everything whether the health care whether it be the what no not at all you know the llc look at consumer credit revolving credit you think they're comfortable they're not comfortable right and you're starting to turn in auto loans right there's something is anyone okay student loan auto loan any way to short either one not yet not effectively i think you don't need to just you're a bite of it