 Hi to welcome everybody back to the independent investor channel live stream for Friday 9 o'clock eastern standard time and give everybody just a chance to make their way in here It's been a interesting week for me. It's like getting kicked in the growing over and over and over and over again this week So as good as last week was it was about as equally as bad for me It's no problem I can reach into the archives for A lot of new investors that are making their way to the investing opportunity right now And trying to make sense of it. I've been doing this a long long time and things are pretty crazy right now I don't I don't know if i'm losing touch Uh, because you know, I've got those tried and true methods of market investing and i'm always trying to Stay as aggressive as I can with my application and you know trying different strategies deploying different things and in the market and You know good on me some of it works some of it doesn't some of the successes come from the lowliest of places And other things that I feel like are You know are my best assets Really don't don't turn out that well. It's just amazing to me how The market can be such a fickle environment for wealth building But I'd like to pose everybody with the simple question and rhetorical question. Where else are you going to go? Um, what else are you going to do in this life to try to? Um establish Some buckets of wealth that pay you back over time It's difficult When you start like I did from scratch and you start from zero and you don't come from any type of head start whatsoever I've had a few Interesting things that have helped accelerate that along just a little bit But I've also had my fair share of downturns. I've had my fair share of you know Hiccups in the market and we are long and I'm talking long overdue for that It seems to me the pulse in the market now Is very complacent We get a hiccup of a couple percent. Everybody loses their mind I I I don't know if we're just shaping up To be just the the worst entry into 2022 that we've ever had in the market I'm we're we're here at all-time highs right now and the market just keeps shrugging along It's really quite amazing and and for a student of the game I I'm intrigued. I really am I I don't know how people sit On the sideline and and and do not participate in financial markets, uh, You know warren buffett makes a Interesting comment that you know if a stock runs up 900 percent You shouldn't be happy. You should be scared. It should freak you out And it's kind of the same application that I have with this market. I don't know where it comes from I I don't know, you know, I'm not um, you know, I'm not a a financial Steward in so far as understanding You know the current environment now and what that could mean for financial markets on the horizon It just feels like something is awry That's what it feels like to me What does it mean for independent investor? In independent investors out there Not a whole lot typical long-term approach to the market Yeah, if you can Find your place in the market and if it is confusing to you and you're wondering what cryptocurrency to buy Because you don't want to buy the s&p 500 There is an order of operations to entering into the financial markets and There's just a few products and a few methods that really do work on the onset for any investor out there Starting that Roth IRA of a self-directed nature. That's the key niche on the on the channel and it just would Tickle me if we could talk about it a little more as if it was commonplace. I I would love You know other channels to kind of You know be recommending this to to new investors I'm I'm just not sure if there's a whole lot of investors out there That are interested in You know the the long-term passive program and I think it's absolutely the best way if you want to approach Investing and and seek out those more aggressive avenues to the market You can absolutely do that But but do it in due time give yourself a chance to establish that bucket That's going to be there and it's going to be your old iron side throughout thick and thin Ups and downs in the market. It'll always be there for you to fund and I know there's a lot of community members out there That have taken me up on this tried and true advice really everything else is is uncivilized It is try to stock pick your way to financial wealth. It's interesting enough and you're going to make money with dividends I A dividend is just about as close to a guarantee in the stock market as I can ever ever get right now Down 17 percent my AT&T position That was supposed to just be the the end all be all of a nice high paying six to seven percent Dividend payer because they were making money hand over fist But it's amazing to me how you put these collective strategies all in the same portfolio And it's as if 2021 if I was going to chalk it up to you guys give you an analogy of what's going on how I'm feeling In 2021 it's it's it's all about kind of just running in quicksand This year I I think slowly we're getting ahead Last week was just a phenomenal week We came off a little bit not quite as bad as I thought it got kicked in the jump this week with highly on Turned out a another fabulous quarter. I I thought And the stock market of course sold off at 15 percent I did not get to listen to the hyzon call this this morning I did read the earnings report and It's amazing to me. I think if highly on we're just to take the unethical road and just start writing things that sound good Instead of telling the truth all the time I think the stock would probably shoot 20 dollars Because I don't know if hyzon and nicola and these other companies live in some sort of fairy tale world But there are big gaps and no no analyst wants to talk about it Nobody wants to talk about the gaps that exist in in these situations. I'm pulling for them I really am I don't I don't wish them not to succeed. I just wish that They could tell the truth delivering 80 units. Where are these units? Where are the validation? What what are they highly on seems to think that they need to validate for the next 68 years before they actually sell this product and it has to be absolutely perfect By the time we get to that point, we're going to have flying semi trucks and it's not going to matter anyway We're not going to need driver buy-in because they're going to be autonomous flying trucks Okay, this is not going to matter at that point So I was a little bit frustrated. I I think the night that the earnings were turned out Uh before I had my opportunity to do my due diligence Then I pushed out the content gave my unique perspective on the company And I I just didn't see it. I just didn't see it. I I did not see How something uh as as good as an order book of 40 new orders that puts them up to about 1590 orders if I'm if my math is correct. I mean, we're looking at 250 orders For a and g nobody talks about that anymore a and g owns the subscription book For highly on to be able to use fuel credits for clients to take a discount even further discount On the natural gas gas purchases specifically the renewable Natural gas purchases that they could inevitably make as a customer of highly on never gets talked about And um, it's it's interesting to me. I I think thomas healy is probably doing the very very best that he can And I think he'll learn I I'm trying to take the high road because a lot of what thomas says And a lot of what he doesn't say is is what i'm kind of critical on and a lot of people A lot of people are are critical the same on this very um very element of It's not charisma. I don't really care about any of that. I I think his focus is on building Um a phenomenal company that's going to be good for the planet and get his solutions out there on the road I get that I just wish that he would earmark I don't think i've ever heard thomas healy talk about driving shareholder value I don't think i've ever heard him say that and I think that's unfortunate I interview a lot of ceos on the independent investor channel and every single one of them talk that way You know, he's drawing a 359 thousand dollar salary The interview that I did with elaine gi this week For you guys that clicked over there and clicked that thumbs up at least for me. Thank you I really appreciate that What what a phenomenal guy does not draw a salary. He only has stock compensation Do you think elaine gi is going to be selling shares? In in his secure product. No, he believes in it and they're they're also making revenue I might add they're trading at 40 cents a share stock pop 16 percent today Again, sorry about that. This is becoming a theme on the independent investor channel where I put promotional content I make a little bit of money for doing so I don't make money doing any of my other methods. This being my most enjoyable It would be great if I could get paid for it. I don't do it to get paid However, I do promotional content to get paid Okay, the irony in the whole thing is people come in and they talk of it. It's a pump and dump That's the big thing that's the escape from thinking is that it's a pump and dump I beg to differ if you fail to go in and actually take a look at some of these companies There's some really interesting stuff coming out right now on the emerging landscape If you if you're not interested in that stuff No problem. I'm interested in all of it. I'm is I'm interested in tesla I don't own the stock, but I'm a steward of the stock market and I think if I can impart to you Any of what it is that I do with my application Finances are intriguing to me And I think that's part of my success is that I'm always looking to drive drive drive As bad as it's been this year for me I still keep chugging along and I think it speaks to my devotion and dedication and There's got to be investors out there that can benefit from A lot of years a lot of ups and downs a lot of tried and true methods a lot of wins Not a whole lot of losses, but some and you learn from them. You really do. I just so happen to be Uh In in deep in the biggest trait of my life right now With highly on so, you know when I look at it I try to look at it through the lens of the ceo And I'm not really trying to apply a whole lot of the criticism that I see online There's some weird stuff. There's some weird stuff and I I'm not really sure if I understand why Banks find it so interesting to jump on the bandwagon with downgrades What is a seven to a five dollar downgrade? I I haven't put that bagger video out and I will you know, I will But it's almost like there's too many people out there to fight anymore And you almost have to just take your licks Let them just completely just rape a stock For the lack of better terms, they're just rape the stock And many others out there and don't even allow them to get off the ground floor And I think a downgrade from seven to five is Really interesting to me. I I don't see the point in it I'm not really sure why the high scrutiny on this particular company. Hell if you think it's going to the pink sheets Why are you spending so much time interested in it? And I I said marked my word man when the Delaney downgrade came Goldman Sachs has increased their position. They just put out another downgrade on it So I don't know what's going on. All I do know is that the sec is asleep at the wheel So thank you for that. It's supposed to be out there protecting people They don't want to protect anybody. They want to allow this circus to to to continue And and why do I mention that as an insight to the the channel and if you're new to my delivery I was with financial institutions for a long time About about about two decades about 20 years. I was with multiple financial planners And it wasn't until the latter part of my Evolution and learning and and asking the right questions. I I think that's where a lot of people go wrong They don't know how to properly scrutinize certain things. They just accept the status quo And as long as they're not being hurt by the status quo, it's okay And so they don't ask those hardened untrue questions. But when I broke away My insight told me that the system In and of itself was aimed at keeping the small person down the system is Exists for the system's benefit, okay and you are a small Insignificant pull on in that game. Okay in that Edward Jones can be on every street corner out there Okay, and to pay that high overhead and rent $5,000 a month $2,500 7500 in some locations. I don't even know it's it's irrelevant. They have no problem It's the best business to ever be in Because it's the only business that I know of that they don't need to have customers coming in And buying product off the shelf. They basically just take your money and make money off of your money That's it in a nutshell Highway robbery and what I'm coming to find out is that I've I've had a few people reach out to me through the yahoo thread And I seemingly am a target. I guess I'm a I'm a retail whale beyond position, which is big for me But why why do why am I a target? Why why do I need to be? Shaken off of my shares. Why is that? And it seems like before we even get this thing moving Unfortunately a lot of retail investors will be shook off of the opportunity, which Honestly guys, I don't wish this upon anybody Because it will be like Robert frost said it will be a path Dodd verged in a wood and I will take the one less traveled by And that will make all the difference. Okay one of my favorites and There is nothing that has proven so true here in the stock market investing and For for you guys that you know are new to this gig I've got multiple strategies multiple applications. Okay, I dive into each one of them every now and then because Instead of being a one channel or a one trick pony on the channel I'd like to be dynamic and I believe that I am I believe I am multiple buckets accounts multiple strategies deployed Some may resonate with some and others that may not But pick pick pick the strategy that is going to be good for you guys and Make it a point to you know come in and Try to resonate with the idea That finances needs to be a lot more And you need to be a lot more involved with your spending list discipline and A perception or a perspective and life that allows you to Um it contribute to your your your personal financial program In a way that you can resonate with don't don't do it because somebody else does it Don't do it because you you're unhappy with what's sitting in your driveway And you're always looking across at the neighbor I always find that funny Gotta make sure that you're doing it for the right reasons and being independent and once you Take that on and you understand the difference between an independent investor program And program like edward jones The disconnect and the differences Can be absolutely black and white and it can make all the sense in the world to you guys. All right So i'd like to welcome everybody. Hope everybody had a wonderful veterans day I'm great to see everybody in the gallery here. We've got a ton of people now that's made their way into the live stream I'm never late. I'm always fired up to talk about my favorite topic Um, you know, some people are good musicians other people are good actors I just just so happen to run the independent investor channel and there's only one of them So welcome guys appreciate seeing each and every one of you guys I See rps in the house man, so i'm gonna drop an invite here I've dropped on to a little live stream rp was doing I think this week anyway Um, I occasionally do that man. I I don't watch a lot of youtube I really don't you got to understand. Um, this youtube thing for me It's interesting man. I I wouldn't say that I'm just fired up all the time to come and create youtube content. I'm really not so Hold on just second Ronnie. I'm a Rp here. This is for you my friend. I told you I'd send you an invite man If you want to kick on here man, I'll bring you on for the whole last part of the The live stream and we can talk highly on between me and you that's totally cool, man Um, but I do want to get into the portfolio reviews. Like I said, we got kicked into growing this week It's no big deal. It happens. I've got iron nuts. It's no big deal But kick in here. We were we were really down this week. Um, we were down Oh, I mean one day I gave back a $15,000 bill. That was lovely That was lovely, but no real changes Amazons come back nicely googles back in the black nicely I've established a couple of the biggest positions. I've ever had my life in these two companies So I'm real stoked real disappointed in Lockheed Martin bowing showing its feet. I wish I could torch AT&T That would be awesome if I could just like seriously get a blow torch and just light it on fire That'd be awesome. I just light it on fire All 326 shares of it or something. I don't know what a dog it's been And then as I have started the transition to the more passive VTI here In the portfolio The idea here is to leverage some of those highly on profits when When they do materialize we're probably looking at a couple years out anyway Um, I really hope I'm wrong. I'm betting on a catalyst at this point I really am and I think I think they're going to surprise to the upside I do next earnings february 22 22 again. I read it evidently I'm just a shithead stock market investor because I read the report and I was happy Everybody else was upset stock sold off. I don't know what type of institutions We're selling But supply chain issues that are being talked about by a 1.5 billion dollar company It is not a reason to Earmark that specific company as the only one that is going through supply chain issues And you know hyzon Strategically put it in their report But basically just said yeah in light of this we're going to deliver 80 trucks this year and I I just I don't understand that I really don't i'm saying one thing Uh, that looks good and then under delivering on the back side That seems to be the way to do it because hyzon popped today at one point up 20 percent It came off pretty heavy but was still up uh sizably and um, you know, I I I don't understand it I I don't want to be uh misconstrued here In my message and if you think i'm wrong, please tell me say ryan. You're really misguided here, man You're you're looking at the wrong stuff here, but um I'm looking at stuff Making my decisions based on what i'm seeing here, but we get back below again Nice swift kick to the uh to the gonads here on this one for sure. That was lovely All right, and this one down again. You can see I I couldn't believe it I was going down doing the reviews and I was like god dang I was down in everything this this week Just horrible disney missed, you know, of course bristol meyers got into them at what nine times forward and and and still they're they're off few bits seven percent Microsoft can do no wrong You know, uh, honestly my passive ETFs are just absolutely killing it keeping me afloat v o o vbk Small cap growth v and q real estate doing fine Sofi we're back in the black there. I took that into some really deep water Really deep water and and she's back up above 23 ish. At least it was for a certain Point been up nicely tail into this week Pfizer's been on fire With tac global tac global share in their product with everybody around the world and stock can't get out of its own way It's down every day. I was up just to touch today anyway But um, you know, we'll see uh visa has been one of my favorites. It's off 10 so like I said got a lot of manure piles sticking around but I'm kind of hopeful hopeful that someday there's a demand for manure out there And that the that I can actually sell this manure at some point I'm sure there's somebody down the line that may in fact want some visa shares down the line. I'm not really sure. We'll see You've heard of these companies anyway. Yeah, so we were down in that. Here's roth 2 Um, not a whole lot of changes. I am satisfied with oil Yeah, big oil's coming back huge So i'm pretty happy with that Exxon mobiles doing doing great alibaba has found its footing. That was nice. They had a huge day Huge huge day before uh veterans day a 78 billion In sales just phenomenal great long play Alibaba great company. Um fabulous fabulous there Now ibm and kd. I I put those in the same category as at&t I I just don't know if they are just dead grapes. I just don't know I see you there rp. Fantastic, man. It's great to see you I get you on here in just a second. Give me about all five more minutes or so just kick back in the vip space I'd pour you scotch if I had one But uh, this is what we've got here, you know the portfolio is taking shape from a framework perspective What I mean by that is this vig. This is the first time I've owned this within the roth And this this is a long To medium term kind of strategy for me to transition these rothi arrays to a little bit more of a passive With a little bit of base in here looking to accelerate the growth with the highly on holding here in here these are large positions in these uh in each of these accounts so um pretty pretty big Shareholding this is this has been a tough one for me. Um, I may have to look at selling some of them for A little bit of tax loss harvesting and it's going to break my heart It really is I'd like to sell as much as I can or as little as I need to To to to offsets about 12,500 dollars in capital gains This year just farting around just doing a little swing trading here in the brokerage account But man, that's going to break my heart man. All of that will go to tax loss this year like I said Everything's just turned to manure and highly on is kind of like a glowing neon green pile of manure right now, but We don't invest for the now we invest for the future man. That's where we are. All right Here's the uh, we can't get this sucker to 20 grand. This is the specialty portfolio 20 grand man This is where some of one channel of my side hustle money goes to So the the the inherent merit message for you guys Is for you guys that are looking to start a side hustle. I don't care if it's ebay. I don't care if it's youtube I don't care if it's craig list. I don't care what it is, man You're gonna make some side hustle money, man This is where one of my side hustle monies now my side hustles turned into something that I could have never expected It turned into like shit. I love this channel, man. I love it. This is part of me This is fucking this is what I do man. This I am an independent investor, man This is what I do but um, it just speaks to I I don't live on this money guys And Geez, man. I I think I thank god every day for my job every day. I'm like, there's no way I'd go bat shit crazy happen to survive and and take care of the family on youtube, man It'd make me go nuts And that's the only thing that keeps me saying is knowing that it is a side hustle for me But that's this is an example of of how I deploy some side hustle money in here. All right And here's the dividend growth portfolio. This is doing really well. We need to get this up to 100 grand This is rendered in about two six on the portfolio about 79 holdings across all 10 sectors This is a bad ass portfolio. This is a killer killer way to invest I think we're up to about 600 on this already in rendered dividends So we're doing really really well there and the tsp. I just don't think had a time to click over But over 60 grand here 42 percent on the Personal investment performance over the last year. Um, this is passive investing 101 This is just whipping some ass So you guys that are new to investing man I'll tell you what don't think for a second that you need to come in here and find out some secret sauce from the independent investor channel That that's going to help you obtain riches that that the masses can't enjoy man. This is what it's about This is what it's about and this is just an example of 401k 401k Roth's increased their Um, uh, contribution caps for 2022. Unfortunately, they did not do the same for Roth IRAs Why did they why didn't they do that because it's a powerful tool? That's why Right. They want to keep the thumb on the top of the head of the working man. That's for sure But just started the robin hood account. I'm feeling it out. I the aesthetics of it are a little cartoonish It's actually like investing in a cartoon. It's like I'm in smurf smurf land and I'm investing my money That's why I'm staying close to the the vest. I'm going to make it an aggressive portfolio. I've got vug in it right now It's doing fine. It'll do fine Vig's returned 13 percent of the last jesus umpteen years. I'm good with that until I start to backfill I'd like to put some invidia. I'd like to put some adobe systems in here So robin hood's going to fit the bill for that. Like I said, it's it's nice Anytime I want to step into smurf land and talk to gargamel and the smurfs I do that when I hop into my robin hood account now weeble weebles different weebles bad ass weebles Weeble whips some ass. This is a good the aesthetics of this platform. I really do like I've got the mid cap holding in here So this would be a mid cap deal And then here charles schwaab. I started actually 51 58 in that account I've I've invested in a company in this one Uh, I don't want to disclose it yet. Tell you what man. I'm gonna put a little saucer out there I'm gonna disclose it to my viper group if they're interested in it But I'll give you a little hint. Um, it was part of the content that I dropped this week And uh, super super excited about this company man. It's pretty bad ass CEO is awesome. He's on point and he is looking to drive shareholder value. All right Here's the crypto. Here's the lottery ticket. I I caught some heat for this Ryan you're a turncoat son of a bitch bastard investing in cryptocurrency. I'm like Jesus man You're gonna evolve as an investor man. It's it's okay And I think some people may pick up on that and be like, you know what Ryan? Okay, he's an asshole. Let's just get over that But it's okay for me to evolve as an investor because I involve as an investor and I'm telling you it's okay And I said three or four different times during the video. It's not for everybody. Okay I invested in bitcoin didn't know the first freaking thing what I was doing. It went from 30 to 55 I sold I it was I was up 80 percent in like 40 days Like what the hell is that? So I've got that original 2,500 pulled back to cash and I I decided to go into the shibu inu awimu wa timu And and give my luck a try here. That's a lottery ticket. We'll see what happens Not a whole lot has to happen with 28 million shares But we'll see having a little fun with it guys and after all is said off about About 10 grand from last year's last week off 10 grand and a lot of that had to do with the highly unholding There's no doubt about it. So Guys, there's a pretty good comment group in here But I'm going to bring rp music on because I have been watching rp for a long long time And I want to share his message with you guys. I got a lot of respect I got a lot of respect for a few youtubers. This is one of them. Okay, because The the genuine nature of the approach is very very good Very good channel. So you guys can kick over help him support the message Anyway, let me get this five dollar and 31 cent banner off of the off of the deal here and bring rp What's going on my brother? How you doing man? I'm doing good, man. So talk to me. What do you think about this? I I want you to give a little little intro for people who are not up to speed on your What what you like to talk about on your channel? And kind of what your niche is and what your basic message is for for genuine, you know, uh, first time investors things like that So, uh, my name is henry. Uh, I go by dj henry. Uh, I have a channel on youtube. It's rp music tv Uh, I My channel is mostly uh instrumentals and I do like little skits and whatnot Uh, I've had my channel for over 10 years. Um, and I just upload Every now and then but recently I started uh uploading videos on highly on and uh, so a lot of people weren't really covering highly on stock And people that were weren't really giving it a fair shake. So I went ahead and I started covering it I'm not really a big youtuber So, um, I got started making my own little videos and whatnot and you know, people seem to respond well to them I had a couple people, uh Messaging me. I had a couple trolls telling me, you know, whatever. I'm doing the wrong thing whatnot I'm like, why are you so hard trying to convince me? Um to sell my shares in this company? If it's so, uh, if it's so lame to you, why are you bothering with that? But about how about my land here? Oh, yeah, yeah, I've had my fair shake with it But um, now I'm trying to take it a little more serious now and I'm trying to, you know, right now in my basement I'm trying to get a studio set up down here and uh start making a better content for youtube and uh the highly on Discord channel and everybody that follows highly on Yeah, so I don't know if you know this man and you Henry you were making a lot of highly on content for a long time without your face It was just you talking. That's what I remember from the old school I remember your old rp music videos and you were one of About three you and ronnie and paul You guys are the ones that I really liked on the highly on content but Yeah, man, I as far as other people go F it Hi, you gotta just get some tough skin on this man because I I think you do a really good job of Of covering highly on a like it a lot and I think you've got a lot of a lot of potential Um, you know youtube is a cool opportunity as long as you enjoy doing it You know, I feel like a lot a lot of people maybe just do it because it's They're trying to make a lot of money at it Um, and and if you can make some a little bit of money I mean think about a youtube opportunity where you make an extra two or three or four hundred bucks, man Like I always looked at it and I was like, are you kidding me an extra 500 bucks to do a youtube channel? That's incredible, you know, and I never thought it was possible And i'm here to tell you it's it's certainly possible It helps, you know, if you have a another job to supplement that a little bit Um, but also the funny thing is when I started the channel 10 years ago Well, I say the funny thing is but it was actually a crazy story that happened I used to live in west spring from massachusetts and we got hit by a tornado in massachusetts And it was a couple years back and uh, that tornado ended up devastating my neighborhood And I got some footage from it and I ended up uploading it to youtube on my channel And it went viral. Um, a couple news organizations picked it up and uh, youtube immediately contacted me and they set up You know, we want to put you as part of our partnership program and I didn't know what the heck that was or anything So I was like, oh, yeah, I accepted the terms and everything and they uh, they put me through And then uh, I just didn't pay attention to my channel and I got a notification. They kicked me off and They took my video down because the news organization ended up taking the copyright for it even though it was my video Okay I have a couple youtube channels actually I have another channel called henry hustler And uh, you were talking about, you know, you have to have a side hustle and one of my side hustles is I do sell on ebay So I do uh, I do masonry and uh, that's my main source of income I work with my father-in-law and uh, I invest in highly on very heavily. It's like 90 of my portfolio So yes, one of the things and then uh, ebay is on that's that's my side hustle and I enjoy doing that a lot It brings a lot of good income. It brings a about an extra 4,000 5,000 dollars a month just starting on ebay It's good money. So I agree with your message when you tell people they have to have a side hustle, you know, just Pick something up and start making some money on the side. It really uh, it really adds up That's why I'm able to put so much money into highly on all of my uh, some of these items I'll buy them for a couple bucks. I'll flip them for 10 15 times profit Dump the money entirely and keep it going I gotta plug my phone in before it dies. Hold on one second. Yeah, do your thing man. Do your thing That's awesome There we go all those 10 99s. Yeah for sure Oh The end of the year It's kind of ridiculous though with ebay, you know, when you sell and you're an online um, you're you're a reseller Even returns you get taxed on even returns So a lot of people don't know that so somebody buys an item for a thousand bucks and they return and I still get taxed on that Oh my gosh, so uh, you got to have good customer service. So you're not going to return That's crazy. Well, henry while I got you on the channel, man I want to hear what your thoughts were I didn't get to talk to you. I was trying to comment on your live stream Because I appreciated you doing that too. I had just got done dropping my video, you know in response to it I thought I thought the street really got it wrong. I thought the reaction was wrong Tell me I'm an asshole. Tell me I'm biased man. Tell me I'm clouded jaded I really try to take an objective look at this and I try not to be I try to be as impartial as I can I can give you my bearish case too Because I forced myself to draw up what It's kind of frustrating me a little bit about thomas Um and sherry You know, I think they're just really honest and I think they're trying to do it above board Which is in line with their strategic goal as a company like I I don't think they're lying I think they're telling the the truth. I do it's just How how much more validation do we need? You know, I I kind of feel like I'm I'm being forced to evolve my opinion away from My thesis that I had 18 months ago when I read the very first investor presentation It's like man. Look at these potential customers, man. You got amazon. You got dhl You got all these customers and I think eventually those customers will be one. I do But I think my perspective at the time was that we were a little bit further along past the validation stage And it seems like highly on a nicola or hyzon and nicola, excuse me Are kind of being put given a pass in that they're not they're not doing any product validation Am I wrong in that? No, um, actually, uh, I was speaking about that on my live stream I believe it was yesterday actually where I mentioned, uh, you know, thomas hilly is being honest And uh, somebody called it out and said, uh, well, here we go This is just an echo chamber of a highly on bulls just, you know, validating what they believe in I said, no, you know I'm welcoming anybody bears and bulls to go ahead and speak and see what, um, yeah Basically, let's meet in the middle ground here what the issue is because I saw the same thing I saw a lot of people on the discord channel a lot of people in the highly on, uh, Reddit pages, uh, we have a twitter support group for highly on investors And a lot of people were doing 180s that were getting, you know, really upset And they struck and I said, you know, the the report wasn't all that bad, you know, of course, you know We weren't expecting to have another year delay, but that's across the board in all major industries I just got I just had a conversation with my, um, my brother-in-law He's a sales manager from a walkie tools and he messaged me and told me, you know, we're going through it too We have supply chain shortages and a lot of the inventory that we have that's going to home depot Now is basically the last of the inventory. They're not going to have inventory. They have a backlog right now for over a year So, I mean, I'm hearing it left and right from a lot of different companies Um, and it's not, you know, just highly on so when they come out and they say, you know We're also having a problem with the supply chain shortage Kind of have to give them the benefit of the doubt, you know I know it sucks. You know being a long-term holder, you know, we've already held this, uh, company for over a year and Seems that they can't catch a break Ever since shell became highly on It's been just a bad news after bad news They've they've had good news don't get me wrong But every time they've tried to come up and the stock has started to climb There's a short report that comes out or somebody starts to cover it with negative light and it just out shines anything they do Or if highly on does come out with good news They just they just go silent for too long and they let that news fade and they let These other companies come up and and do nothing. Look at highly on. I mean that highly on Look at uh, nicola nicola. Yeah, they lost less revenue than expected. They shoot up 25 percent We we get a 40 truck reservation And we dropped 15 and I and I was calling it. I said if um, if we don't have any revenue recognized We're going to drop 10 to 15 percent. So I was already mentally prepared for that. Uh, me too I told everybody, you know, I'm I'm already numb to see the price drop. It doesn't affect me at this point, you know so all I can do right now is is either add to my position or Just, you know, try to talk about the good things that they're doing and and not really pay attention to it Because if you really are a long-term investor and you're constantly paying attention to your stock You're going to make irrational decisions And if you make those irrational decisions, like you're going to lock in huge losses And you only can write off four thousand dollars a year with the irs. Anyway, so I mean nice. Thank you for that I was asking my private group about that tax loss harvesting And I don't know if it's in my best interest to go ahead and take the four thousand dollar loss on a small block Um, I own a fairly sizable position. At least what I think is sizable Uh, I I got a shit thrown at me for thinking that a hundred grand was a lot of money and I was like it is I'm sorry. Like I don't I don't know who you think you are, but yeah, it's a lot of money, man And um, I work hard for my money as you do, right? So we want to make sure and this was one of the criticisms I don't think I've ever heard Thomas Healy talk about driving shareholder value Um, I tweeted him tonight and I was like Thomas everybody believes in the initiative the the what you're doing. We all believe and I actually believe that You know, even the the share sales and all that stuff However, I twist it it comes across as bad Okay, you know, there was a tweet in the yahoo feed that said look man There's more money being brought into Thomas Healy himself with the stock sales Then the actual entire revenue, you know, the marketing team has been able to generate and You know, I I I I give a pass on all that stuff I just think man, I interview CEOs all the time and I I do come back to this all the time The the demeanor is almost like selfless In that when you're a public company And I'm I'm not sure so sure and I want to give Thomas the benefit out. Thomas is brilliant I'd rather have an engineer who who understands the ins and outs of the business in other words when highly on his 20 years old 30 years old 40 years old and Thomas Healy eventually steps down. I think it will be a monumental Occasion because I think Thomas understands that the mechanics of the business. I really do I'm just not sure if it's taken this much time to understand that as a publicly traded company You're number one charge not number seven not number 612 on the list your number one priority Is to drive shareholder value And that might not resonate with all CEOs. I'm not sure but That's that's kind of the pulse that I get a little bit is I want to see him improve on You know like the Wegman's deal the Wegman's deal There was somebody who hit him up and said hey, can I come to the event and he said no you can't it's private really You see that's not to me. I don't like stuff like that because uh Thomas Healy like you said, you know, he's brilliant everything and the company is it's a great company, but I don't think he's uh Come to the terms yet that this is now a publicly traded company and he does have to bring in share valley He's still running the company like, you know, it's a it's a little private business with his uh With his buddies and everything and uh, I'm not I'm not too fond of that So, you know, I am a bull when it comes to highly on but I'll call it out if I have to call it out And that's something I don't like I really uh wish Thomas Healy would give us more I'm not asking to pump up the the share price. I know I know I am asking for a little more clarity into what's going on You know, we want to know and be up to date with what's going on behind the scenes, you know You went to Wegman's and you posted a picture, you know How hard is it to pull out your cell phone and record some video? But it's just you know, give us a little more insight, especially to put a lot of people at ease. I I'm a bull when it comes to highly on but when I go and I have to write something I feel like at these points when it comes to earnings, I'm gonna have to just step back Because now I'm going into the lions that at this point people want to chew my head off They're like, well, why do you still believe in the company? I'm telling them Why don't I believe in the company they have reservations coming in But yeah, they have the truck the truck runs the truck works. They have a hybrid system that works solutions fun Yeah, the solution is the solution is there. It's the issue is is um is delivering, you know Basically delivering the message and I feel like maybe thomas believes that Repeating the message again and again is tiresome or something But that's literally what marketing is the marketing is Repeating the same message again and again until you drive it home that this is the product that you need And uh until he gets there, I don't know. I think it's going to be a bumpy road I'm hoping that uh, he keeps his promise and he actually comes out with some content Like he said he was when he had his uh camera crew remember that day he had his camera showing Oh, we're gonna have content coming out soon. That's well. This is the problem The stock market isn't what it was 10 years Coming in that are uh That are like going to be long-term investors and a stock people are jumping in and they're day trading They're flipping stocks. They're jumping in and out of them and people don't have patience So if you're not updating them constantly on what's going on The company gets forgotten. We're trading at what two not even two and a half times cash back And then you have nicola over here still have a six billion dollar market cap Yeah More rivian that comes out and it's 100 what 180 billion dollars like that just blows my I'm like, they don't they haven't even sold a truck yet. Like How is this happening? So, you know, that's I feel like, you know, if they can bring attention and kind of beat the shorts To their report like Have something ready for them because you know that report's coming out. You mentioned mark delaney Did mark delaney uh drop another short report? Is that what happened? Uh goldman sacks, they didn't name the analyst. It could have very well been mark because mark, of course Is all over every one of those q&a's he's been on every single conference call or earnings call For the history of the company and of course he got his spot again You can't talk. Um, he mumbles I was like I wanted to throw a book at the computer when I was listening to him I was I punched the guy in the face to be honest with you guys are I went and caught the conference call. I was at work and I was like this conference call and all of a sudden You know, I caught it label when I put my headphones in and I'm listening to it It was literally mark delaney just starting to take his question And I'm like, are you freaking hitting me? Not this guy is I get crap for that. They're like, oh, you're just you're just bullish on the company Yeah, bullish on the company, but these little bitches Right golden sacks has increased their position. Let's talk reality. Yeah as of november They're 647 Thousand shares they've increased it from just over a half a million shares a month earlier So you tell me what gives yeah, tell me what gives you're telling me that there's not a phone call being placed to these subpar Analysts man that are just and mark doesn't mark seems like a frail guy Like he doesn't seem like a guy that I would put money on in a fight for crying out loud He seems like a bitch Right. No the quest the question is mumbling all over the place, man So it doesn't matter and my thing is like you're going to go from seven to five. Really? Wow I mean really that's like taking a 70 dollar stock and going to 50 that that's a that's a big deal Yeah, you know They know it's not going to go to five, you know what they want to do is they want to drive it as low as they can So they'll come with a ridiculous number. So Originally when he came out with his seven dollar price target, uh It dipped down, but then you know it climbed right back up and it was over eight But you know, they want to cause that initial panic everybody start dumping the shares You know sentiment starts to change start stock starts to light up with bearish up hosts And and they really think that that's going to drive, uh, the majority of the retail investors out and then their Should I have sold mine Henry? I bought more man. I bought more No, I mean I don't give financial advice. I do what uh, you know what i'm gonna do. I see what i'm gonna do I bought more shares myself. I'm not I'm not gonna be shaken out of my shares. I own a 5,750 shares now. So that's a big position, my friend That's a life-changing position is what that is I hope so. I feel like uh, they should put us on a seat of the board at this point Give us a little specialized division there with the marketing team. I don't know something I mean, I feel like at this point, you know, we do a lot more of the marketing for highly on than a highly That's a fact. Yeah, that's not being that's not being pompous or anything, man I you know how much highly on content I put through and I look because I want to Yeah, um, you know, I make money for doing promotional content through the independent investor channel and Highly on's the only one I do on my own accord And I'm looking to share the story Because I'm just I'm unsatisfied when I if I could read some articles impartial articles every now and then A good one will come across the feed But for the most part man, they're really bad. They're really they're really really bad because Investing sometimes requires you to Rely on the unknown and with highly on that's what it's going to take. Okay It's not going to be this whole like 12 month plan to you know, get the supply chain thing You know dealt with there's going to be catalysts And there's going to be catalysts that me and you cannot foresee look at mone. Mone was a catalyst that you could I didn't know mone was a player No, I'm sorry Yes, they they had posts on their instagram page uh back in november of 2020 showing those trucks and I would have never I've known like I said, I'm not like a 14 year old girl that has an instagram shit Okay, you know, I guess I'm gonna have to start, you know adding everybody on instagram. They're potential customers But the information's out there. It's crazy. Yeah, I'm like, what? Yeah I wasn't it is but it's it's those things if you look back over 2021 and you say man like you I think you said it, but I don't think you meant it when you said I think 2021 has been a phenomenal year for this company I think it's been phenomenal battery management system solidifying the board of directors solidifying their upper management Um, the act road show is a slam dunk Yeah, and he talks about the interest that was garnered. Um, I'm a big fan of sherry baker Now you want to talk about a professional on a call? Listen to sherry talk about the financials phenomenal She's a phenomenal addition um The oem solidification with peter built big. Okay, gotta have at least one Okay, you're not going to mass scale up. What does an order mean with mone? They can't fill that order in a year. I can't it's going to be what it's going to be a collection Of the orders that are on the books right now. Let's take the top four, right? They've got a and g They've got agility dep mar and mone. Okay, that's 1590 orders What they're going to do in the year one of production is they're going to jam those through the oem hubs And they're going to spit out a number Whatever that number is is going to be based against that reservation book They're not going to be able to fill that. Okay, but they're going to continually chew into that order book Okay, as they look to turn those products out to the fleet and it's going to be a few trucks at a time five or ten I would say that the agility thousand order is probably going to be an initial delivery of 25 to 50 trucks That's a big freaking order man right there. That's a big order Yeah, you know that's going to be stock now people are going to once those orders and they start getting fulfilled and those trucks start rolling out of the line Then people are going to be wishing they would have gotten into the stock at this price I mean it's it's going to explode at that point. They're going to be a serious player Yeah, my friend. I don't invest this much money. The stock will be fine. Trust me. We're just we're going through times right now Me and you are going to sit some day and look back on this and we're going to say you got to be kidding me. This is You know They were uh People were mentioning to me about the commons engine the whole commons and remarking I'm like, you know, that's that's fine commons is coming out with an engine and everything and it might disrupt their uh their hybrid ex Sales or whatnot So I was defending that a little bit. I'm like, well, you know, what Thomas Haley is basically saying is he doesn't want He's being a smart ceo. He's saying, okay, they're going to come out with this product We need to be able to reposition ourselves for the possibility of sales disruption So we're not going to go ahead and pre-order, you know, all these supplies and all these items. We might not need Instead, you know, we just want to make sure that if that time comes we're ready for that That's a smart ceo. That's a guy that's not going to burn capital and start wasting the company's money To buy things that they're possibly not going to sell instead They're going to be very smart about it and I like that personally if if it comes down to They have to focus more on the hyper truck erx or just innovating the hybrid system itself You know show the highlights of what the hybrid system can do that the commons engine can't do What's the cost basis? What is what does it cost to produce? Is it going to be cheaper for them to have the hybrid system? And what is he doing now? He's not letting the supply strength Stop them. He's going out on a road show right now He's trying to get to those customers that he has a relationship already with and say, hey, you know He's trying to make them Into hyper truck erx customers. He's trying to sell them more products. So I don't see a real issue with it on that conference call he mentioned going to Wegmans and I don't want to misquote him, but he's he said a line that it was We want to basically close a deal You know, we want to go over there to close deals and you might have to replay the conference call back But he says something like that and it caught my interest. I'm listening. I was like, oh, okay So he's not just going over there, you know, hey look at our hyper truck erx, you know and just talk about it He wants to go over there to Sign a deal get something done. So I think you know, I think we're going to be surprised pretty soon I think uh Wegmans is come up. I think Wegmans is definitely going to place an order And wait, wait Wegmans is this is not small potatoes, man But this is and this is what I talk about with the catalyst. So just a couple things on the Cummins natural gas engine Um, what do you what what what that meant to me was that he's paying attention He's paying attention because what the hybrid product is on the c and g side Was aimed at supplementing 120 horsepower Of deficiency and so certain trucks could not run certain routes Okay And so he's going to he's going to monitor that competitive landscape. There are some drawbacks to the hybrid product in that they are terrain dependent, okay And that's fine where it fits it fits. It's a good product. It's a 40 000 bolt on it is what it is The issue is and this is the part that I picked up on is when thomas talked about all the sit-downs they're doing In all the sit with with the freight freight lineers and they always want to ask about the erx They're like that gets us to where we need to be This is where our interest lies. This is where our long-standing Relationship can be solidified is with the hyper trucker x So he said look, you know, you got to kind of go where it's where it's going to go But I I don't I think the hybrid is going to find its place I do because it's it's a twofold product people don't understand for now, you know, you know My original thought on the on the hybrid system was it's something that they would be able to garner more of their More of their profit on because it's something that they didn't have to rely on such a They don't have to rely on a chassis They just you know build their hybrid system and they ship them out to customers or have them built in in mod shops But if thomas heli is going the route of you know, maybe it's a possibility He was throwing that idea out there to to basically let people know, you know I'm going to probably scrap this idea. I'm not saying that's what's going to happen But maybe that's probably an idea that down the line so they could put all their resources on the hyper trucker x Uh highly on is not just you know doing the the hybrid solution They have the hybrid solution. They have the hyper trucker x the battery management system They've already told they're looking for other applications to put their battery technology into they also do software They do over-the-air updates. You know like highly on is fine. It's going to be Totally fine doing what it does if it has to Shelf the hybrid ex it is what it is. Um, but I don't think that's what's going to happen. I think Uh Cummins isn't coming out with their engine till 2024 I think uh highly on is going to go out there and they're going to push the hybrid ex system They can't until that so that was another thing that uh, I had a trucker come back to me and they were like Yeah, natural gas is not the way that they don't have the power and then if thomas alluded to this as well This is an early speck And I don't mean to impugn Cummins. I love Cummins Cummins is an awesome company, man I've used to run on Cummins up in alaska commercial fishing. They're good engines. Okay And I don't have any reason to question Their specs, but it's unproven and thomas said that outright. He said look we're giving proper credence to this They're going after the same niche that we were with supplementing the power deficiency on the on the the uh, uh Natural gas side now. Remember there's What do you come again? What what do you think it is that these big players are now starting to look at natural gas as a solution? Yeah, well said because they're being pushed to do so and I've said this a lot on my highly on reviews I'm like look these guys have had their cake and eat it too if they don't need to change They're not going to change Exactly right and now the competition is coming up and now it's not only by force. It's also by uh The competitors are coming up. It's a big ass industry You know what i'm saying big big companies are not just going to stand idly by and not get their Uh, uh, a piece of the pie with that said a lot of these big companies have been in their niche for a long long time And instead of just partnering with a company like highly on which is more advantageous Sometimes there might be kind of a sharp mentality to go after a specific niche of business That doesn't leave highly on out in the cold. Okay. It doesn't mean that highly on is the only company that's uh suffering from Supply chain shortages right now. They're not the only ones You know and I find that interesting how the the bullseye kind of falls right on them You know the stock falls the way that it did I you know, but uh, we'll just have to wait and see Funny that you know hasn't really gotten a lot of attention. You remember excel fleets, right? Yeah, excel fleets they're down in the gutter too. And I mean all they do is the hybrid solutions but for like, you know commercial pickup trucks, so I know this is gonna sound crazy But you know when I when I was early investing in highly on I saw excel fleets and I was like, you know What would be cool? The excel hybrid solution or something like that like if highly on an excel fleets ended up Getting together and working on something because they both have Relatively small market capture right now that they could the merging together as one company and just take over The hybrid axle market if they wanted to do so They could easily do that But getting back to uh to highly on and and Cummins I think it's These oems had all the time to shine and not raking on Cummins Cummins like you said they make great engines I know a lot of people that drive Cummins engines. So they are some seriously powerful engines But it's necessity By force and it's also they're seeing They're seeing the path is changing, you know I think it was gm gm had like one of the first electric vehicles, right? And they just sat on it They shelled the technology until tesla came around and now tesla's eating everybody's lunch Now everybody wants to jump on on on evs. Look at ford. They're coming out with the ford lightning You got the Chevy fold or bold or whatever And you know, it's going to take them some time to catch up but Competition shouldn't scare anybody away What I said yesterday was you have new companies like rivian you have All these new ev players that are coming out like neo And uh, what's the other one? Fisker all these companies are coming up. They're not afraid of the oems They're not afraid of tesla eating their lunch They're going to go ahead and make a product that they believe can fit their customer base and go ahead and work on that so highly on When they put out their presentation. It was based on 1% of the market just 1% And everybody got excited about then they're like, okay. Well if they only capture 1% so what has changed Were we not expecting that there was going to be competition? If anybody was thinking there wasn't going to be competition coming around the corner, then that's very foolish You have to know that wherever money's being made And I'll tell you this wherever money's being made that's where people move to and they gravitate towards when I was Amazon I used to sell on Amazon I had a great music business. I sold this was like maybe five years ago I sold CDs CDs and cassettes and this was something that a lot of people told me, you know, was antiquated and why are you selling CDs? That's not going to be a good business. I went down to the Goodwill and the Goodwill had a It's basically like An outlet it's the Goodwill outlet where everything gets centralized and they go through and they send them out to all the Goodwill stores And even Goodwill I went down to that location and they had A palette full of CDs and cassettes maybe over a thousand right and I asked the guy I'm like, what are you guys going to do with those? Oh, they're going to get recycled and destroyed I told him it's like really he's like, oh, yeah, we don't sell them We usually we try to put them up on amazon, but we get a penny I was like, oh, okay, so What would you take for a guy tells me 20 bucks? All right, give him $20. I took that whole palette of CDs and cassettes. I brought him back to my house I scanned every single one of them. They came up on amazon as a penny. You know what I did I charged five dollars for each one plus the shipping cost All right, and some of them believe it or not someone came up really rare and they turned out to be like 100 $200 CDs. All right crazy stuff. It was like classical music. I don't even remember the name some weird Some weird symphony something but I ended up earning that $20 into over $20,000 All right, and less than a year so you know just More of the story is Amazon ended up catching up on my sales. They saw what was going on They bought the licensing rights to reproduce any CDs they wanted and they kicked me off their platform That's what they did So it just goes to show you that They will go around and they will eat your lunch if uh, if you let them you've got to adapt If I would have adapted and changed it I could have kept selling on amazon, but unfortunately that's what they did I think there's a few things with highly on for sure that are going to help spark these catalysts that I speak of I think the innovation council is going to be key to that. I really do if they can solidify some 20 30 40 truck orders from all members of the innovation council that'll put it up around 500 To start that is an enormous start because Thomas Healy talked about it on the q2 earnings report where he talked about The the evolution cycle the the new truck cycle and I think a lot of what is being bearish about all the truck companies He said that trucks are not being ordered right now. They're being ordered, but they can't get delivery, right? Yeah, yeah companies have their trucks on a rotation when everything's good It's not it's not worthwhile for them to keep old trucks because they start to deteriorate They start to become more cost prohibitive or you know cost They start to cost more money. Okay, so the idea is to get into those rotations. That's the key And to you know, maybe you solidify the first year order of let's say five with highly on Now this is going to be the expansion This is going to be when they get in with multiple companies and they've got those initial orders of five eight two six seven 11 You know what you see what i'm saying those are going to be those initial year one introduction now. What's going to happen on year two Is that they're going to bump those up from seven to ten because they like the product They're going to bump them up from 10 to 15 That's when the incremental growth of highly on really starts to take hold Once that starts to happen then the model will already have been built Then it's time to go abroad and we can go to europe and not Not to mention once you start getting those, you know, a couple trucks in the hands of the uh The operators now They're collecting those mileage. They're collecting the mileage data They're improving the system by by selling Tesla what the what you don't must say the more testless we sell the more testless we sell All right, it's going to be the same model where we're highly on the more highly on trucks we sell The more highly on erx is we're going to sell because now they're able to gather more data and data's king They can go ahead and they can improve their system They get the routes they get all the information that they need to make the system even better So um the highly on innovation council I think was that was a catalyst. We weren't expecting remember like I wasn't exactly Then to come out with that Thomas Healy always comes out and surprises us with something and That's going to turn out to be one of the biggest things that he could have done Because to stay relevant and to stay in the game when it comes to competition Innovation escape and if you can't innovate you're going to go extinct a lot of these OEMs that are around today They didn't want to innovate when it was uh nice and early in the time to do so and now they're just trying to catch up So I think that's gonna it's going to turn out to be one of the best things He could have done was that innovation council? And that's awesome. Hey, Henry. I want to thank you for coming on the channel, man I'm going to close it down. We went a few minutes extra. I could talk highly on with you all night And we've kept the group in here engaged. I think there's enough There's a lot of people that kick over from the highly on discord group. So shot out to you guys Um, I didn't get to uh schnellman's comment here. They made me a soldier I guess in the discord group. So I've been anointed for all my work Uh, yeah that anointment probably cost me 50 grand at this point. That's all right. We'll we'll make it up Money and highly on me No, I'm long and strong baby. I ain't caught anywhere Henry rp music tv, man If you haven't checked him out kick over help him support man He'll always be part of the community here on the independent investor This was his first time coming on for the uh for the friday live stream and I really appreciate you coming on I really do man. It was it was it was awesome special Man that was awesome my brother. Thanks. Henry appreciate you. Take care. Have a great weekend brother. Yep. Bye Cool man. So a big shot out there to rp music was kind of cool, man He he was one of the originals putting through content on youtube So kind of take my hat off to that type of initiative and um his thesis hasn't changed Nor has mine Really kind of a weird time. I I think we'll look back on this and be like damn That was kind of a dark time for the for the stock. I I know there's people out there who say, you know You're crazy ryan. I I don't I don't know man. I'm a happy guy. Um a particular stock holding I'm paying attention to it right now. It's got my attention But you know, all I really need is this thing to get up to a respectable level 15 20 Then I'll stop looking at it. I'll go or ultra long on it. I'm just I'm being an active investor The best way that I know how right now and I think right now as painful as it might be Or as painful as it might seem Um, it just seems right to be a little bit more actively paying attention to the to the holding right now Just what what makes sense. So uh, do want to thank everybody for making their way into the independent investor live stream, man We will go ahead and shut it down. We'll be back next week. Invite every single one of you guys You're all part of this deal in whatever capacity if you're starting if you've been investing for 10 20 30 years and beyond You're all part of this and I want to thank you from the bottom of my heart for making this possible Uh without you guys This product would cease to exist and I would go on about my merry day And just be the same on ryan that I am with you guys every single friday So I want to thank you for making this project a reality You're all part of the gig. You're all part of what uh, what I contend to be One of the many empowered investors in the independent investor community. So guys, take it easy. Have a great weekend. We'll catch you next week