 Hi, my name is Rebecca Monti and I'm a counselor here at Student Financial Services. Today I'm going to talk to you a little bit about a monthly payment plan option. Our monthly payment plan is for fall and spring semesters. It allows you to spread your semester's bill over four or five monthly installments rather than on the semester due date. The enrollment fee is $60 per semester. It allows for convenient pre-scheduled automatic electronic payment withdrawals. There are no additional fees for ACH payments. Credit and debit cards are assessed a 2.85% service fee. The fall plan is five payments from July 1st through November 1st and the spring plan is five payments December 1st through April 1st. Getting early avoids a reduced number of payments and greater payment amounts. If you enroll before June 22nd, your first payment will withdraw automatically on July 1st. If you enroll after June 22nd, your first payment will be due at the time you sign up and the next payment will be on the first of the month after you sign up. For your reference, there are the dates for the spring 2023 payment plan. There are two ways to enroll. You have the student enroll or the proxy enroll. For student enrollment, my UVM portal for student access and you view bill and then enroll in monthly payment plan. Use the proxy portal for proxy access to view bill and enroll in monthly payment plan. Log in and click on student's name to see account information and then navigate to the view account and billing activity and make payments section. You will select the bill date and click on triangles to see the billing activity. And down below at the bottom, you'll click on monthly payment plan to enroll. Remember that the student or proxy may enroll in one plan per semester. And to determine the amount to budget for the semester, use the billing estimator at go.uvm.edu forward slash estimate your bill. Once you pull up the payment plan, it will show you the available payment plans for fall of 2022. Click on sign up for our new payment plan and then you can put in your amount on the budget worksheet. To review or make changes to an existing payment plan, click on the agreement details under active payment plans. You may also scroll down to see the scheduled payment plan installments and click on adjust balance. Payment plan payments show immediately on your account. Future payments show as pending financial aid or pending aid on the student's account. How is the plan reflected on your student account? Your semester payment plan amount will initially show as a pending payment on your account. As actual payments are made to the plan, these will show on your account as a payment and the pending plan will decrease as payments are made. It's important to review any remaining balance due or credit balance shown on the UVM account. Your monthly payment plan may be adjusted. If you need to make an adjustment to your plan, please do so through the billing account. Thank you for joining me today and please call us or email us with any further questions.