 Whether we believe in the details of the science of climate change and all, I hope you can all agree that at the very least we face some serious risk of disruption to human lives. And we have the next 20 years to address this problem. I believe in the energy sector we are reaching the strategic inflection point. This is the time to experiment with new ideas. And at this forum we have an innovation showcase just to give you some illustrative examples. So we build a new category of power generation called linear generator. The system is taking in natural gas or biogas or hydrogen, any kind of gas fuel that sits outside of a building and produces electricity for that building. Solstice is all about connecting and intelligently managing distributed energy resources in emerging markets. We replace the traditional machinery that's currently used in solar power plants to track the sun with a new kind of machinery that basically gets rid of all the motors, gearboxes and a huge amount of steel and replaces it with air. You all, as these great young innovators making exciting things happen, sometimes the ones that are holding us back are your government at the state and local level, the federal level. We need to be there to help incent you rather than hold you back. So my general view when people come to me and say, hey, the world is going to fall into a state of disaster, this is a huge problem, it's unsolvable, my view is, well, maybe they're underestimating the power of innovation. Bank of America has been working with Stanford for a number of years around energy-related transformation issues. So you've been a really generous supporter of Stanford University, you supported the Global Climate and Energy Project and now you've started the Sustainable Finance Initiative and of course we're really excited about that. Through this great university and what they can bring, the kinds of people that can bring the table, what it's from government, what it's from development banks from the private sector, we're going to figure out real solutions, think and do, as Sally with Benson would say, and that's what we're trying to do here, is to bring those solutions together and so we're excited to help do our part. I just can't think of a better place to hold the forum, to talk about problems and challenges that we're going to have for the future with meeting the demand, but then the dual challenge of doing it in an environmentally responsible manner. We have increased the share of climate-related, climate-benefited projects in our balance sheet to about a third since, say, 2015. First of all, that's clear that the world of energy is moving fast, not fast enough. It's going to take every conceivable market, regulatory, investment, R&D, private public effort. It's almost like a, I don't want to say a war footing, but it takes some of that heroism to deal with climate change. I don't want to be too discouraging, but I don't want you to feel good when you leave here. I want you to have a little bit of a little tug in your stomach that, gosh, we got to do something more, because that's the truth. Let's have zero-emission vehicles fueled by zero-emission power, and that's the ultimate, and so that's what we're really excited about bringing to market. Thank you. I have a sense of urgency coming out of this conference that more needs to be done faster. It's very powerful to come here and meet the people who can help me do applied research and apply the learnings and lessons from here at Stanford to my own company.