 In horse racing, the Xacta is a wager challenging bettors to pick the top two finishers of a race. And the Derby hitting the Xacta can make you a lot of money. The last 30 years has had some stunning returns. In 2005, Xacta returned a Derby record of $9,814 for a $2 bet. Rich Strike lit up the top board last year on top in a $4,101 Xacta payout. One strategy for playing the Xacta is boxing. Select the number of horses you'd like to finish in the top two spots and then box them in order to play all the combinations. If you decide to box three horses, that's going to cost you $12. Boxing four horses is $24. How many horses you box is up to you. As long as two of your horses make it up to the top two finishers in the Kentucky Derby, you hit the Xacta. If you think you know which horses will finish in the top two, maybe an Xacta is the bet for you. Bet the Kentucky Derby Saturday, May 6 with Fandall Swartzberg.