 I'd like to introduce our next speaker. Mark Lowe is our Motor Vehicle Division Director. And really this workshop came about as a conversation between Mark and his staff and the staff in the Research Bureau. So here's Mark Lowe. Sandra and Shashi asked me to talk a little bit about context and objectives. I thought, you know, what is the context of what we're hearing? Sandra mentioned the diversity of the group because, you know, I've only been motor vehicle director for about six months, a little over six months, and before that I was general counsel for the DOT for about a year. And before that I was in private practice as an attorney for 15 years. And what kind of context do we bring to this with that diverse group? I have one perspective from that. I think you folks have a lot of other perspectives. We all have different perspectives to share from the diversity that we have. So from that I think what we're trying to do is get that sharing going and cross-reference our diversity and our experiences and perspectives and that kind of thing. So getting back to just sharing some of my perspective, you know, it's really interesting to me when people talk about distracted driving and it's been extremely, there's been a lot of attention paid to it in the last couple of years. But when I look back at the lawsuits that we've handled, the accidents we've handled, distracted driving is so much a part of all of those, all of the rear-end collisions and the reasons that somebody didn't see something that was plainly in front of them. Although most people won't admit it, there was some factor of distracted driving there. It was always interesting to me when somebody would run right into something that was in plain sight of them. If you were to ask them in deposition what they were doing, their hands were on the wheel exactly as they were told. They were always driving within speed limit. The radio wasn't on. They were never eating anything. They didn't have anything in their hands. They weren't on the cell phone. They didn't have a soda. We know those things are true. So distracted driving is all around us. You know, some of the things we talk about now with cell phones and techs, I think, are more ubiquitous. They're more pressing. They're more clearly factors of distracted driving. But certainly what we've seen is that distracted driving has been a continuous thing, at least in the 15 years that I was doing personal injury litigation. But I looked at our agenda today and we looked at older drivers, younger drivers, drinking drivers, people who have exhibited poor judgment. We certainly saw all of those things on a continual basis. You can see from all of these things how these highway safety issues affect people personally and they affect the drivers and they affect their independence. They affect the lives and property of others. They affect really our whole social well-being because all of these folks who have been injured and damaged all had opportunities to be productive and healthy persons. So I think the real charges, you know, all of us are affecting and improving these things and what a great and important thing that is and what a reason to get charged up about what we're doing today. So thank you very much.