 A very good evening friends, I welcome you all to the Hindu Newspaper Analysis brought to you by the Shankara AIS Academy. Today's date is 13th December 2023. Before entering our discussion, I have an important announcement to make. See, batch 4 of the pre-storming test series of the Shankara AIS Academy is going to start on 16th December 2023. Even though the orientation got completed on 10th December, you can still enroll on the program and watch the orientation appear for the first test which is going to be held on 16th December. So, you can enroll in the program and boost your propellant score. Now back to our business, let's look at the list of articles which we are going to discuss today. So, without wasting time, let's get into discussion. The news here is that the public sector banks have transferred non-performing assets or NPA of more than 11,617 crores to the NARCL between January to November of this year. See, this is the crux of the article. So, in our discussion today, we will see what is NPA and we will also discuss about NARCL from a print perspective. First of all, what is non-performing assets or NPA? See, NPA refers to the loans and advances that are in default or in arrears, that is principal and interest payments are late or missed. You may note that for a bank, the loans given by it are considered to be the assets of the bank. So, as per RBI, an asset becomes a non-performing when it stops to generate income for the bank. So, if the principal or the interest or both the components is not being paid back to the lender, then it would be considered as a non-performing asset. Put it simply, NPA is any asset of a bank which is not producing any income and these NPAs are declared by the concerned banks. As per the RBI, a non-performing asset is a loan where interest or installment of principal remains an overdue for a period of more than 90 days in respect of term loans. The bills which is remaining overdue for a period of more than 90 days in case of a bills being purchased or discounted. See, any amount is said to be overdue if it is not paid on the date of due as fixed by the bank. See, the installment of principal or interest remain overdue for two crop seasons for the short duration crops. Moreover, the installment of principal or interest remain overdue for one crop season for long duration crops. See, the last two parameters which we have discussed with respect to the agricultural loans. See, this is all about the basics of NPA. Now, let us move on to National Assert Reconstruction Company Limited or NARCL. See, NARCL is a bad bank created by the government. The NARCL has been incorporated under the Companies Act. Note that the state owned banks will have a 51% stake and the debt management companies will hold 49% stake in the NARCL. See it is registered within Reserve Bank of India Assert Reconstruction Company or ARCs. See, this is under the surface Act 2002. Here let us see a little brief about the bad bank. See bad bank is a financial institution that primarily deals with distressed or non-performing assets. The primary purpose of a bad bank is to separate the non-performing assets from the performing or healthy assets of the bank. The separation helps the main bank to focus on the core functions without being weighed down by the troubled assets. Okay, now coming back to our discussion. As a bad bank, NARCL will pick up the bad loans from the commercial banks. It would then sell them to the prospective buyers of the distressed assets. The NARCL will also be responsible for valuing the bad loans to determine at what price they should be sold. Okay, to resolve the NPA crisis in our country, the government along with the NARCL has also set up Indian Depth Resolution Company Limited or IDRCL. See IDRCL is an asset management company just like our NARCL. This entity will provide management and resolution of asset support to the NARCL. This company will evolve strategies to ensure the best possible recovery and the resolution process of the bad loan. The public sector banks will hold a maximum of 49% stake in this IDRCL. The remaining 51% will be with the private sector lenders. Okay, having covered all the basics of these two separate entities, we will now look at its working with an help of a practical example. Now let us assume Ms Devi borrowed 200 crores from this State Bank of India to set up a business. But due to COVID-induced lockdown, the business failed and Ms Devi failed to repay the entire loan of Rs 200 crores. So for SBA, the loan given to Ms Devi has become a stressed asset. So SBA is looking to sell off this asset. This is where NARCL will come in. NARCL will negotiate with SBA and buy the 200 crore asset for Rs 100 crores. The NARCL will pay 15% of the agreed price that is 15 crore in cash and it will pay the remaining 85% that is 85 crores in the form of security receipts. Then NARCL will take the help of IDRCL. See as we have discussed already, IDRCL will provide management support now. So IDRCL will use its expertise and manage the asset. It will try and maximize the value of the asset. Once this is done, NARCL will try to sell it to other prospective buyers for the profit. Say it finds a new buyer Ms Rani and sells that assets of Devi to 120 crores. In such a scenario, NARCL will pay the balance 85 crores to the State Bank of India. It will also pay some money as a consulting fee to IDRCL and it will also make a profit as the asset is sold at Rs 120 crores. See this is what happens if NARCL is able to sell the asset for profit. Now let us see the other side of the coin. Now if NARCL is not able to sell the asset as a profit even after seeking the help of IDRCL. Let us see this scenario also. Let us assume Ms Rani is a better negotiator and is not offering anything above 80 crores. In such a situation, the government provides guarantee to the NARCL. This difference between what the commercial banks were supposed to get and what NARCL was able to raise will be paid by the government. So as per our example, the government will pay 20 crores to the NARCL. See this is how NARCL and IDRCL will function and helps to dispose the stressed assets. In simple ways, NARCL offers the same service as provided by Murli Prashat Sharma in Munabhai MBBS or Rajaram in Vasul Raja. Finally, before concluding, let us see how NARCL is different from the already existing ARCs. See, in NARCL, the PSB's public sector banks are the majority stakeholders. So it will have a public sector character. At present, ARC is trying to take a steep discount on the loans. But since NARCL is a governmently-backed one, it will have deep pockets. That is, it will have a substantial financial resources or a significant amount of money at their disposal. See, this is used to buy out the big accounts and thereby freeing up the balance sheets of the bank. See, this is all regarding this discussion. In this discussion, we saw about the basics of non-performing assets and we also saw the working principles of the NARCL and IDRCL. Okay, with all these learned points, let us conclude this discussion and take up the next news article for our analysis. Lugthi's editorial article. This article is written in the backdrop of a recent Supreme Court judgment on the abrogation of special powers to Jammu and Kashmir. In 2019, the President of India issued Constitution Application to Jammu and Kashmir Order 2019. This order removed the special status that was earlier granted to Jammu and Kashmir under Article 370. This presidential order was challenged before the Supreme Court. In this case, recently, the Supreme Court pronounced the judgment. The Supreme Court stated that the decision to abrogate the special status of J&K Article 370 was valid. The SC highlighted that the Article 370 was a temporary provision and Article 370 itself granted authority to the President to abrogate the same article. So citing these provisions, the SC validated the abrogation of this article. The Supreme Court further directed the Election Commission to conduct the elections to the Legislative Assembly of the J&K within September 30, 2024. But note that the SC did not mention about the restoration of statehood to the bifurcated U.T. So, the author of the article says that the Supreme Court should have given a deadline for the restoration of statehood along with the deadline for the elections. See, this author points out that the restoration of statehood is important to guarantee a degree of federal autonomy to J&K. It will help the elected government to better address the concerns of the electorate. See, this is the crux of the editorial article which was written in Hindu today. Now in our discussion, let us understand the advantages and disadvantages of the abrogation of Article 370. We will approach this topic using our usual main censor writing approach. Now let us see the question. The question is, recently the Supreme Court upheld the decision of the central government to abrogate the special status of J&K under 370. In the light of this above statement, discuss the impact of abrogation of Article 370 in India. See, this is the question which is asked for 15 marker and 250 words. See, this type of question can be asked in the G.S. paper 2 under the syllabus of Indian constitution, historical underpinnings, evolution, futures, amendments, significant provisions and basic structure. And this also can be asked under functions and responsibility of the union and states, issues and challenges pertaining to federal structures. Okay, this is all about the syllabus. Now come back to the question. Here the keywords discuss. If the keywords discuss, then we have to write a written debate about the given question. We have to provide prose and cons of the issue with some valid evidences. So for this question, we have to write prose and cons for Article 370. Now let us get into introduction. Since the question is about Article 370, we can write about the background of 370 in our intro part. See, before India's independence, the JNK was a princely state. During partition, the state decided to remain a princely state rather than joining India or Pakistan. But later on, Pakistan launched the war in order to annex Kashmir. So the then Maharaja of Kashmir, Hari Singh sought the help of Indian forces. As a result, Maharaja signed the instrument of accession with India. India also provided assurance to provide some special status to JNK. Later, Article 370 was enacted by the Indian government to secure Kashmir relationship with India. This article granted a special status, certain special rights to Kashmir. Article 370 allowed Kashmir to keep its own separate constitution, which is somewhat independent from Indian constitution. This article also limits the legislative power of the central government vis-à-vis Kashmir. This provisions hindered the complete integration of JNK with India. So in 2019, the President of India issued a constitution application to JNK order 2019. This order states that all the provisions of the constitution of India will be applied to the state of JNK. So this order ultimately abrogated the special power which was granted to JNK under 370. Later this order was challenged before the Supreme Court. The Supreme Court recently upholded the presidential order. So as of now, JNK no longer enjoys the special power which was granted under Article 370. See in this way, you can give an introduction. Here I have provided a background information from the creation to abolition of 370. You can write some important points from the intro part for the background of Article 370. See, this is a model intro which was given by me. If you have a better intro, write it and post it in the comments section. Ok, now let us come back to our discussion. Now let us see the body part of our answer. As I said earlier, in the body part we have to write the pros and cons of the 370 abrogation. First let us see the pros of the abrogation of Article 370. Firstly, the abrogation strengthened the unity and integrity of India. Due to the abrogation of Article 370, that separate constitution that existed to the JNK got abolished. As a result, JNK residents can now truly enjoy the status of Indian citizens. This allows them to integrate with the rest of India and it also strengthened the unity of India as a whole. Secondly, the abrogation of 370 results in the equal access to rights. See, before abrogation, only the permanent residents of JNK were able to get employment under the JNK government. Apart from this, the outsiders did not be able to buy property in the state. With this abrogation, every eligible citizens of India can get employment under the JNK government. Then, the members from the outside states will also be able to buy property in the state. As I said earlier, this abrogation guarantees the equal access to rights in the JNK. Thirdly, this abrogation aid in the economic growth of the state. As a result of this abrogation, the private investors can now be able to invest in purchasing the lands and establishing companies in the state. This will result in increasing the job opportunity and it eventually will boost the economy of the state. Fourthly, it will help the JNK people to get better health facilities. As I said earlier, due to the abrogation of 370, the members from the outside states will now be able to buy property in the state. So more private hospitals will be built in this region. This will in turn increase the availability of the better healthcare centres in JNK and people will get better treatment. And finally, this abrogation will strengthen the fundamental principles of equality before law. As I said earlier, before the abrogation, JNK have a separate constitution. So the residents had their own separate laws and rights. This defeated the principle of equality before law. Now due to abrogation, the rights of the JNK citizens will be equal to the rest of Indians. This removes the special privilege to the citizens and ensures a greater national integration. See this is all about the pros of the Article 370 abrogation. Now moving on to see the cons of the abrogation. The first disadvantage is that there is a possibility of violent breakdowns. As significant JNK residents are against the abrogation of the special status, there is every possibility of a violent protest in JNK. This will seriously hinder the or seriously affect the internal security of India. Apart from this, some radical elements also use this chance to propagate their separatist and radicalist ideas. This will also increase the threat of terror attacks and it will eventually affect the security of India. The second disadvantage is that there is an increased control of central government in the JNK region. See after the abrogation, JNK has been proclaimed as a union territory with the legislature. As we all know, the power of the union territory government is substantially lower than that of the state government. So the central government will now have more power over JNK. As a result, the degree of federal autonomy to JNK will be diminished. See this is the second disadvantage. Let us see the third one. There is a possibility of environmental pollution in JNK. See as we all know, JNK is one of the main attractions for the tourist. So due to the abrogation of 370, more private business will engage in building the tourist infrastructure in the state. Availability of better tourist facilities will lead to increased inflow of tourists. So if the government won't employ proper management plans, this will increase the waste system in JNK. This will eventually pollute the environment of the state. See these are all some of the cons of the abrogation of 370. Guys, I have given you a schema of the body part or if you have alternative viewpoints, you can write and feel free to post in the comment section. See this is all about the body part of the answer. Now let us see the conclusion. In the conclusion, we can give a balanced view of the abrogation. The conclusion can be like, there is no doubt that abrogation of article 370 will strengthen the unity and integrity of India. Abrogation of this article brought the people of JNK very closer to the other state people. This will foster a better relationship among the people and will further the socioeconomic development of both Kashmir and India. But soon, the central government should restore the statehood to JNK in order to guarantee a degree of federal autonomy. This will help the JNK government to better address the concerns of the electorate. See in this way, you can give a conclusion for this answer. As I said already, I have given you my schema of conclusion. So if you have your own conclusion, feel free to write and post it in the comment section. See this is all about this discussion. In this discussion, we saw about article 370, its abrogation and the pros and cons associated with the abrogation of article 370. So with this learned points, let us conclude this discussion and let us take up the next news article for our analysis. Look at this news article. The annual global partnership for artificial intelligence summit was started in New Delhi yesterday. The previous summit was held in Osaka, Japan. Know that in 2024, India will be the lead chair of the grouping. Our Prime Minister, while addressing the summit, made some suggestions to make the use of AI safer. He also mentioned that by only ensuring the transparency and safety, the use of AI can be expanded. This is about the crux of the article. In this context, let us see some points about the global partnership for artificial intelligence or GPAI. The GPAI is a multi sector initiative. This initiative brings together experts from science, industry, civil society, government and international organizations to boost the international cooperation in artificial intelligence technology. This initiative was framed as per the OECD recommendation on artificial intelligence. Let us see the basics of this initiative. See, its establishment was announced during the 2018 G7 summit by Canada and France. Know that it is often described as the fruitation of an idea developed within the G7 nations. After the process, finally the initiative was launched in 2020. In 2020, there were only 15 members and note that India was one of the founding members of the summit. Currently, the GPAI membership has expanded to 28 member countries and European Union. Let us see the organizational structure of the organization. In terms of organization structure, the GPAI has a council, steering committee and two center of expertise. Actually, the two centers are in Montreal and in Paris. This is about the basics of this global partnership. Now, let us see the objectives of it. Its objectives include, firstly, facilitating the international cooperation. Secondly, reducing the duplications. Thirdly, acting as a global reference point for specific AI related issues. Fourthly, promoting the trust in the artificial intelligence arena. And finally, ensuring the adoption of a trust toward the AI. And as a part of this mission, GPAI will mainly focus on certain thematic areas of cooperation. Let us see the thematic areas. They are responsible AI, data governance, future of work, innovation and commercialization. See, by adopting the objectives, GPAI aims to aid in the responsible development of AI, which is also called as trust toward the AI. See, this is all about the objectives and missions. See, I mentioned that GPAI aid in the development of trust toward the AI, right? The GPAI has a set of principles that must be adopted by developing an AI to make it a trust toward their one. Let us see the principles of it. These principles are inclusive growth and sustainable development, human-centered values, transparency and explainability, robustness, security and safety, and finally, accountability. By adopting these principles, AI can be made a trust toward their one. See, this is all regarding this discussion. In this discussion, we saw about an important organization called Global Partnership for Artificial Intelligence. In the second part, we saw about the principle which should be incorporated to make the AI a trust toward their one. So, with this learned points, let us conclude this discussion and take up the next news article for our analysis. The article here is about the impact of global warming on Indian monsoon. See, Indian monsoon is already a complex phenomenon. Global warming has made this even more complex. See, this is about the article. In our discussion today, let us cover some various terms related to Indian monsoon that are often asked in the preliminary examination. See, first of all, what is monsoon? Know that the term monsoon refers to the seasonal reversal in the windy direction during a year, that is between summer and winter seasons. In India, there is a double system of seasonal winds which cause two different monsoon patterns. See, these two different monsoon patterns are southwest monsoon and northeastern monsoon. Let us see southwest monsoon. The southwest monsoon season falls between June to September. During this season, the wind will flow from the sea to land during the summer. This is due to the differential heating of land and sea. We know that during summer, the northwestern part of India become very hot due to high temperature. This is mainly due to the apparent shift of sun in the northern hemisphere. Now, due to high temperature over the land in summer, a kind of low pressure develops over the land. So, the winds blow from the neighboring ocean towards the land. Since these winds are of maritime origin and blowing over the warm water bodies before they reach onto the land, they are often containing moisture, that is, they are moisture land. This in turn cause ample rainfall in the summer season. The sudden onset of rain is called break-off monsoon or burst-off monsoon. See, this is why southwest monsoon period is the chief rainy season for whole of India. Know that about 75% of India's annual rainfall is being due to southwest monsoon. And then secondly, the northeast monsoon. In winter, the sun's parent position is vertically over the tropic of Capricorn. So, the land develops high pressure while the ocean develops low pressure. So, naturally, there is a flow of monsoon is reversed to form the northeast end monsoons. Know that this is also called as re-creating monsoon. See, this type of monsoon occurs in India from October to December. See, this is about the basics of monsoon. Now, let us look at the other basic terms which are related to this monsoon phenomena. First of all, let us see El Nino. Actually, what is El Nino? To understand about the El Nino, we must first acclimatize ourselves with a condition which is prevailing along the Peruvian coast, that is, in the eastern Pacific region. See, look at this map. This is the ocean current pattern during the normal years. In this map, the cold currents are highlighted by blue colored lines and the warm currents are highlighted in red colored lines. If you notice closely, you can find a cold current near the Peruvian coast, that is Peru coast. This is called Peru current. So, in a normal year, the sea surface temperature in the eastern Pacific is cold. Before moving further, let us take a small detail and understand why there is a cold current along the Peruvian coast. Actually, cold currents are associated with the areas of upwelling. Okay, now look at this image. When there is an offshore wind, that is, when wind blowing from land towards the ocean or any water body, the wind pushes the water on the surface away from the coast. So, there will be a gap created along the coast. To fill this gap, cold water from the bottom rises up, as you can see in this image. This water from the deep ocean is colder than the surrounding areas and the water is also rich in nutrients. Since water here is colder than the surrounding area, it is called cold ocean current. So, basically, when there is an offshore wind, then there will be a occurrence of cold water current. Now, look at this map, which is highlighting the trade winds. If you can notice, you can find that the southeast early trade winds are along the western coast of South America. These southeast early trade winds are called offshore winds, which we have discussed to know now. So, in the normal years, there will be upwelling along the coast of Peru and resulting in the cold Peru current. During the normal conditions, there will be less rainfall along the coast of Peru and there will be normal rainfall along the coast of Australia and Indonesia. See, this is because, as we all know, it's a warm air there which rises up and causes the rainfall. But, as we saw along the coast of Peru, we have a cold current. So, due to this, the air will be also cold. See, we know the basic climatological phenomenon that the cold air does not rise up the atmosphere and there will not be any rainfall along the coast of Peru. See, the world's driest place, the Atacama Desert is in Chile, is due to the presence of Peruvian cold current. See, this lack of rainfall is actually a boon for Peru because, as we saw, the upwelling brings a lot of nutrients onto the surface. The paito plankton feeds on these nutrients and the fishes intend to feed on the paito plankton. So, although Peru does not bring any rainfall to the Peruvian coast, it makes Peru a rich breeding ground for fish. We have comprehensively covered the normal conditions during the normal years. Okay, now let us see what happens during the El Nino years. We know that we have a cold current due to the presence of offshore winds along the Peruvian coast. This offshore wind is due to the southeasterly trade winds. During the El Nino years, this trade wind will weaken and in turn weaken the offshore winds. So, in turn, the upwelling that usually happens, no, this will not happen. This result in making the sea surface temperature in the central and eastern tropical ocean substantially higher than the normal conditions. In other words, I am putting it simply, guys. The warm ocean current temporarily replaces the cold Peruvian current. And this warm current starts flowing during the Christmas time. Therefore, baby Christ was the name given to this event. El Nino is a Spanish word, meaning the child and refers to baby Christ. Okay, now look at this map. So, during the El Nino year, the water along the coast of Peru becomes warmer and the water along the coast of Australia becomes colder. So, due to this, during the El Nino year, there will be increased rainfall along the Peru and drought conditions along the Australian coast. Actually, El Nino affects the fishing economy along the coast of Peru and it also cause forest fires in Australia by creating a drought-like conditions. Now, we have to see a correlation between El Nino and Indian monsoon. Whenever it is a El Nino year, it affects the Indian summer monsoon in June to September. This is because El Nino is associated with the weakening of trade winds, which are primarily driving the Indian monsoon. That is abruptly, warm equatorial Pacific water will pull the moisture laden clouds away from the Indian subcontinent. In the sense, we should know that El Nino is associated with the drought-like conditions in India. See, this is about the El Nino phenomena and we also know the correlation between the El Nino and Indian monsoon. See, in this news analysis discussion, I have comprehensively covered the El Nino phenomenon. You can also cover La Nina, El Nino, Madoki, et cetera on your own for comprehensive coverage of these climatological terms because this is very important from our preliminary perspective. So, with this learned points, let us conclude this discussion and take up the next news article for our analysis. Look at this news article. Recently, the Food and Agricultural Organization, FAO of the UN released a report. This report provides an overview about the food security and nutritional security across the world regions. So, this is the crux of the article. In our discussion today, let us understand the important findings of the report with the specific city towards India. Why this is important means you can use this in your main sensor for increasing the credibility of it. First, let us see the title of the FAO report. See, this report is titled Regional Overview of the Food Security and Nutritional Security 2023 Statistics and Trends. Firstly, the report says that more than 74% of Indians could not afford a healthy diet in 2021. See, this is a slight improvement vis-a-vis that 2020. Because in 2020, the percentage was 76.2%. So, it was improved around 2.2%. Okay, now if we compare this data with our neighbours, in 2021, around 82.2% of Pakistan faced a difficulty in finding a healthy diet. So obviously, Pakistan performing worse than India. But if we take another neighbour, Bangladesh, it's around 66.1% of the population facing difficulties. So obviously, Bangladesh is performing way better than India. The report says that if the rising food costs are not matched by the rising income, then it would often lead to a poor healthy diet. This is the first finding. Secondly, the report says that around 31.7% of the children in India under the age of five years showed stunted growth in 2021. See, here, stunting refers to the condition where a child under age five has a low height for their The stunted growth of children in India was due to various reasons. They include poor maternal health and nutrition, inadequate child-feeding practices and repeated infections. See, this is the second finding of the report. Thirdly, the report found out that India record the highest rate of child fasting in South Asian region in 2021. Here, fasting refers to the condition where a child under age five has a low weight for their height. The FAO report says that 18.7% of the Indian children facing this problem. The report further highlighted that India had the highest prevalence of low birth to weight in the South Asian region. See, in India, around 27% of children born with a low birth weight in 2021. India is followed by Bangladesh and Nepal. The fourth finding of the report is that around 2.8% of the Indian children below the age of five were overweight in 2021. The report pointed out that this is a huge health risk that affects the overall development of the children. The report also highlighted that around 1.6% of the adult were obese in 2021. Fifthly, the report pointed out that around 53% of the women who are aged between 15 to 49 in India had anemia in 2021. See, anemia is a condition where the number of RBC or the hemoglobin concentration within RBC will be lower than the normal. The FAO report says that anemia significantly affects the health and well-being of the woman. Also, it has increased the risk for adverse maternal and neonatal outcomes. See, this is all about the findings of FAO report. Kindly note that and revise it often because all the statistics and data are very relevant for your main examination. Okay, finally, let us see in a brief about FAO organization with respect to our preliminary examination. See, FAO is a specialized agency of the United Nations. It was established in 1949. Note that it is headquartered in Rome, Italy. The FAO complieses of over 195 member states, including the European Union. See, the main objective of FAO is to achieve food security for all. It also aims to make sure that people have regular access to enough high-quality food in order to live a healthy and active lives. To put simply, FAO leads the international efforts to defeat hunger. See, this is all about this new discussion. In our discussion, firstly, we saw about the various findings of the recent FAO report and lastly, we saw about the organization itself. This is all regarding the new discussion. Now, let us move on to the next part of our video that is to discuss the preliminary practice questions. Now, I'm having four questions. Let us solve them one by one. See the first question. Which of the following statements with reference to the non-performing asset or NPA is incorrect? Let us see the statements and we can examine whether it is correct or not. First statement, NPA is any asset of the bank which is not producing any income. See, as we have already discussed that NPA is an asset of the bank which is not producing any income. Generally, if the interest or the installment of principal which remained overdue for a period of 90 days will be considered as an NPA. So the option A is correct. Option B, an asset can be considered as an NPA if the installment remains overdue for one crop season for crops of any duration. See, in our analysis, we saw that the installment of principal or interest will be different for different crops. That is for one crop season generally for long duration crops and for two crop season for short duration crops. So it's different for different crop seasons. So this option B is incorrect. See the third one. Generally, loans given by the bank are considered as the liability of the bank. See, in our discussion, we saw that the loans given by the bank are the asset of the bank. So option C is also wrong. Here incorrect statements are asked. So the correct option is option D. See the second question of the day. Consider the following statements about the global partnership for artificial intelligence. See the first statement. It was framed as per the OECD recommendation on artificial intelligence. See it is correct as we have already discussed in our analysis. See the second statement. India was one of the founding members of the GPI. Yes, it is also correct. See the third one. The main aim of the GPI is to aid in the creation of a trustworthy AI. See this is also correct as we have seen in our analysis. So all the given statements are correct. So the correct option is option C. See the third question. Consider the following statements in regard to the Ilaal Nina event. See, during Laanina event there will be a blow pressure conditions along the Peruvian coast. See, even though we have not covered it in our analysis, we should also be aware of the Ilaal Nina phenomenon because it is often asked in our preliminary examination. See here, the statement one is incorrect because during Laanina event there will be amplified appalling along the Peruvian coast. Due to this, the Peru current will be colder than the normal. Due to the presence of cold current, air starts sinking in producing the high pressure conditions. So the first statement is incorrect. See the second statement. Laanina event has no effect on the Indian ones. See this is also wrong because India will receive more rainfall during the Laanina years. So it is definitely impacting the monsoon of India. Let us see the third statement. It is characterized by unusually cold temperature along the coast of Australia. This is also incorrect because Laanina event is characterized by usually warm current along the Australian coast. So this statement is also incorrect. Here the correct option will be option D. See the final question of the day. Which one of the following organization involves in the publication of Food Security and Nutrition in the World SOFI report? See out of the four options. The correct option is the Food and Agricultural Organization FAO releases this report. So the correct option is option B. If you like today's video, like, comment and share it with your friends. For more updates regarding the UPC preparation, subscribe to Shankar IIS Academy. Thank you.