 There are a lot of different options when looking for a home loan, fixed rate, adjustable rate, federal housing administration, or FHA loans and many more. A VA loan backed by the Department of Veteran Affairs is an option for service members. So a VA loan isn't actually a loan, there's a VA loan program and in that the VA actually guarantees a portion of a loan and they work with lenders to actually provide the financing for both veterans and active duty military to be able to afford a home with very little money down. It takes care of your down payment for you in most cases and it also reduces the amount of money that they're paying out on a monthly basis. Before you go shopping for the home of your dreams, visit your fleet and family support center and take a financial class on home buying and check out the VA website to learn more about VA loans.