 The greatest fear for most homeowners is losing their own. With the spotlight by banks on repossessions or foreclosures, this has caused panic and uncertainty for most homeowners who cannot keep up with their bond repayments. At NetBank, we always advise our clients that foreclosures or repossessions is the last resort. We always help our clients to keep their homes until the end of term. We understand that in society owning a home goes beyond shelter and provides a sense of pride. Some key points to consider when in areas are Do not ignore the problem. Do not shy away from the bank, reach out to them and they will provide you with solutions to overcome your problem. Be open and respond to the bank's calls, emails and letters. Do not ignore the correspondence from a bank as it might contain valuable information that can assist you in resolving your problem. The bank will provide you with options to make sure that your home is not repossessed. Avoid foreclosure or repossession of your home. Try avoid this at all costs and avail yourself to other rehabilitation options. At NetBank, we provide our customers with various rehabilitation options such as repayment arrangements, debt counseling and the NetBank assisted sales programs that you can choose from. At NetBank, we believe that the clients who are better informed make better choices. For more information, visit our NetBank payment solutions website netbank.co.za.com.