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Defined Contribution in a Private Exchange

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Published on May 23, 2014

Is Defined Contribution the Next Trend in Health Insurance in Washington?

Watch this video and read Regence's new white paper (http://bit.ly/1hLdRFW), Defined Contribution: A familiar model, redefined for health care that examines how private exchanges are becoming an increasingly attractive option for employers and employees alike.

20 years ago, employers led a shift in financial retirement benefits from traditional pensions to defined contribution 401K plans. Now health care coverage is following suit.

Studies estimate as many as 80 million people will receive their insurance through private exchanges by 2018. This option is attractive for a number of reasons:
• Employers can more easily control costs and forecast benefits expenses by allocating a set amount of money to each employee to shop for health insurance
• Employees can choose from a variety of plans that best fit their unique needs via an online private exchange
• This mix of choice and cost containment allows employers to attract and retain top talent, while providing more financial certainty amidst the evolving Affordable Care Act health marketplace

Regence is excited to announce the launch of Regence Marketplace, our single-carrier private health insurance exchange that supports defined contribution - available to mid and large sized businesses in Washington. For more information, please contact your Producer or Regence sales Executive at 1-888-REGENCE.

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