 Hey friends, welcome back to Norris Cove or welcome to Norris Cove. I'm Yoshida. Hello. Hello. Hello to all my new subscribers I'm so happy to have you all here you guys. I'm definitely trying to get to 1000 subs so if you enjoyed today's video It's your first time watching do me a favor hit that subscribe button Also hit the notification bell so that you'll get reminded when I upload content So I'm gonna hop right on in but yeah, I'm trying to definitely get to a thousand so that I can get monetized I can pay off this debt and make me another string of income. So you guys today, I'm doing something a little different I've done like my weekly check-in. Let me show you What that looks like I'm gonna steal kind of do it in my A6 which I carry every day So this was last week. These are all the things I paid you guys Actually ended up paying more so it's like over about four hundred and something dollars and bill bills Including like little after-pays and clonor and I kept saying I was gonna do after-pay For the month of August, but I did so I made a little mental note of what needs to be paid this coming week So this weekly check-in for me I'm gonna take that out This is what I use the weekly check-in for I use it to write down my bills for the week I basically paid bills every week or This is just how I manage my money at the moment. Okay, so I decided, you know Some people don't learn that self-employed like me. They get paid You know a paycheck to paycheck and I never really wanted to do the paycheck to paycheck because I'm not I don't receive a paycheck But I decided to do like a new weekly check-in This page here and this is what it looks like So it's like paycheck to paycheck, but I wanted to make it kind of universal so that it's paycheck number or week number Like for me, it'll be the week not the paycheck So as you can see for this one, this was last week and I would just use this to kind of see if it would work if there was something I needed to change and I Kind of did which was down here in the note section. I didn't like the Grid I changed the grid out. I kind of felt like I really didn't think on a week to week basis I would need all of this space, but I did so the good thing about it is you can use the note section if you need to Add more bills, but I switched it up. I redid it I'm just gonna keep these from me and this is what it looks like now I'll have this in my shop For new releases for next week. So this is what it'll say paycheck weekly check-in paycheck And it'll come in pretty much all the sizes. I'm definitely doing letter I wasn't doing letter before because I just didn't think anyone used letter But in the budget community, some people just use a budget binder like a regular letter size So letter size would definitely be available You have the income and I like to leave at least four slots for income because sometimes you can have more than one stream of income We have debt. We have bills do Sinking funds. Here's your note section and then your cash envelopes. So I decided to do that after I kind of Dwell on into the old whatever the word is Dug into more budgeting and what would work for me. That's how I came across this Oh, and we also have the new monthly one, but I got to make some changes That's the one that we did our monthly budget with is this one right here so That'll be coming as well But I got to do some updating to that and then now I'm thinking for 2022 our monthly budget will be Monthly expel Probably monthly expenses. I don't know and we'll probably go with the monthly breakdown So let's let me show you guys how we're gonna use this So I've done last week and then I kind of did a little prep here make some notes and things like that So let's Get started. So I'm gonna have this over to the side I'm gonna have my little weekly check-in over here and again this works for me To list all my bills so that when I open up my everyday planner, I see what is due I mark it off but you guys will see my little budgeting tips and The video that is coming tomorrow. So this will be week number two So paycheck number two for someone and then August 9th through 15th Okay income I'm gonna put here And that's 700 Shopify you guys we did really get on Shopify. I got a really adjust Shopify from Last week, but I don't know what it's gonna be this week. I have 200 written down I Gotta get that up as well. So I'm just gonna do 200 I must stay on the safe side and then miscellaneous I Was putting four but I'm gonna put nine because let me tell you, you know what? Yeah, I'll put nine I've gotten a little like for my business. So I'm going to I'm not going to use that. I actually just probably shouldn't put that down. That's not Really part of income. Hold on. Let me delete that. Let me leave this at 400 bit at four Okay, and we should have the total at 1300 Dollars for the week Okay I'm gonna start with bills to do over here. So on the 10th we have T-Mobile That is tomorrow they're getting a hundred I'm gonna make an envelope for T-Mobile because I'm sick of them. They're very good though Let me say they work with me, but I'm just I feel like I just owe them owe them owe them my daughter got a new phone I Can pay my phone is pretty much paid off But my daughter has a new phone and the late fees is what's killing me. They're adding up So I may go in And tackle those so next up will be car note And that's 181 60 and Then on the 15th We have capital one Now the minimum is 25. I'm gonna try to give them 50 But it may be 25 I'm gonna close out my budget this time for the month of August and I'll let you guys know what I did On the 15th my P. O box is due And It'll be 71 dollars and what I may do is take from that loan to pay the P. O box and maybe pay it up for some months And then my boots right is due I Never like to forget that because that is definitely a bill 200 Okay, now I'm gonna go to my little note section and see if it's anything that I forgot After pay I do have an after pay coming and that was actually due today that they got their money today So I can close that out And it was $18 and 32 I'm gonna tell you after pay is going to get me so I don't have any car just after pay And my anniversary I'll put that down here because I have to maybe get my husband something We don't trip for real. We've been married. This will be year 15. We do cars Call it a give each other a kiss me get that and That's it We don't do anything special. Okay, I'm not paying anything to debt because again I know y'all say if this girl say Vegas one more time, I'm gonna lose it But I'm just really trying to make sure I'm not in those Vegas streets looking crazy Oh, I think my very first experience in Vegas and going with a small amount of money Just made me decide I would never do that again because I was literally walking around the casinos looking for a penny on the floor Like a crackhead like I need to get a penny so I can put in the pen machine and hopefully strike it rich So no can't do that now Anyway over here. I have my cash envelopes what I need to give to so I'm going to go ahead and write these in My sinking funds. I got the 2k challenge Now I have that I want to give three hundred dollars. I don't know how this is going to work. So I'm going to put 120 Towards that I'm going to see matter of fact I need to fill that envelope and then the one and five challenge. I have 20 I'm hoping I can do that and then That's a hundred and forty dollars and then gas Gets 20 it really needs to probably get 40 eating out We'll get 40 And I may not even need 40 Going into the next week because It'll be a short week because I'm beating out probably for days okay self-care because we leave On that Thursday, so that's pretty much when I start to do the most $20 now I'm definitely going to give the $20 for the self-care because I have 25 in the envelope I'm trying to get my pedicure done and then products. I have products for 20 Hoping I don't need anything, but this is what it may get and it just may roll over to the following week And then I have miscellaneous at 80 Okay, and I'm thinking I'm already taking some from that already. That's this week. Okay. We'll get my calculator That's a hundred dollars No It's a hundred and eighty dollars So now this is what we're gonna do now. I have for thirteen hundred over here So we're gonna add up these two first That's three hundred and twenty. Oh, I never added up these bills Now I gotta start over y'all. I'm sorry. I'll add up the bills over here. I never did add them up now 2092 So I just thought about something I'm not for sure and I'm trying to decide if I want to leave this last line empty in case you need it And then you can write the total here or something, but that's six twenty. I just thought about something so I had a sale last week. Not a sale New products new releases in my Shopify and so I was like, oh, this is what I made this week But in actuality I was able to get some of that money but the rest of it is coming this week So that 200 is just about right. So Anyway, I just wanted to make that note so that's probably one point with what I'm gonna definitely get that from Shopify The 700 is to well if you're on here, so we'll see But as you can see that six twenty if I did make seven hundred from here It'll definitely cover my hair and my miscellaneous. That's pretty much how it normally goes So let's go in the library set. Let's start here 180 plus 140 plus six twenty ninety two nine hundred and forty dollars and ninety two cent So I like to take a little forty ninety two And we're gonna subtract from thirteen hundred And that leaves me three fifty nine oh eight So I should be able to do a little bit of more syncing funds with this or put it into a savings Um this week. Okay. So now I'm going to pop this in So Because you know what I was so confused I don't know why when I was doing my little rough graph. I was just all over the place. I was like So I'm gonna put this in I promise I'm going to y'all still haven't updated this plan. It just I know where to go when I need it. So I'm just gonna pop this here in the back of august And then um, I'm gonna check To see what I need to mark off for the month In my weekly check in And I actually do not oh that's tomorrow. Yeah, that's when Okay Oh, that was last week. Okay Let me do a little highlighting So I did you pick something last week I'm paid t-mobile Think the apple came shop if I got their money like on the seventh. They wasn't supposed to and that was like 80 Was either 76 or 87 dollars. I'm just put 87 76 I like to make a note Even if it comes like a day ahead, I like to put that note because sometimes shop if I'd be tripping y'all So I like to do that so that way when I make my future budget I'll know that this came early So maybe move my date a little bit and that way I can move it in the next calendar. Okay So we're on this week right here My apple pain not a pain Um After pay already came out and so this is what we have So I gotta mention out here to get a card Okay, so Now we're gonna go on to this little Qt right here and I'm just gonna sit back there And you can get these ASAP um sticky notes out of my shop August through the 15th It may seem like a whole lot to somebody else But this I have to write it down in more places than one because if I don't It it it'll go unnoticed. I have to see it T-Mobile that comes out tomorrow Um the night that was today after pay And that was $18 and 32 cent I like to put a check On 10th 11th car note So like today Give an example already today. I made $320 So I know that I can pay my car note out of that I still got my booth rent, you know, I still got that stuff But what I did was I let it sit in the bank. I've been using that to like Not if I didn't get gas, but if I needed like I ate out today So I use that I use that card so I can keep track of it Until I can start getting a little better at my cash envelopes. So car note is 181 I hope that makes sense to somebody like how I'm doing it Um for the moment and then it has on the 15th on the p.o. Box And that's 71 Dollars So I'm gonna pay that I'm gonna wait till the last man to pay it Hopefully I have something extra Capital one that's doing the 15th. I'm trying to decide If I'm going to give them Anything extra The interest is kind of high on that one too Um, I have 25 I'll I'll just put 25, but if I decide upon 50, I'll make a notation here. That's what this is for um, so now I can throw this away Um notes So it's just a different version of a paycheck to paycheck here I just don't list the income but I plan to have an income. I just list what's due So I have to make a mention of myself to get a card. Um, and then I'll add this up My goals for the week and I like to write down like my financial goals is to This week it'll be to give capital one extra y'all I'm I'm going all out trying to Make some extra money Now next week we have Barclays. Oh god. I'm already So I'm gonna try to give Barclays some extra So I already did this. I really could just look this up, but 395 92 Why did I have $607? Okay, so oh booth rent, that's why Booth rent, I think that's the 15th I kept going ahead like $600 that I had to come up with so that's really Five $5.95 92 It's not mentions Lord make it make sense here. Hold on I had 620 after pay T-Mobile So I'm just double checking y'all kind of Oh Take off the $25 because I put 50 for Capital one. Okay And I got p.o. Box now. Okay. That's where discrepancy was so if I would take 595 and add the 22 what it'd be Okay, I was like, wait a minute something like capital, right? So now this goes back in here Go to finances And y'all, you know what when I wrote down my debt I put it on this little sheet everything that I owe so now What I do is when I come to this section of finances, I want to spend something that debt just looks at me Like girl, don't you buy nothing else? She don't need I remember when I first got this after pay tracker. I was like, oh, I don't like going people I'll probably never fill this up. I think I'm on my second one Yeah, so that's that we've done our weekly check-in or paycheck to paycheck and some of you like to call it And that is it you guys I hope you all enjoyed today's video If you did and you enjoyed today's video do me a favor and this is your first time here Do me a favor hit that subscribe button also hit that notification bell and I will see you guys my next video