 Medicare can be confusing as beneficiaries are constantly inundated with information. To remedy this, the state health insurance assistance program is offering free, unbiased one-on-one counseling in every state to assist Medicare beneficiaries. Having a program like this is really important. One, because it is a federally funded program, it is free of charge. Secondly, we provide unbiased service again because this is a federal program. We are not associated with any insurance companies. And so, we are able to provide information on the different private Medicare plans that are available and really help people match their needs with the best plan that will work for them, you know, free of worrying about conflicts of interest with commissions and whatnot. Do you worry about having enough money to last throughout retirement? Give Reid Potter at Raymond James' call. Reid has 26 years experience helping folks enjoy their best life in their retirement years. The SHIP program is a national program that supports a network of over 12,000 local team members that help people with Medicare understand, access and enroll in their Medicare benefits. So, we rely on a network of about half of them are true volunteers, so a lot of them are Medicare beneficiaries themselves, so they really understand and have lived experience with navigating Medicare. And they provide one-on-one assistance either over the phone or in person. A lot of our programs will be able to do in-person visits with folks in their local offices. We rely heavily on things like senior centers and libraries to be able to do in-person appointments with folks. And we will take the time to spend as much time as we need to to help navigate the questions that someone may have. For more information, you can visit shiphelp.org to learn more about how to receive free counseling and assistance. For Mountain Top News, I'm Kelcey Fidell.