 Half of african-americans in the state of california roughly half of latino families have no access to a checking account or an atm things We take for granted they don't have a check what's wrong with them And what but what well because they don't they don't have the resources to suck those things away Why do we have a lot of different reasons? But but roughly half those families don't whether they are menians have them But where they end up is why check cashing places. I want to know why those group Why those two groups don't have a lot of it just happens to be that we can talk about odd No, they're hardly flawed, but they're struggling Hardly not absolutely, but okay. So but do Asians have this problem? I mean a lot of communities have a lot of whites have these problems. That's not just black and Hispanic No, but it but so Asians are suffering just as much as well. They're the face of welfare is not an african-american Asian Jewish it's all of them caucasian. It's okay. So we're also not a lot of folks are strong