 There's this fear that we've already missed our opportunity, which is crazy to think about because we're all in our young 20, some of us teenagers, and we think we're behind the pack. So like many people in Gen Z, I originally thought that you really couldn't build wealth. We're like the first generation to actually have things like Instagram and Facebook. People go out and they follow people like Kylie Jenner, who was a 20 year old billionaire, or people like Justin Bieber, and these huge celebrities who are practically our age considered part of the Generation Z, but are worth hundreds of millions of dollars. So just because you yourself aren't a millionaire doesn't mean you're late. It just means that now is the opportunity where you can be a 20 year old who builds their own fortune. I would recommend to any person who's Gen Z to try to be a freelancer in something that's called a high income skill. And your skill is that you're young. A great job for someone who works in Gen Z would be someone who is an Instagram manager. Maybe you're creating content and taking photos and uploading it to Instagram. Maybe you're running ads for a business on Instagram. And there's so many businesses that are trying to build a social media presence who don't know where to start. And if you were to put your time and effort towards learning how to do that, I bet you can learn that in half the time. Now there's things such as good debt and bad debt. You know, bad debt for example, would be anything that has a very high interest rate, which we'll usually see in the forms of credit cards. Proliferation of credit cards have made it very, very difficult for you not to overspend because you feel like you're not spending your own money. And it's easy to rack up $1,000, $2,000 on a credit card and not realizing that you're going to have to pay a compounded interest on that credit card that in some cases can compound daily, making it even harder to pay off your credit card in the long run. You can make as much money as you want, but if you keep incurring expenses and you keep racking up debt, you'll never really reach financial freedom. The biggest thing that I'd want someone from Gen Z to get out of this video is that you need to set your expectations much lower for what it means to build wealth. You can't think building wealth, you have to be a multimillionaire in order to be successful. Think about the salary you make now and think about how much happier you would be is if you made this exact same salary, but you were your own boss. There's never been an easier time in history to start building a new skill, starting a new platform, creating new content, selling a new product that's going to allow you to not necessarily be a multimillionaire, but being able to make enough money to live life on your terms.