 Welcome everybody back to the independent investor channel. My name is Ryan It's great great to be able to come on and share different ways of getting involved in the stock market I say all the time. There's an infinite way of Grabbing ahold of this bear and trying to make sense of it. I tried to deploy a multi-faceted strategy in my application and For a lot of you guys out there that are beginning investors You could probably be like what in the heck does that mean? Well, I will premise this video by saying that my strategy has evolved over the course of 25 years plus of investing Okay, and what it can mean for you is a more streamlined approach to what works now Okay, you can buy into different individual strategies if that's what you want You can buy into what it is that you're being force-fed through social media through the Mainstream media whatever it is that you want I'm here to tell you that if you just sit back for a few minutes and give the independent investor Opportunity a try you're gonna find that I am much more of a fundamental applicator I am much more of a dynamic investor in So far as that I deploy Every strategy that I know out there that works and the bottom line is making money So you'll see some elements of passive investing in my application. Yes, because I'm very very adamant about Encouraging people to look into the passive element First because that can apply to the most amount of people out there So we want to push out the most common the most predictable the safest way the way to Expose your capital to risk without scaring people off of the stock market It's predictable in that we can recommend that as a good starting place To work on people's risk tolerance to the market and watching their dollars flow up and down Right and not so violently jerk them around and scare them out of the market And that's what I mean by applying to the masses and then we move on to more of a single stock application to where it requires a little bit more at least fundamental Research, I'm not a technician. I'm a fundamentalist and usually you'll find that Fundamentalists don't necessarily dabble in technical analysis Now I do look at stock charts, but I don't do technical analysis independently To make my assessment on whether or not to enter into a stock or not, okay? So two schools of thought not one more better than the other Those are just the two schools of thought in stock market application And I tend to lend lean heavily onto the fundamental side and it works, okay? Like I I apply what it is that I know works in the stock market What you get past the active? Individual stock profile and the easiest way to enter into that is with dividend growth investing by some of those companies that have paid a Dividend for you know over start with the aristocrats Start with the dividend Kings, right your coca-cola your Johnson and Johnson's of the world legged and plat in the Kings category Maybe even a Cisco foods, right? Stanley black and Decker Companies like that that are well established Start to learn yourself up on some of those companies and get into the aristocrats those companies that have well Established businesses and are making a huge huge amount of profit now Sharing that profit with shareholders and have a huge moat to boot in that they've got an established product That has been well-defined for at least 25 years Okay, then you can start to get into some of the speculation element of investing and I keep this in check I do I don't I don't lose my shorts to speculate. I don't get crazy about it I keep it in a relative perspective Ironically, I'm in a trade right now an investment that is probably the biggest investment of my life and Speaks to my conviction on the company It requires a lot different application than the previous two strategies That I disclose to you, but I think the real takeaway in this is to get a piece of of my investor's mind I'm not perfect. Okay, and I'm not brilliant either however There's a lot of it that can be said about experience on the stock market and my portfolio is It's got experience it baked into it really does if you sit back and really understand What it is that I'm trying to do with my portfolio goals. You can really start to understand. Wow, you know this this guy does have a multi Layer strategy within each of the portfolios that he rolls out to the audience and I do this for your guys's visibility I enjoy doing this For the portfolio reviews, they have really taken a leg up This is the most current review These do change day-to-day and sometimes they change violently. This portfolio has just shy of a hundred and thirty thousand in it This is one of two self-directed Roth IRA accounts that I work with And you can see here that the holdings are vast and diverse Okay, let's start with the passive element because I do feel like if you owned a portfolio of the VOO and The VBK I think you could do quite well with it. I really do I think that could be a starting portfolio with just those two holdings the vanguards 500 index ticker symbol VOO and VBK, which is the small cap growth now You can do a small cap value Which I own in another capacity in another area of the portfolio But I like the growth element it kind of emboldens that piece that you don't get exposure to in the S&P 500 And it can be it can really mean for a nice well-rounded portfolio where you've got about 70% or so Accounted for in the VOO and the rest of the market actually It's more around 80% of the total market in VOO and then the remaining 20% of the US Domestic market in the small caps represented by the small caps in some capacity, right? The Russell 2000 will be your representative Index over there and it just kind of depends on whether or not you want to pick up a blend a hybrid blend portfolio or something A little more strategic where I'm going after growth here in VBK As to as opposed to VB, which is the blend and or VB are which is the value small cap But nonetheless, that's passive and in anybody can do that You know, I've got 25 shares and 15 shares respectively and each of those ETFs They're great. They're buy it and hold it for the long term They really work well to anchor or establish a baseline within the portfolio and allow you to build upon The portfolio and add layers into this as you see fit So the layers start with the value investing element and the value investing is the bulk of this particular Portfolio, okay large cap value is what makes up the lion's share of my portfolio Allocation, okay, and you're gonna see indications of that as we work down the list here a lot of Dow components A lot of big cap growth and tech So, you know, that's really where I want to seek out with with a couple strategic arms That because these are invested in a Roth IRA. I really try to seek out Some strategic opportunities within real estate, you'll see that here, but on the top end Bristol Myers Squibb Fantastic health care name pays a nice 3% yield 50 share position there Cisco I own long call options on excuse me leaps on and I won't make that mistake again I've already run the risk of having a hundred of these shares called away So I'll be left with 50 shares after those get called away if something drastically happens where the stock goes down and I get lucky That's great But I really wrote a really bad contract on that and I won't make that mistake again But there's Cisco on the top end Chevron One of the two oil bigs majors Dow components here is Chevron 33 shares. It's just really nice to see that in the green. It's been years Since I've she seen Chevron in the green. So it's really nice Disney has just been an absolute dog just bought it at the absolute wrong time I just was a lot more bullish on their streaming service and now having used the product I'm not really so bullish on it. Whereas if I was gonna buy Disney as a quality company I don't know if that would be my flagship idea. I think it's being somewhat overstated The competitive yes, they're growing subscribers. I just am talking about the actual quality Of the streaming service itself. I just think they really lack in new content. I like the Mandalorian I do but I think Disney is really missing the boat here by pulling out some of their legacy content I'm pulling that on here. I I'm asking where Tiger town is I you know, I'd love to keep my subscription to this But I just don't see it because I go through and I scroll through and I've already watched everything on their catalog That should not happen. So they need to get their act together as far as I'm concerned I know I'm in the minority on that and I know people will subscribe to it just because it is Disney But that's my unique perspective on their streaming service. And if I was going to use it, I would buy it I would buy it on the multifaceted element of Disney and not just exclusively because of their streaming service Facebook has been on a swing trading tear with me big tap And communication services sector actually just like Disney Facebook is a great growth story in the big cap You know technology quasi communication services sector And this is a nice starting 10 share position and Facebook We'll skip over highly on for just a second. We'll continue on with the dividend Growth type of element to the portfolio with JP Morgan Lockheed Martin Microsoft So, you know, we got a couple Dow components there and Microsoft very nice to see that coming back and it was a little in a little bit of a dip along with Apple for a while You know realty income has just been on a tear since the pandemic low of last year and down in the 40s This is almost flirting with a doubler since its pandemic lows So this has been a great pickup for me and I'll own this long This is a great great holding and then Pepsi in the staples Very very nicely 8% another nice big Dow component right below that Pfizer another nice big Dow component So you can see here the the theme here as a value investor and when I call myself a brilliant investor I think the brilliance really is because I avoid a lot of crap and distraction on YouTube To be honest with you this this is my way and this can relate to a lot of people out there And you might think well, I don't want to invest in Procter & Gamble for the long term so I can just lose 159 Dollars or I can be down 5% in the position. I think you're missing the point if you Fail to acknowledge look at all these dividends that I've been paid here that roll back into the position Procter & Gamble works for me while I'm a while I'm working and Nice 3% yield are in this staple and it's just one of those companies that you have to own for the long term It's just that simple. It's that good of a company and You know, I love having this in the Roth that it allows me to remain on a trajectory of safe companies Value-oriented companies that I know over the long term are going to grow and pay me to be a shareholder in the company All right, we'll skip over so if I jump into another Dow component here in United Health Group This is another one that I wanted to own for a long long time We own this in a big capacity here 10 shares is a pretty big position in UNH Right below that another Dow component and visa here were up just marginally in visa a couple percent But nice big position and visa anchors my technology Sector exposure here in FinTech and Microsoft and Cisco and old tech respectively That's kind of how I layered that technology exposure up and if I'm gonna take big positions There's gonna be some thought to put into that So I've already mentioned the passive element of the portfolio and then Verizon here Wells Fargo and and and Walmart Wells Fargo was a complete liquidation From financials. I just couldn't stomach it I may add another starting position back into Wells here to try to continue that dividend growth and going in it now but Saw better opportunities elsewhere in Financials as I thought had it had run doubled from its it's low from its account scandal Right and then Walmart and the in the Dow category. So we come back. We earmarked the two speculators You can see here from a relative perspective now the Hylian certainly does break all rules of allocation here But it's a big reason why the portfolio has taken Shoot an enormous jump over the last month 15,000. So when these grumble the portfolio really moves And I was down significantly in this Position here. It's come back. I really look at this. This is very acceptable. I can appreciate this We do hold some Long-call options as well on Hylian in this portfolio that are worth a ton of money They're worth about a thousand dollars in this portfolio. So That helps offset some of this short-term acute loss The reason I say that is because a lot of people would look at this and say you're not a brilliant investor. You suck Um Really, it's the behind the curtains look at what I've done to buffer this position Get my cost basis down to around 13 and a half dollars And I'm super stoked to own this company long term and then finally so fi In the financials category has just Come they just voted on its merger To transition over it is now a publicly traded company under so fi And I think the prospects for this small eight billion dollar finance company is just is just incredible Super glad to own it here 10 shares and will continue excuse me 150 shares of so fi And I think that's going to be a big one down the line So my only two spec plays highly on and so fi. We're good to own those long and Really appreciate you guys tuning in to the portfolio review This is these are a lot of fun to roll out the whole takeaway behind these videos is to understand my dynamic application My multi-layer approach to investing that gets me exposure to a lot of different Elements of investing all in the same account Okay, so it doesn't mean that you have to try to Copy what I do the real takeaway is to understand How I seek out my passive investing arm how I seek out my dividend growth arm How I seek out my large cap growth arm and finally my speculative arm Within the portfolio and it's all within the same account So when you want to talk about value checker blocked into about a 16 minute youtube video There is in fact brilliance baked into that because if you truly do Want to become an investor over the long term term? You'll relate with the message that i'm putting down guys if you appreciate it But make sure and subscribe to the channel Leave your comments at the bottom of the video and share the message with anybody out there that you know May appreciate sitting across from a real portfolio like mine extrapolate some of the value that I earmarked through going Over an account that's been built by an investor like myself With over 25 years of experience I share this openly with the youtube audience Because I know my program works and the confidence really should Relate to you and it could absolutely streamline you to getting on the right track Earlier on in your life if you are indeed interested in the investing opportunity So guys, thank you so much for tuning in into the message and good luck in your investment future You