 This is the first episode of the second season of this series called the new Untouchables And this is the first season was about the PCORO files and basically they Discussed this documentary called the colon and it's about the corruption of of Wall Street and in this season basically what they're doing is they're showing the results of corruption from Wall Street and the financial industry housing and It is it is criminal to be That this video has 706 views This is one of the most well like well researched Profound videos I've seen post the YouTube in a very long time and It hasn't gotten the attention that it needed. So please go to real progress in action and watch this series it's so good because I Watched this full episode yesterday, and I immediately started watching the first season It's really important that people see this because we're talking about this housing crisis, right? So the Moratorium on evictions was extended by 30 days and we talked about this last week on the stream So now July 31st. That's that's the new day that people will have protections and you know, we're kind of We're staring down the face of a barrel with another massive housing crisis But it's not like there never Hasn't been a crisis. It's just been like an ongoing crisis And so what this documentary starts out with is the story of This woman her name is Cynthia Brown. So this is an Olympic gold medalist and till this day she's living in her car because her house was seized and When you listen to the details that she gives it is absolutely infuriating and this is not like Some old story right this didn't happen in the 1990s or the 80s This is a current story where today as we watch her tell her story in this documentary She's sleeping in her car in front of her house to make sure that people don't like take anything out of her house and whatnot as she fights to get her house back and What's also part of this story is the fact that the process of trying to appeal this get the house back Get her house back is incredibly corrupt So the documentary is called the new Untouchables. So this is actually season two So if you got a real progress and action You can get the details here and it is it's shocking so we're gonna watch a little bit now I asked I want everyone to go and watch the full thing But I did ask Steve Grumbine who's the host here if I could play a little bit and he did say yes so I do want to watch some of this story listen to some of the details here and You will be amazed at what is happening But probably not surprised that took the loan out on the home. Let me back up a little bit here I'm still on this journey of finding the truth as to what happened in my case and It's pretty clear that the person that took the loan out on the home was not myself and fact what they've done is they've Portrayed the identity stuff in a lot of these cases so that they can get to the equities to the properties The whole scheme here is to use that straw buyers name Use your personal information So that they can access the equities to that property because they never intend to pay it back They're just gonna get to the equity and then get the property in default and Then they're out of there and then the burdens on that person who owned the home now I don't know how many cases are out there that are In have entered the the foreclosure form like mine, but I recognize that Identity theft is the biggest the biggest fraud that's going on right now and the courts are fully aware of it and They're they're signing and forging documents and then submitting it to the courts They're not Examining the documents the courts allowing these documents to come in by presumption You're not able to object or rebut the The documents It's basically like it's everything that you just said it's it's a so shocking You know today, I'm still homeless about six or seven months now and I'm trying to Recover and you know just participating in court and it's very difficult With out having all the tools I need to litigate to bring forward the fraud There's a substantial amount of fraud being used to take over properties the actual eviction Was unlawful they forged up paperwork and had these let me just pause from it. This is people Coming to take her out of her home. This is the ring doorbell footage Does this like this looks like these folks are going to war they're coming to take her out of her home That is what is happening right here in the United States of America. So when The host here says that this is financial terrorism. What else do you call it? I think that terrorism is like the perfect word Imaginative folks showed up to your home when you were fucked over didn't even have a chance to plead your case in the legal system And they say get the fuck out So since this happened in November of last year she has been living in her car It's Unthinkable Sheriff's to sign off on it But the way in which they did it so Traumatizing Moving the camera ring video caught the experience Which the sheriff's didn't know about but how they staged it was so Traumatizing it was very hard for me to put together all the Video links because yeah as Anderson says the first guy is aimed ready to shoot They've got their guns cocked ready ready to fucking bust through they move the video camera footage out of the way So you can't see them behaving like terrorists Because they know that the footage is stored in the cloud so they don't want to look bad So once they see that they try to move it out of the way Like this is what you do if you broke into a store and you're trying to like steal You know you move the footage away you get rid of the evidence You spray paint the camera or you push it out of the way That's what these are these people are doing to kick her out of her fucking home and this is legal This is legal. That's the crazy part, right as this happens as she tells a story. Remember, this is all legal It's just something you would never think as an Olympic athlete You're going to be stormed by 15 to 20 sheriff with military grade AR-15's Surrounding the whole house with other deputies in other person's yards They're breaking security cameras and spray painting the lenses so that they can't be seen so they did spray paint Sounds to me like what criminals do Then they use Batter Rams to enter the property and by the way, they couldn't get to the threshold so the panel of the door Caved in so they had to crawl through a hole. I mean, it's just When you go through the the first link in November 16, it's gonna explain everything they're actually talking about it how they're going to access and enter the home and Screaming through the whole entire house when they know it's only one African-American woman and a dog why in which they had the animal control out there, which made me to believe They were going to shoot her Luckily, I had her in my car Because they would have destroyed her It's just appalling How many people standing in that home? gloating laughing High-fiving and bumping a fist Like they had accomplished a goal because they've been trying to get that home for a year For years and I've reported crimes against that home for years and not one of them not one agency Took the initiative to investigate the way that I have To find that out serious crime had been committed. I even have the canceled checks front and back So it makes it easy as to find who the equity strippers But see that further gave me a clue Who is participating and working together This is this is shock. So let me just stop it right there. So I don't even know where to begin. This is This is chilling They celebrated so we saw all these people they know that it's just one person there with a dog and she said 15 to 20 15 to 20 showed up. There was at least like what was it like? 5 or 6 at first 6 on camera, you know, there's more all of them show up Armed with AR 15s when they know one person is in the house and as soon as they actually kick her out of her home They celebrate like they just conquered a country how Fucked up is this. I mean, I couldn't imagine going through this. This is terrorism now I don't want to play too much of this because I really hope that you watch the whole thing but I just want you to get like a little sense of How horrible this is how prevalent this is how the 2008 financial crisis is still affecting people today Bad loans are being given out and how people who have been Basically preyed upon by the financial industry They aren't able to even fight for themselves because of the criminal justice system being very racist and Biased and all throughout like so this this woman right here is so Brilliant, but they go through and they speak with lawyers they talk to people about the process itself and how they weren't following proper procedure and I like this is we're not even scratching the surface, but basically They wanted that property and they took it and it's kind of like what was referenced here, right? Now whoops wrong video because that's another related story, you know people getting loans for homes that are like $600-$700,000 you think that if you if you have the income to be able to get a loan for $600-$700,000 you'd get a good loan, but people are being given terrible bad loans and They're getting fucked over and then they get kicked out of their homes And then the legal process itself is that much more complex and convoluted and fucked up and unjust oops I just messed up the the dog cam I'm very animated when I talk swinging my arms around, but um, but let's listen to her speak a Legal foreclosures are happening all the time. Can you put that in a context? Well, sure a Little bit about me. I started out as a real estate agent out of college back in 2002 and then graduated law school in 2006 and so I throughout law school I conducted a lot of sales in Prince George's County and By 2008 by the time I had my law license the real estate clients were coming back with foreclosure issues and so You know, I signed up to volunteer with nonprofits in Maryland that were trying to stop the bleeding But no one really knew what was going on and I took on a few cases Pro bono to start what I found was initially is that the facts didn't matter and so no matter what fact pattern you had and no matter what challenges the homeowner had it the Narrative was was their loan was their default and Okay, you got to go and so I didn't quite understand what was going on at that time and I do want to mention the the the woman that That Miss Johnson spoke about that was evicted on December 16th. They had to sleep in her car mind you her father They foreclosed on her father's loan He supposedly took out a reverse mortgage When he was most likely incompetent with all signers and so she's yelling to the courts My dad couldn't have signed this. He had Alzheimer's for the last five years. How could he sign a reverse mortgage? Secondly with the commercial cell tower on his property that does not you're not eligible for reverse mortgage because that's commercial property Not residential and so even with the facts in hand The judges turn their eye and I love what Miss Mitchell said when she said who can own property? I'm going to tell you when I'm in Prince George's County Court Even though there are black judges even though in our County there are black legislators and black representatives I feel like three-fifths of an attorney and I feel like my client are three-fifths of the resident of our County and so to be the most Affluent black County in the the country We are still three-fifths of the most rural white County in America as far as I'm concerned Because our judges are programmed not to listen to turn the other cheek and they are actually robo stamping Denials no matter what your fact pattern on and so that's what I found You know in our County, I would say that what I what I see a lot of is the American dream lost and so There were a lot of people who sold their town homes their condo. They had a lot of equity the market was booming They put a 100,000 200,000 down payment down on their dream home a 800,000 dollar home built by a reputable home builder What these home builders said was use our lender and you'll get a 10,000 dollar credit And what we didn't know and I noticed I'll put the bank out there It was Wells Fargo on the majority of these new home communities shocker and what happened was what I found is Here are people making six figures. I mean, I'm talking households making 250 300,000 a year Why do they have such bad loans in the first place? That was the only loan that was offered to them And I had someone I had someone who moved into the same neighborhood She was adamant that she was going to go in her credit union and they almost wouldn't let her go to study when she said It's because she wouldn't use Wells Fargo. She said They didn't even all have a 30 year fixed option. She said, well, so but other homeowners when you're when you're given a teaser rate We can give you 3% 4% You know, don't worry about it or it'll adjust Well poor people's loans adjust from 4500 a month to 8,000 a month And most people are not prepared to deal with that and so What? Yes, even though even though You know people might say oh cry me a river. You guys are making, you know, six figures It's stole the equity there 100,000 200,000 down payment is gone All the houses that were worth appraised for 800,000 dollars are now 400,000 dollars on the short sale market They can't refinance. Oh and let's not forget because watching the con did job my memory about People who held on to those great credit scores because you know all you have that you've got to keep your credit score They call their lender. I need help. I can't pay 8,000 a month. You know, we're working people We we bring in 12,000 a month. We have two children. We have this we have that. What can you do? Oh, well just stop making payments. We can't help you until you stop making your payment All right, and after three months then we can work with you So what happened is people thought they were dealing with their bank and they're dealing with this servicer who represents god knows who and when they go into default after the 90 days then Next thing you know, send in your paperwork. So what I saw as an attorney and this is still around 2010 Only because I had so many people every single person said they keep losing my paperwork And I sent it in and they said they didn't get it and I sent it in again I said they didn't get it and they need this and so they're playing this right race of okay. I'm turning it in I'm turning it in. I mean, I'm employed. I had good credit, you know, just work with me Neighborhood bank, but it's not your neighborhood bank. So finally in court Uh, they have what in Maryland, it's quasi judicial and so Uh, it's a a lot of the process occurs outside of court. You just file the The plaintiff's trustees file and say there was a default And unless you reach out to the court, they'll just railroad you and you'll be out of your house So assuming you were served assuming that you challenge anything The next step is mediation. Now you go to this mediation 99 out of 100 times. There's no resolution reach out ever Turn in your paperwork one more time and I'm sure we can work with you and Within that next 30 day period your house is already on the auction block Next to you know, your house is sold. Everyone thinks they're alone. I thought they were working with me I don't understand what happened. You call the service or oh, it's out of our hands our attorneys So everyone thought their story was Was individual to themselves, but when I hear this story 50 60 70 100 time, it's the same story There's a like this is very very lengthy. It's about an hour long Um, and then steve does a really great job at explaining why there isn't an incentive Uh, because all of this predatory behavior essentially is a way that local governments are able to raise revenue Um, it's just It's a lot. So again, the name of this show is the new Untouchables um This is season two season two and I would highly encourage people to Watch this because like this is hbo level quality content And it's not getting seen by enough people. So if you watch it, please be sure to share it Because I don't think that people understand how widespread this issue is and it really speaks to how Embedded racism is in institutions