 Our clients choose how they want to work with VIG's money market services. We can work with clients at the beginning of the process, helping them build a mandate and constructing a liquidity ladder that meets the horizon of liabilities while optimizing yield. At the other end of the spectrum, we can step into an established mandate that is running like clockwork and to the client's delight, begin to extract additional yield without disruption. We are able to interact across an organisational structure from board level to daily team interaction ensuring that clients have comfort, full compliance and investment success. Because our service is multi-dimensional, this means that the client can choose what is right for them. We can offer research facilitation, administration, investment management, reporting and oversight. No matter what size or service level our client requires, because of our scale with over $7 billion in deposits, we can confer a significant investor status to each of our clients. Our profile within the ADI marketplace ensures that our clients are front and centre achieving the best possible deals on offer. There are few service providers that can provide this strategic advantage to their clients. With offices across Australia, deep expertise across all client sectors and national and regional contact with ADIs of all types, VIG is able to provide a cash and liquidity management solution that is made to measure.