 everyone and welcome to Norris Cove. I'm Yoshida. Today we'll be doing our paycheck to paycheck weekly budget and it'll be from May 16th through the 22nd. I've already went in and highlighted just to put a little color. Oh but first let's do a review. Okay you guys this review not that great but um I didn't post last week I actually did a video but I just never uploaded it because when it was late and then when I well when I recorded it was late and then when I decided to post it it was like Saturday and I was like never mind plus I just wasn't feeling my best and I felt like I just came across not feeling my best so anywho you guys look at this we only made $540 last week we projected $750 but these are the things that got paid um capital one actually it was due the 15th so it takes about two days so that'll be coming out of this week's um pay. So it said $520 and we came in a little under that of course without the $50 so just subtract 50 so we were able to make our bills um we wasn't able to give more to T-Mobile or Bar Plays which comes out this week and this is a tough week and then I did let the week before that I didn't post I don't think and we made $555 you guys I don't know what's going on um but we were able as you can see to pay everything I thought uplift was due but uplift wasn't it actually came out last week um let me put that one here and it was around $38.57 okay and canva I think canva came out let me check that out so we projected $503 um like again uplift didn't come out canva did so we again were able to cover our bills but money was short and I'm going to be sure I'm honest with you guys I've used my credit cards again to kind of survive and I'm just scared to see what they look like um I'm gonna well let me go to the monthly so I'm gonna leave my monthly open so that I can see what is due okay so we have hair, nose, cove, nails and miscellaneous miscellaneous I returned some items to world greens that gave me $39 so I'm going to add that um nails zero, nose, cove I'm putting zero because um I did a new release last week nothing sold I'm thinking of doing is working on some things this week and then hair um I'm gonna project 600 I gotta go I hate to go back low but it's not looking good okay it's not looking good so let's see what we can pay with $639 let's see it is the 16th so I'm gonna put here the 17th because that's when capital want to be coming out so I've already paid it the money is in the bank and I gave them 50 because I was spending part of that credit card um also on the 17th which is today yeah my budget is late um planet fitness comes out I don't have the money for them I don't know what to tell them um I think that's $23 that I have written down here oh I gotta pay city bank thank god I came down here to do this city bank uh I think city bank I can give them like 40 18th Barclays this pan is not doing well um Barclays I know I think the minimum is 70 something dollars I'm going to do the minimum put 75 because that's all I have on the 20th we have car note and that's 181 60 y'all I'm gonna tell you I'm gonna be in the negative I already kind of know uh 21st T-Mobile and T-Mobile is 209 okay and then also on the 21st we have booth rents and that is $250 let's add this up we have a total of 8 28 60 where where is it okay it's not here okay and we're going to subtract it by 6 39 189 60 is what the difference is so we're in the negative by almost 200 dollars I'll tell you so I don't know I don't know I I don't know if I've been this far in the negative in a while so what I like to do when I do kind of get see myself being in the negative like what's not going to get paid and I'm going to tell you the first thing would be T-Mobile I can pay them on a I just got caught back up with paying them on time and I hate to be late but they would be the first that I pay late because I know I have a grace period um the credit cards they're going to get paid planning fitness it may or may not get paid but it's a little amount of money so you know I know that's going to get paid my car note definitely needs to be paid and of course the booth rent I have to have somewhere to work so this is it you guys we're in the negative um let me see if I have a red I do a red marker here yeah here we go 181 69 is what we're in the negative by I don't know like I said tops like this these are just certain things that just won't get paid now what I can do I can give like T-Mobile $50 $100 whatever I have extra until I get caught up I just I just got caught back up so I'm trying to figure out where I went wrong where did I go wrong I've dipped into my savings I no longer have savings I've thought today I do have so many my cash envelopes um that I've just left in there I think I'm just going to empty them out that was just from my last cash envelope stuffing and I'm just start over with the cash envelopes to help cover some of these bills I don't think I have a good hundred dollars in there but whatever I have in there I'm just going to empty that out that will help with something especially these credit card bills and if you've been watching for a while Barclays is like my worst credit card that I have it is the highest credit card that I pay and I need to get that down so we'll be playing Barcade paying Barclays for sure and we can't really skip any credit cards I don't like to skip credit cards um but that's it card note has to be paid because that comes out of my bank account so that's an automatic withdrawal so definitely I'll take the money from the cash envelopes and put in my account to help cover that coming out now I do have clients the rest of the week but I just don't never know how it goes like yesterday I had two clients to cancel and they canceled one because of the rain one because their hair was itching I mean crazy but anyway nonetheless let's just put it in here I know y'all cannot wait I can't wait for next week's review to see how this goes so preferably all goes well and things will get paid um what I've done this is an old insert it is in my financial bundle and I just use that to kind of keep track of my monthly bills I should be working on a new financial bundle and I'm definitely going to do one for my entrepreneurs but for now this is what we have so if you've purchased the financial bundle you would need to get the paycheck weekly check in that is not included as of now but you would need to get the paycheck weekly check in and the monthly budget breakdown here's that you would need to get those separate to complete the bundle but the bundle is jam packed with a lot of stuff so that is that again I'll try to remember to put this paycheck weekly the link to it from my shop in the description bar and you can just check that out but that's it you guys that's all I have for this week thank you so much for watching we're gonna figure it I gotta keep showing up that's all I can do just keep showing up just keep budgeting and it'll work out still make goals still make plans I'm not discouraged because I've been here before and I know that things will work out so I don't want you all to think I'm in distress because I'm not I've been here before things will work out and we'll we'll get this budgeting down as you can see I struggle sometimes sometimes we're up sometimes we're not so it's okay it'll get taken care of and if I have a word for you and you're a financial attorney when you run across times like this maybe document it and see how you handle it how things worked out that is why creating a budget it doesn't have to be paper budgeting it can be digital budgeting but make sure you're making notes that's why you see sticky notes and stuff all through my budgets because I can see how things worked out what got paid what may have wrote a road so really if I go back I can kind of see where I messed up you know or what happened in my budget like I said when I got my taxes I paid a lot of my credit cards down and that really increased my score but now I'm having to go back to the credit cards to kind of survive a little bit so take note of that matter of fact let me break make that note here I'm gonna put it in last week's budget so again always make sure that you're documenting anything in your budget whether you traveled whether there was a baby shower you had to get a gift or something I always put those things in my budget and that will let me know like where my money went because a lot of times we don't know where our money went but if we make those small mini notes to ourselves we can kind of trace our money so I hope today's video was informative I hope you enjoyed today's video and if you did and you're new here do me a favor hit that subscribe button also hit the notification bell so you can come back for more content from myself more budgeting more planning minimal planning DIYs all that great stuff I would love to have you here let me know that you're new in the comments and I would love to welcome you to the cove I will see you guys in my next video