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Brian Ledbetter | What Is SR22 Insurance Filing?

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Published on May 15, 2012

Brian Ledbetter Explains SR22 Insurance Filings:

What is an SR22? Well, its the method used by your state to make sure you are financially responsible. Say, should you be in an auto accident and liable, it makes sure you have the means to pay the claim should you become negligent. Basically, the SR22 is filed to your auto policy and is monitored by your state's financial responsibility section. Some SR22 filings are issued for one year, usually for a no insurance ticket. They may be issued for 3 years for DUI, DWI, a major violation, or an accident driving while uninsured. Should you not own a car, a non-owners policy may be issued with the SR22 filing attached. This would allow you to get the filing going right away until you have the means to obtain your own automobile. Should your policy cancel, the insurance company would send a direct notice of cancel to the state. The state would then suspend your license, this is called an SR26, until the policy has been reinstated. Once reinstated, your driving privileges would be restored. This is a simple synopsis of the SR22 filing process. Please contact my office for any questions regarding SR22 in your state. 877-901-5544.

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