 I have to welcome everybody to the independent investor channel live stream before we get started for anybody who's concerned about my Personal health and well-being. I just like to declare to you now that my my hair Nor my hands are actually on fire. Okay. That's what we call clickbait in the industry This is how we lure you in and then sell you a bunch of things right to prop ourselves up Okay, so for anybody out there that's extremely concerned about me and and thought that they needed to get a fire hose and and spray My head down. I'm cool. My hair is not on fire. It's it's fine for 43 years old I'm actually lucky that I still have my hair. I'm hoping that the hair loss gene actually skips me And and goes to somebody else in my family. Just just not me. I get to keep my hair, but it's certainly not burning So Clickbait got to watch out for that stuff on the independent investor channel because I'm trying to lure you in because I make all kinds of money on this opportunity and My my sheer intent that I've said thousands and thousands of times over and over and again Is to help people to help people Retail investors boom boom always at each other's throats. I gotta Gotta bring somebody down It's okay in a bull market man when everything is is lovely And I've got a yellow brick road right to five years in retirement And I get to go travel around and Instagram shoot myself and put ever put myself on on Social media make everybody think I'm a I'm a successful person, right? I think it's great. I think a lot of people are getting kicked in the teeth right now And I think it's lovely. It's great. You know sympathy for me. I'm not a Run-of-the-mill social media fella. You can call me what you want. You don't like my message You think I clickbait you to death leave. I I really could care less. I've said that a thousand times, too That's the beauty of somebody like myself Is that I think that the detriment of society now is too much social media, right? You want to do yourself a favor shut me off say I get it Ryan I get it independent thoughts the way man. I'm tired of buying into all this garbage. I'm out I'm gonna do what you do. I'll shut the TV down. All right. I watch one movie a week All right, I'm gonna take I'm gonna turn over a new leaf Ryan. I'm gonna stop following so much I'm gonna start to think about what it is. That's good for me. I've never done that before I Don't know what's good for me. This is amazing I'm always over here man. I've woke this up for the first time in my life. This is insane. This is great Right the electrons are firing away. You know Yeah Get there man the quicker you can get there the better off you'll be Make make no mistake about it. All right The stock market was down for another week again and and it's amazing to me How concerned people are right now? There was a Twitter that came through tonight a tweet that came through It was so funny man. It was like Oh You need to take a Marked pause on this stock market and if you have children and you have a family that you're supporting Might not be the best idea to invest everything that you have in the stock market Really That's advice that would have been prudent 13 months ago my friend 13 months ago You want to know what the funny thing about that is is when folks like myself Get on to social media and we start talking about maybe the market. I don't know doing something other than just going up every day People don't want to hear that stuff. They don't they want to see to the moon and I'm I buy Bitcoin And I go and quit the job. No day job. It's no good. I don't need this stuff right and I I don't need to work hard People like myself telling you that maybe there is some value in hard work Maybe there is some value. Where are the pop shots now about people who are Seemingly have a problem with all of us people who actually work a regular job and are trying to get ahead a little bit in life and And not leaving a life of just hustling all the time, right? Lead a life of mediocrity. You're gonna get paid like your mediocre. No kidding. I Don't know man. I look back on my life and I remember when I didn't have any money Okay, so because I've been able to build up this money by sheer discipline Seared it has nothing to do with luck. That's the problem is everybody's trying to get lucky on this thing You know, I got in at the wrong time. Really? She's trying to time the market That's what everybody's trying to do right now even meet Kema coming out to his own hormone about Time in the market correctly That's amazing When when all the while people really should be backing me up on this deal It's impossible and people don't like to hear that. They don't like to hear it They don't invest for the long term. Okay, stop justifying all this stuff that you do in your life about You know pursuing a job and maybe I don't know pursuing Insurance, I don't know Maybe you fall and break your hip and you need a $50,000 hip surgery and you don't have insurance Well, guess what the portfolio no longer goes to the stock gods. It goes toward replacing your hip That can't happen to me Ryan. You're crazy. I this is crazy I'm gonna live to 150 and get the hell out of my face with that sucker I'm just like I know people who have Endured many many medical emergency and it's wiped them completely out. I have to refinance the house to pay for An ailment that they have right. Mm-hmm. Yeah, it certainly does help you and I I hate to be a you know a Realist I Hate to point out the fact that there are other things in life that are more important than YouTube there's more important things that are more important in life than a stock market. Oh, yes Gains and losses. Yes It's good must keep a perspective about this thing, right? Live a holistic life Hmm. There's a there's an idea, right? If you don't have a job that you like Switch find another one That's very difficult to do Ryan that I agree with you now. We're talking now. We're talking about progressive thought Mm-hmm progressive thought my way. Okay Most progressive thought unfortunately is put into the wrong category and that's with each other's heads Severely up the next one's ass. Seriously. I'm talking about progressive thought that comes from you, right? It's an idea of how you can embolden your life Okay, take on what is going on right now Taking my inject telling you that the market again was bad. Whatever the hell that means Don't pay too much attention to it. I monitor the markets But if there's anything that you can take away from my action over the last six eight months I haven't done a damn thing in my portfolio Except for what I've shared with the group. I've added the real estate REITs into my dividend portfolio That was a couple thousand dollar bill. I moved some strategic capital into the market one time over the last 12 months. Okay. That was in the back of Vanguard's passive. So that was a passive investment, right? The one that I contend that anybody can do and a monkey can do you mean you miss this It's like not all right. You sold stock. It'd be you're not supposed to do that man I'm really I'm really pissed off at you man Here's the funny thing man, I don't pay attention to what you do with your dollars, okay? If you come in here, you're gonna have to think okay, this is Let me out of this box man man here. I think it's me out of here. I got a cool gift I want to share with the group here His name is Leon Name's Leon. Can you say hi Leon? Fantastic right on man. Yeah, look at the set on that guy Yeah, just like me mm-hmm That's that's inappropriate Ryan. You're arrogant confidence my friends Confidence, I don't have to come on to social media. I don't have to do that. Okay, but in all sincerity Retail investors need me They do because retail investors are a disaster They're a disaster. I tell you what man. They're so wishy-washy. They're all over the place. It's insane One of the coolest comments I saw before I came live man. It popped in here. I gotta find this sucker I gotta find it hold on man because it was really really good. It was talking about institutions not freaking out right now because the markets off 15 percent retail investors are going at each other's throats like Oh my god, this is this is crazy. This is it right here. Don't let the slump fool you This is when the rich go in and they do the opposite of what retail investors do Ryan. You sold your shares I did You click baited me into your video Okay Well, the truth was I was what's worse me click baiting you into thinking that I sold my position and highly on Uh a company that I have 100 percent conviction on Or having hundreds and hundreds of people out there insist that I sell my shares I don't know I click bait the hell out of my thumbnail man to prove a point Then you come in and you catch the real talk. Okay. Who's the moron now? I do not care what you do with your positions. I do not care If you listen to what i'm talking about and you've got 10 15 20 25 000 of wealth or you've just started out in the market You've got less than a year in the market. You should be passively investing the mark in the market You want to dabble in some dividend stocks? Wonderful I can say rest assured if you have less than 25 000 allocated to the market. I'll even throw it in the 50 000 I'll sit across from you with 100 certainty and say that you're fine. You're fine. You are Take a deep breath You're good Trust me. You're fine Nothing's changed your stocks have got more in it more inexpensive. This is a good thing Okay, whenever you have At injects or pressures pressures Remember i've cut all that stuff out, but whenever i turn to the dark side and darth vaders tempting me right to Join him and join the dark side and i'm i'm on the twitter feed and i'm like, oh my god I cannot believe the iq here on twitter is amazingly and they're telling me that i need to have my brain checked You know what i mean like this is where all the morons come out and and it's like nobody talks about how nice It is to have a have a job. Um, i'm happy as a clam I don't know. I'm moving up. I worked really hard in my career Thought for a while there that uh, I had hit a ceiling in my job That was the most frustrated i've ever been in my life Is that impasse where I was 100 certain that I would never move up in my job Damn near broke my heart And just here recently i've been the floodgates have been open and i've been blessed and i've been provided that opportunity And that's what what we've got going on here within the next month and a half. We'll be returning to new york city for the For for for that and we're going to be up there a while. So Channel's going to continue along I'm really stoked about about this and this is leon. This is mine. You can't have him. Okay, so again say hi leon yeah Isn't that cool? But anyway, yeah, the link is in the description. I told y'all that I would help the artist I'm receiving nothing for it. I told you I'd receive let you guys know but the link is in the description It comes from the netherlands. Um, it's absolutely fabulous. I did do an unboxing. I'm gonna share it through the channel I don't think I'll have a chance to do it before I hit new york city But I've had a lot of people Through the course of the channel and I don't know maybe a lot of the people Through the course of the channel have got tired of my truth bombs So they've left the channel which is which is okay, too We'll continue to churn and revolve and pick up a few subscribers here and there to be honest with you Social media is interesting to me. I'm not really interested in 28 000 subscribers that aren't interested in the message I'm interested in the few people that are Christopher Blaine being one of them right These folks that I know are devote to themselves man And they come on and maybe they catch a little encouragement in in all actuality I I don't know how much these guys really like my you know my joking and ha ha ha and karate chappan And let me the hell out of here. I don't know how much they like that stuff, but um, I'm entertained You know, and I'm I don't want to be bored If you guys knew the truth of it away from social media I'm actually just a I really really calm really chill fella I like to work out. I like to sleep and I like to work I like to create social media content But I've been a little preoccupied here as of late The pulse on the channel has been consumed with some promotional content We interviewed sylas garrison this week with hs gov tech And now it was riveting. I think you guys are kind of funny. I'm not really sure I understand Why you like coming into the live stream so much and you you don't like at least catching a little bit of part of that And if you don't want to watch it hit the thumbs up for me, man It's a it's a hell of a product sylas is a great guy and I'm meeting really good connections Really all over the business community both here domestically and abroad And it just helps solidify the channel and It's great for me. I I love getting to interview these CEOs and Slowly but surely there's been a few patrons of of my internal community that have kicked over and said gosh darn This is actually pretty darn good and it is So we've been having some fun on the channel anyway, but but preoccupied with uprooting the family again It's just one of those things that you know while you guys are bitching and complaining about the stock market all day I'm having to uproot my daughter from high school Yeah, so I don't know maybe maybe take a little perspective from me Take a little perspective Nothing is ever as bad as you think that it is Do you talk to some people and you would think that the hell and damn nation is coming And the skies were going to part and in a bolt of lightning was going to come down on the top of their head and light them on fire Um Things are probably not that bad and sometimes these people are the worst because they they're like They're well off. They have good jobs Um, the beautiful family and they do everything they can do to stress themselves out It's like just calm down take a break. It's all good Geez the weed you got a little reprieve today. It was a whiplash action today. It was nice Uh, it was nice. I mean I was in the trough all week One one little iota this week. I I was like, are you are you kidding me? This is this is amazing I'm a steward of the game. I sit back and um watch my hard earned portfolio go down every day It's um, it's intriguing. It's lovely Um, but it was a nice give back today. Anyway, uh where the market's gonna go I have no idea. Uh, if you want to know where the market's gonna go, you can always tune into twitter There's a bunch of experts on there that'll tell you exactly where the market's gonna go So I I would encourage you to do that sure as hell not going to get it from me I'm gonna actually just tell you closer to what I know of to be the truth and that's that nobody knows So adjust accordingly. Well, what are we supposed to do ryan? This is crazy. How do we how do we do this thing? This is nuts Gain some perspective set it many many times Approach life like it's a holistic game I look back on my four years here in virginia a little bit of reflection Moved up in my job I plused up in the transportation category. I replaced my truck My rinkety dankety truck that was shaken and rattling and rolling down the road And my wife was like, maybe it's time to get a new truck ryan and I'm like, I'm fine Leave me alone any I'm good Maybe it's unsafe. I don't know. Maybe I don't know So I get underneath of it and the throttle cables almost like all the way rusted. I was like, I don't know. Maybe maybe it's time I don't know. God dang it. I like this I drove it to the lot. I cried True story. I drove my wife to the hospital with both of my children in that truck Okay So the last four years I've plushed up now. I've got them to 2019 Tacoma and um, it's bad ass It's bad ass. See I get into it and my phone It's got this thing called bluetooth And I get into it and it automatically starts pumping guns and roses through my radio and I'm like This is awesome. This talk mark. It's down again in the pre market, but this is cool I get to commute to my work and listen to some Dave Matthews band and and uh, I'm pearl jam and you know metallica and I had a little offspring this morning Why not? You know what I'm saying? Yeah, it's a good thing luxury, baby. So we plussed up in the transportation category Couldn't do a whole lot about the fuel category, but um, I tell you what I became a coach Here in the last four years never done that before uh felt like um needed to uh provide my son a little bit of of tutelage And I ask him every now and then I'm like you like having me as a coach buddy and he's like man I love it dad. You you're a great coach. That to me is worth everything The stock market being down. Well, I don't know in the short term. I acknowledge it. Yep, there it is Uh, it doesn't compromise my long term plan No, uh, do I plan on being here at 59 and a half? Well, I do I do Unless I fall and break my hip like I talked about But um always looking to build up those strategic buckets like I talk about have that cash buffer How many people are liking to have cash on the side right now? You know how much heat I caught for that when I was Mentioning it even people in my my tight community here and I love them to death are my brothers and sisters No doubt about it. Um, they are my brothers and sisters and I I enjoy them immensely, but I mentioned stuff like that. It's like I was running runs. You can't do that is the outpace inflation and it's just a rock It's a rock in your portfolio. It's anchoring you down. It's not doing you any good. You got to invest at all You got to invest at all man. You got to get paid next time I get paid. I'm going to invest I'm going to invest the whole thing To each his own. Uh, I've been there done that. Um, I've invested to the tea Uh, to where I didn't have any money, uh to live Feed myself. I didn't have a home. I didn't have a car. I didn't have gas I didn't have insurance. I didn't have this. I didn't have that. So Um, I thought I don't know. Maybe it's better to um emboldened emboldened Yes, emboldened those areas of your life that have absolutely nothing to do with the stock market because When the stock market isn't the end all be all Maybe it's good to I don't know lean against some of those other areas that you've spent a little bit of attention on Yes, are you with me? Hmm. Mm-hmm Makes sense, right? but We will continue to be above board because it's for those people out there that Come in and they're like gosh Ryan. You seem awful. Happy all the time. I am. I'm happy all the time My boss asked me this morning chief. You seem happy. I was like, I'm happy all the time I am Um, I really I really feel amazing all the time part of it is my working out I have missed one day in the last 32 or so days one I'm on a streak and I'm getting shredded too. You guys should see me. I mean, I'm not going to take off my shirt Like strong man. I'm not going to do that. Um, but uh, I can hold it down. I mean, I'm not strong man Uh physique yet, but I tell you what I'm I'm I'm getting shredded. I like this stuff Um, I like the dividends That are rendered by working out all the time Now I'm saying you want to fix yourself it don't need to take a pill go to the gym You want to get calm down? Don't take a pill Just go to the gym. All right, you want to solve a lot of your problems in life Go to the gym Things could be worse. I have a yeti with i2 on it Yeah, so I got I got my yeti over here and I got leon over here Reminded in me to stay bullish on the markets It's great to see everybody. I've allowed the gallery to build up a little bit. We've got 65 in here Don't know how robust of a group we're gonna have I took a verbal lashing at the beginning of the week This week evidently, um that they flipped a script on me and they never reached out to me behind scene They decided to blast it out through social media as if they were going to influence people away from my channel Hell I do enough of that I invite you to leave all the time. Okay, I'm not begging you to stay here Okay, the irony in the whole thing is people come to to see me because I'm not running the mill Okay, I'm not trying to win an audience. Okay You can depress the unsubscribe button if you'd like. Okay. There's no problem I'm screaming and yelling all the time to let me the hell out of this box. This is no good Let me out of here. This sucks. This is terrible. It's the downfall of society It is it's because you can't stand in line at walmart and have somebody in front of you be pissed off at you because you're too close to them in line Social freaking media. All right Why don't you throttle it back a little bit put a little governor on social media? That's what they need. They need a plugin and they need to call it a governor They need to plug it right into the bottom of the iphone and when you touch your iphone, it shocks the shit out of you Yeah, and you drop it and you're like, oh god dang ryan said too much social media, man That was his gadget. He invented that it's amazing, right? Another cool invention, man. I just thought of it this morning in the shower I have the best ideas for inventions in the shower To get on the scale I get on the scale almost every morning to monitor my weight After the gym Like I know down to the tea if I have a piece of cheesecake the night before I'll see it on the scale the next morning I will I think it would be cool to have a digital scale that talked to my iphone That tracked my my trends and and gave me alerts and helped me monitor my my health and well-being Based on my weight and I could provide that data to the cloud every single day Has anybody ever thought about that or am I just off my rocker? Maybe I'm crazy If if I am would you guys please do me a favor and just reach out to me in private and just say, you know what ryan You were a little off tonight You need to do more thinking like a lot of other people Okay, and stop thinking that you have your own individual thoughts because that stuff is just not right. Okay How dare you think that you can think for yourself and not need to be influenced by anybody else? How dare you do that? How dare you be called upon with the institutional investors and scoff at the very investors that you are charged with leading How dare you do that? Well, it's because a lot of the retail community earn at the reputation for being a bunch of shitheads And and I'm doing the very best that I can to let you know Okay, even know that there are channels out there with millions of subscribers out there telling you that if you just follow me I'll tell you when to time the market Okay, and rest assured this like every other time before We'll prove to be a futile effort. Okay futile futile. Okay, we're Doing the glory dance Because we've successfully timed the market. Yeah, cool. When are you going to get back in? You're going to get back in and then it's going to continue down man. You're you're an awesome market timer Why don't you just take a step back? Once you take a page out of the playbook of the independent investor channel and all of the other thinking heads That have been doing financial markets for a long long time buy and hold Buy and hold. Okay Don't buy to change the rules of the game down the line. Don't do that Just buy and hold You don't like the results when you enter into retirement. Well then sacrifice a little bit and give it to your kids Stop being so selfish Stop believing that life owes you so much What are you talking about Ryan? Everybody owes me shit Ryan you owe me Start talking Start giving me the goods I think people's patients have gone to zero I think people's patients have dissolved the way to nothing Another reason why the social media barriers are so rampant and They're making people pissed off because you get dopamine 600 million times a day by staring at your phone I got ding I got a thumbs up there. I gotta get a like here. God dang it somebody doesn't like me here I don't know somebody doesn't like me here and this and there and that oh my god My brain is an overload man. It's the right side of my brain right and saying maybe what should engage the left side I don't know do a little thinking of my own. I don't know I know Wake up You ever watch the walking dead? It's going on right now in front of your face Don't believe me Go to walmart and walk up and down the aisles The walking dead Yes, sir. Read bobski Really appreciate you guys joining me tonight, man. We'll do a q&a in the session Do want to Engage with you guys tonight for sure Really appreciate you guys an all sincerity man It wouldn't be the same without you guys. I do have a very devoted Group who kind of get what I'm talking about You don't have to come in and And be thankful that I'm doing this. You don't have to do I do it willingly I have no problem doing it. I love doing this project. I really do But when people come back to me and they say, you know what Ryan? You inspired me to do a little bit of self-assessment on my own, man You you you inspired me to take on a little bit of dietary discipline You inspired me to do a little bit of early morning workout Why ryan because you damn well do it too, man, and you you are correct, man I I I walk the walk And you know, if you're one of those people out there that are like, yeah, I do it I do it. I do this and I do that really if it's indicative of what it is that I do, man When I'm at the gym at 5 17 I walk into the gym every single morning You want to know how many people are there? Enjoying life getting a good early start on life getting themselves physically fit lowering stress Exercise on their heart Right Beating the hell out of a bag for a while to to to really just let go of everything Zero zero And I get to face my day And everybody gets to tell me how I've got it wrong in this life I beg to differ be back with you guys in just a moment I'm just super stoked on this man. It's the little things it really is When I took it out of the bag, I was you guys have no idea how awesome of a rendering this is I'm trying to show you all of the all of the angles here. This is the most important one This is what I think of the market this week. There you go This is what I think actually of some of the people that were scrutinizing me this week Leon Fantastic, huh? Isn't that great? Yeah, you can pick one of those up, man The link is in the description, man. I'm This gentleman's super nice, man. Super nice. I just cannot believe How awesome this gentleman is he's got a shop on exy etsy, but the link takes you right to his total store Um, Leon is on there actually and uh, uh, but just a super good guy. I've been uh, conversed with him a lot He's originally from portugal And uh, he now uh domiciles in the netherlands So when I got uh, leon in the mail, it was wrapped up like it was unbelievable I could see where customs had punched through Checking for for stuff. It was like no way. This is legit. This is legit, man. It's legit unless there's something inside of him I don't think Maybe I should shake him But anyway, yeah, when I was like, you got to be kidding me. It is the nicest rendering I've ever seen I have two other uh, bowling green wall street statues in my closet But uh, this is the nicest rendering that I have and for you guys that that uh, where money isn't an issue Order one support the guy, uh blast it out. I think he's advertising that he only has five right now available Um, and they're it's a bronze statue. So they go up in value Pretty cool. I have two I have the lady justice For you guys that have been following me for a long time And that really proves to me that there is justice in the world There is All right, uh, and it's a pretty cool album cover. I like and justice for all but anyway, like it just shows me that um justice exists outside of people And it's the time where um atonement happens Is where justice is weighed against an offense and and that's why I like it so much but um leon helps me to Remain bullish on the markets Because I am a bull on financial markets Saw a nice tweet today. Don't underestimate the american consumer Every single piece of information Don't you think that this game right now is somewhat predictable? Don't you think that It's ironic how last year all of the same stuff that's going on right now Uh, it is going on was going on last year and everybody not anybody was talking about anything other than Bitcoin conferences and cryptocurrency and how that's going to be the next thing and and this and that I don't get it. It's as if they pull this propaganda out of the closet during times of market Down turn and retail investors man This is why i'm tough on you guys because not you guys but retail investors as a as a whole man buy right into that It's like, oh my goodness. Maybe I need to just soil myself and sell all my stock. Really? I found it interesting how lots of people wanted to Uh, tell me what I needed to do You shouldn't click bait ryan You shouldn't click bait You maybe you shouldn't pay so much attention to others really unless you find value in it go somewhere else It's all good. Okay. The irony in that is I said I sold my shares Because I was tired of people coming to me telling me you should sell your shares. What's worse, right? I don't do that to people. I don't I think jason with j mac investing He's the first one and I give him full credit for introducing highly on for example to the greater youtube community And it's going to be a wealth builder. Okay, it's going to be a moneymaker All right, but if jason sold his shares on monday Do you think I would get mad at him? He's a friend of mine. You think I would get mad at him I don't care You shouldn't care either so much Let it go Focus on your program a little bit more. All right That caught me out of left field man. I was riding the transit train in and I'm checking my phone and I'm like Jesus christ. I'm getting blown up here. Why didn't why didn't this why didn't this person just send me a dm and say I'm really really offended ryan, you know Like this person did eight months ago Which nobody knows about asking me about my honest opinion about highly on Nobody knows that that's why I found it a little bit interesting that just out of the blue We start taking out the knives I got to blame somebody sure as hell can't be me I had this dream of instagram riches I was going to take my photo because i'm such a great investor Like I said a little bit of a reality check. It's not going to happen when you want it to happen It's going to happen eventually or maybe it doesn't happen I don't know but it sure as hell didn't happen when you want you want to start blaming the i2 All right, maybe I should quit my project and just go do something else That ain't gonna happen. No way. No freaking way There's too many people out there that'll benefit There'll be people out there that make money on this doc that don't deserve it. They don't rick deserves it rick's the man I meet people like this and it's like we've conferred behind the scenes and just a super super good guy These are the types of network people that i'm interested in getting to know If they're not interested in getting to know me no problem I'm actually interested in getting to know people good people You want to know why because good people are hard to come by And let me tell you if you're going to judge me based on what you see through what you're seeing now Or what you see on a thumbnail about me my hair on fire my hands on fire You're probably getting a jaded perspective of what I truly am inside Nick yeah People who know me would attest that I would go the nth degree Um, I've saved two lives. Okay in alaska Um and and people don't do that stuff and people who do it don't talk about it And if they were put into that situation would they do it again? Yes, they would but you don't think that there's an underlying root of why I do this channel You don't think that by me putting out my message that it has the opportunity to help somebody Get started in financial markets where maybe they they hadn't they wouldn't have gotten started at any time before Right, maybe they get a little bit of inspiration to understand that holistic approach to be like man I'm 20 years old every social media create content creator out there is telling me that I need to just not get a job Not pursue a career Not do anything with my life other than just go full bore and become an entrepreneur I don't know what my product is going to be youtube says the the product is me Let me tell you most people are not that interesting. Okay Even the channels out there with millions and millions of subscribers. They are not that interesting Okay, the irony in the whole thing is that people will follow and they will follow in rogues Mm-hmm. Say the right thing be elegant. Okay. Don't be scathing like me. Don't click bait and piss people off. All right Mm-hmm Thank for yourself man. Super super important man. Let's get to some questions. Very cool. Very cool Get down here and david's in the house fantastic I'm all the way at the bottom when I took the stockbrokers test They have a question about small lot theory and retail traders who buy at the high and sell at the low That is exactly right and in all fairness It's underlying premises like this as to why I come out with the independence investor channel Look if I had more faith in the retail investing community I would dissolve this project away and you guys could teach me You could you could be like ryan duck. What were you doing? I told you to sell eight months ago. You crazy bastard Right. I know if you should have sold when everything was up You're right. You got it all figured out not like I haven't been through this stuff before Um, I get I could say that it doesn't feel very good, but I'm numb to it anymore. It doesn't bother me Hmm my money's on a plan If my one dollar invested goes and gets cut in 50 percent and in half, okay The the the law of relativity says that you look at that one dollar cut in half by 50 times whatever factor To get to your portfolio size The one dollar cut in half shouldn't bother you any more than 50 of those dollars cut in half 100 cut in half a thousand cut in half, okay And in investing The irony in the whole thing is that you've built up to that amount and now you're taking a digression in your money And it's painful. You're not used to it going going down. You're not loose used to losing money Right all it's doing is breathing in That's it. It's all it's doing breathing in one dollar 72 cents 68 cents 52 cents Dare I say 50 down on your money? Right nothing's changed. It's just breathed in Portfolio is just taking a break. All right, the bears have taken a hold of the markets and uh, the uh exacerbated selling is It's not not caused by the systemic shocks that are being put through the market It's because of exacerbated sell-offs guys. It's because people are shitting their pants. That's what that's what it is Okay People are sissies And they need to grow a set like me and leon Seriously, they do I would wish upon you this if you're gonna get involved in financial markets Um Get involved for the right reasons and until you understand what those right reasons are don't invest for yourself All right, no it's just that simple and You have to you have to believe in the program that you put in place And if you're a passive investor, there there is no level of skill that that takes it takes no skill zero Put those ETFs or index funds or mutual funds if that's your thing into a tax Uh a tax protected vehicle like a Roth IRA. You fund it over time. It's very simple Anybody can do that and I've got a few of my new investors in the group here who have just started investing And this lesson that the stock market's doling out right now is worth It's priceless it is because There's nothing in way of preparation that I can get you ready for a downturn in financial markets There's no way I can do that But when it happens and you've been properly coached in a way that you understand why it is that you're doing what you're doing Why so many other things in this life are socially acceptable to get involved with and lose money Buy a big truck and lose money All right Buy a bunch of crap over your life lose money. I talk about it all the time Go out to eat five times a week and lose money. That's okay. It was fun. It was fun. Yeah, how's that working out for you? You're still broke All right, you've been doing it for 20 years How much life savings do you have zero? Congratulations. When was the last time you evaluated your discipline and your spending plan? Never Maybe you want to do that Maybe you want to pull back the curtain on your budget and you'll be amazed at what you're what you're spending Yeah, yeah, it's an eye-opener. It's crazy Guys like myself, we've done it many many times and I have a living budget That's why I don't spend money on anything nothing. I'm a cheapskate cheap bastard, right? We go and do groceries I get up sunday morning work out Savage and then I go to walmart. Why do I go to walmart at 7 30 in the morning? Why trick question anybody got any idea? Because nobody's there except me and the stalkers and the stalkers are relatively happy in the morning unlike people At one o'clock on a sunday afternoon at cosco or walmart our target or kroger or any of the other department stores They're all pissed off because they're all trying to play bumper cars to get their bananas Because they watch too much social media Life is good. Stop being such a wiener all the time. All right. It's all good Okay, please share leon's store. It's in the description of this video you can click over to the yetzi site if you'd like please and um Like I said, I I'm working it out right now I don't know if he's going to be able to provide some sort of referral or coupon code I told him I said there's a lot of people in the group that'll just buy it to help support him I do want to to premise. I'm not getting anything out of the deal. Okay. I just told the man I said I love the rendering. I want it so I got one for myself And I wanted to share that with the group because again, it is the best rendering But thank you for that. I did provide it down. It's the wall street bowl In the description of this video and you could just click on it and then follow the link I can't put it into my Shopify account Because the payments all go to me for my viper group and this and that but it was the least I could do to help him And I am going to do a video on it actually Probably do an instagram post and really just help the guy Um francisco's his name. So if you do click over to the yetzi site, you can quality control check If you just remember francisco, that's the gentleman's name. Just just an absolutely beautiful man Absolutely beautiful person. He's from europe, right? Europeans are they're awesome, right? Americans are pissed off all the time Live in the footlands of netherlands No wonder you're happy all the time you live in paradise Here i've got to fight up and down the aisles at walmart and fight people because they're so angry at me for Reaching up at the same time at the in the salsa shelf, you know and and by god. I'm just too close to people Uh It's no problem and i'm i'm glad to help and i'm i'm glad to have the project and i'm glad to pay it forward Very cool stuff very cool stuff says He quit he put the patch on his arm No more instagram. All right, uh, they demanded my birthday. Oh man. Is this something else man? It's something else. Um Secure uh is the company that we're we're we're helping to uh promote here on the independent investor channel promote and Provide some awareness uh purposes too, but it's it's the clawback. It's the oh my goodness We've given away the farm to big media microsoft google facebook man And they we've electively given away the most precious thing that we ever have and that's our data And uh, we've given it away and they've sold the farm and and then a company like secure comes and says Hey, we're gonna we're gonna put your data in a secure in a server over in the swiss uh in switzerland and because our laws are a lot different than y'all's y'all laws man, but uh Anyway, it's um pretty cool stuff Especially for businesses may catch on to more of the private market down the line when people realize that they're being raped every day for Their information. It's just absolutely lovely, but uh god bless america God bless america. Just absolutely fantastic. Oh god first first time catching the lives dream No, I hope I haven't lost you. Okay. I've invited you to leave now a half a dozen times. Look, that's just the way I am All right, um, I've been doing social media a while But I am I am far from a social media figure Okay My goal is to use the power and conduit of youtube to reach people on a granular level Really touch uh and get below the surface of what motivates people right to identify those day to day things Man go into freaking job feeling your gas tank Getting uh off your ass and doing something productive working hard finding a side hustle if that's your thing Right, maybe finding a little bit of capital appreciation in the stock market kind of hard to talk about that stuff right now Right kind of hard to talk about it when the market's down But the irony in that statement is this is the very time that we need to be talking about it right now This is the time that he's like Ryan, what do you mean? This is the time the market's terrible. We made it through another week I think I see the comments here. We made it through another week. We survived Ryan. Yeah, yeah The market's got cheaper Right The market's gotten cheaper I thought you know what I should have held my strategic buy because I bought the market Uh just today in my tsp And of course, it was the one day of the week where it was where it was up but you know i'm dollar cost average and those I can't beat myself up over it but uh Anyway, it's glad. I'm glad to have you. I am glad to have you and Any anytime somebody comes to the message I always welcome them and make sure that they understand the premise of my messages This isn't to I say and you do type of thing. Um, that's not the relationship that I demand from people I just think that People need to be um, they need to be put on a charge To find out a little bit more about themselves and weigh a potential They do Hmm Yeah People don't give themselves enough credit man for achieving Something better than what they think they can achieve I sit with people all the time and I'm like, I see potential in you that you don't say in yourself I say that all the time. Um, maybe it's arrogant. I I don't know, but that's the truth That is the truth and maybe the truth hurts Maybe it waking somebody up a little bit to be like man alive. That's incredible. I you know, I feel inspired It's fantastic. That's great You don't even have to say. Hey, I feel inspired by this guy feel inspired by myself For the first time in my life, man. I feel like I can you know, take control of this stuff and it'll take you time It's not gonna happen overnight It's not if you're unemployed out there and you don't have a job And you're like, man, I just listened to ryan talk about how important a job is now I get it now I get it Oh, I look in my eyes. I'm telling you how important it is. I'm telling you Get a career. Not everybody is going to become a millionaire Not everybody's going to become a millionaire and you want to know something It's all right It's all right If you can't be happy with yourself Dead broke How the hell do you think you're going to be happy with yourself when you've got millions of dollars? That's the fallacy People believe that all they need to do is just continue to be unhappy their entire life and and and exercise bad habits Their entire entire life, but when they get to that goal, everything's just going to flip on its ear And I'm just going to automatically become happy again Really you're kidding yourself You're kidding yourself Keep watching instagram, right every clear boy. Keep watching instagram. That'll make you happy This is the most time I spend on social media During my week is on the live stream with you kind folks And I wouldn't have it any other way it makes sense This to me is not really like social media It's like we come in and we have a community discussion and We all banter around the same conversation and you leave the live stream and you enter into the following week that much tougher That much tougher Maybe you look at an aspect of your life and say, you know what? I don't know man Maybe I've thought about this for a while. Maybe I don't need it anymore You know, maybe I can cut that out cut trim in the fat a little bit Maybe I don't need that in my life. It's not helping me at all right Yeah Maybe you could make a move right here in the market Maybe dollar cost averaging the market is a little bit different than what everybody's saying You need to time the market or you need to do this or Because this group of stocks. These are the funniest go to twitter twitter twitter is like a cesspool I'm not really sure what elon musk is thinking. He's basically paying $44 million or $44 billion for a big big mountain of manure Just so he can control the dialogue. It's interesting to me. Um, but what a cesspool of garbage? Mm-hmm Very very little of what people have to say is really that important Right It's relationships man. It really is um He just uh, my brother erics in the house here. I see here a condolences my friend and and it goes out from me To you brother no doubt about it I'm sorry for your loss there and thanks for coming in maybe this will give you a little bit of release anyway mm-hmm for for a few minutes But uh, thanks for coming in brother. I'm with you my hearts go out and the condolences man for sure Thanks for coming on it's been in a few moments with us man When this type of stuff happens to me man, I I just put my head down and go right to work Because that that that's what the people that uh Have been influential in my life would have wanted me to do Hmm And that's what I want me to do. I'm my biggest critic Trust me. I don't need somebody posting on facebook what it is. They think of me. Don't worry. I do that all the time I don't need your help Okay, if you've got deficiencies yourself enough to where you want to come in and you want to batter on somebody else, man Um, that's your deficiency not mine. I don't do it. I don't Um the the person that I'm hardest on in this life and it has nothing to do with social media is myself That's it Be honest with you guys take a card out of my playbook man That that should be your area of scrutiny and by nature of my scrutiny I'm starting to realize that that scrutiny not to be uh overbearing But to at least to constructively critically break yourself down a little bit and you know, nobody's perfect So when you get Those things off kilter a little bit You know exactly when it's skewing off a little bit because you start to go toward those things that are going to divert you from your goals And boom you got to get it right back and sometimes I'll stay in that funk for a little bit a few hours Here and there sometimes it'll bleed over a little bit here and there But I know exactly when it's happening All right, and I insist on being locked in to the to the plan man I insist on trying to keep it as straight of a line as I possibly can And I would hope that for you guys. Absolutely. All right Very cool. Thank you, thomas. Appreciate you making your way in my brother. Thank you. That's very very cool Because so many user bots. Yeah, no, I know I saw that today I saw the I saw the twitter. Uh, it was probably an elon musk bought saying that they held the held the transaction anyway, so Um, which is a better Buy goldman black rocker jp Um, I own every one of those. I don't own vym anymore It's a great etf of of dividend stocks and the dividend appreciation fund is what I own now But they're all great. Um, I've taken a little bit of a different philosophy Uh in my portfolio structure I don't share too much of that on the live stream. I didn't even do the portfolio roll out I'm at 444 for anybody who's interested. I lost a few thousand bucks this week No big deal I'm not even gonna do the review because I've liked uh engaging with you guys, but uh, I own goldman. I own a big position in black rock. I own 10 shares of black rock jp morgan I own in the raw thigh array v o o I own At 85 shares of v o o in my wife's account and then vig is in my raw thigh array and then I own about 100 shares of vti in the brokerage account The total stock market that I can fund at any time So your strategically should be based on How much safeguarding you want to put on it and how much access you want to have Over that money and make sure that you can fund it to the level that you want to fund it Okay, because some of those single stocks may be better served in a brokerage account To make sure that you can fund them directly in any time that you want While others like the etf is a great baseline in a raw thigh array I would suggest that even the vym and the vig Are both really really good baselines within the raw thigh array account. That's a good question. Thank you, thomas Appreciate you. I'm a big fan of uh of vanguard. That's the predominant of the products that I own Get a job rent a room Start a 401k Work your ass off and save for a house hack rental property These are all things and I always award a moderator bjj freak 82 got moderator status tonight and I do that just because When people's thumbnails, they stick out to me as kind of a frequent flyer You're now a moderator on the channel and it's comments like this that I really really appreciate because You could spend a lifetime thinking about just the sentence right here. Look at how much information was dropped right here just in am I thinking about all my categories and I Frame this nicely for you guys in the pyramid You guys can do whatever you want write a list. Um, I think about this stuff all the time. I have my Uh strategic goals memorized and I always are kind of thinker. Okay. Um, that's what I do I like thinking and you know thinking about certain things and I don't know philosophy screwed me up in college It made me think about some really cool stuff, you know I read this socrates and he's like know that you know nothing. That's the answer and I'm like God dang, that's incredible. I could do that. I I know I know nothing socrates. It's me and you man We're together and we're me and me and socrates are our own boys Absolutely, uh, but thinking about that stuff and super super important man's good stuff cruising up here Yeah, ethos in the house man. Hope the family's good brother privacy will be a huge business in the future Yeah, I think so. Um, you know with regard to the micro cap stocks Uh, it's interesting enough. I had a nice, um off base convert conversation It wasn't being recorded when I spoke with the ceo silas, um of hs gov And he was like, yeah, everything's getting beat down right now But I certainly wouldn't dismiss the small cap market right here Um, I think it would be a big mistake to start throwing in the towel right now I I would never do that. I don't see any indication that that's the prudent move Um, not even close No way, but there's some companies out there doing some really really good things And, uh, hs gov tech is one of those actually they're doing great things And, uh, you know, it's interesting to me. I actually asked him during the interview I was like, how is it that you can come on and talk about all this great stuff that your company's doing When there's so much doom and gloom in the market and he was just like, well You know there's financial markets for you, you know, and and that's Not every company out there is struggling. Let me tell you that right now Okay, and although we're going through a little bit of a swoon in the market with some volatility We want to stay long Absolutely, because where it seemed like it flipped a switch to the downside It can absolutely flip flip to the positive as well. So Ethos is a good friend of the channel. He always has been always will be He's been with me for now for a while a couple years. Anyway, most of the time here in virginia And back even into new york. So I'm going to kick over and help ethos subscribe to his message as well And that'll help him as well. I get a couple minutes left. We're going to kick it off at 60 minutes tonight I'm going to chill out. It's been a crazy week for me. Uh, it's been very very busy very very busy Exercise part of my daily routine if it's before or after 12 shift always a priority Um, that's a great comment And I like the part where you say make it a priority I schedule my sleep around getting up early. Um, I don't stay up late anymore Otherwise I I drag if I go to sleep at 11 30 12 I I can't wake up then but the the next morning for sequential mornings in a row and keep my Keep my good streak going. I won't do that. But I like that. That's a really really sharp comment. Very cool Um I'll victory says I need this I'm in debt to you my friend. Thank you that that's that's a kind thing to say and Um, probably speaks a little bit closer to the truth and why I do this message in the first place Mm-hmm if it can help you Take it No doubt about it. Um, this is stuff that I exercise in my daily life every single day Um, there's not a second that I don't exercise this Not a second in in all aspects of what I talk about And it's not just investing Um, I talk about those holistic things and I started doing this about a couple years ago When I started to talk about focusing on relationships and for young people it can be friends I have no problem with that. That's great Focus on fostering relationships. Focus on identifying a network of good people Focus on how it how you're going to establish a career or pursue a career or establish a foundation in your life because It's that very foundation that you will build all of this other advanced stuff on top of but you cannot build it Unless you have that foundation first. That's great to see you. Thanks for coming in victoria. Great to see you And kevins in the house here. How do I find your m1 stock portfolio? You're going to have to send me an email and I will send you a link via email Unfortunately m1 finance will not allow me to share a portfolio with over 50 For affiliate commission and I will not put that in my description Just just out of the blue. I could I guess But if you want it send me an email direct and remind me say hey, it's kevin from the live stream and I'll fire it back Do you no problem? Yep, and I'm glad to do it. You can have it. It's no problem at all. All right Wait a minute. All that sounds too easy. I might be relaxed and there's the money in the great companies that can Don't make this thing more difficult than it needs to be man I tell you what a lot of people think that if they consume a bunch of social media How many tweets a day can I consume and that's going to get me ahead? I don't know try meditation That's a good thing. All right. Very cool stuff. There's my buddy Sorry, I'm I'm just now seeing you in here matty I hope you responded to me. Please. I sent you a private message Please confirm there because I've kind of set some things in motion for you. Hope you don't mind, brother But it's good to see you put more in the market good Um today, I wouldn't have been so keen on putting market in the Money in the market today Things have been pretty volatile. I I like to buy on the down days. I wouldn't have bought today But uh, it was nice to see a little reprieve in the market. Anyway, it's great to see you my brother. Thank you Very cool stuff And david says only fools can time the market man That's a good way to end the live stream tonight guys in all sincerity man I was feeling a little saucy tonight for sure little bit of Of angst I guess it gets under my skin because there's no place for it. There's no place at all man If your focus is on the right stuff, okay? You don't need to you don't need to be focused on that stuff. You don't You should spend 99.9 percent of your time focused on your program You sure as hell shouldn't be coming on to social media and trying to identify those things that people do that you don't like Okay, get over it. It's all good the very nature of our ability to come on to social media and share Our deficiencies and share our ability to light our hands on fire and light our hair on fire Is just the beauty of social media. All right, do not hold a grudge guys We'll be back with you next week nine o'clock eastern standard time on the fastest 60 minutes on youtube the independent investor channel live stream Be well. We'll catch you next friday