 The weeks go by just so fast. It just seems like a couple minutes ago. I was doing the Friday live stream last Friday And here we are looking to turn out the product again What a week it has been absolutely horrible week worst week of the year this year I think it's the calm before the storm my friends have no fear This these times they do pass and in the acute They seem like they're absolutely unbearable and that they're never gonna go away and you look at the stock market on one Given day and make your entire investing pieces based on what you see in the acute big big problem in error and fallacy in your application if that's You know what you're looking to do. I'd like to welcome everybody to the independent investor channel before we get started this evening I'd invite you to the independent investor group calm I had a few people sign up the last week for the newsletter very cool I just released my new one the Viper group always gets first dibs on that We had a new member this week Cherie is our call out of the week this week for joining the Viper group very cool stuff Very glad to have her as we as we grow that product and it's really cool because You know folks can hit me up with questions and I usually share audio cats and they're about you know What I'm doing and what I'm thinking the theme of the last three years has just been By the markets and I want to draw a very simple distinction between The euphoria that goes on when the stock market is going up every single day and people are very very excited People are more apt to buy the markets people get excited about investing in general People tend to tune into social media more. They tend to feel better about themselves They're a great investor. Therefore. They're an awesome person They might be a complete asshole, but because their stock portfolio is doing really good that automatically Gives them immunity to being an asshole and now all of a sudden everything is good But certainly the buying activity is much more Favorable I think when it should be less favorable and times like this I find it all too often interesting how the consensus now is If I was going to put my thumb on the pulse, I would say that it's horrible It all fairness. It's horrible. It's absolutely freaking horrendous I think that These are the times right now when you need to be sitting back and taking a scrutinizing look at the stock market understanding that Where you'll potentially be In the future is absolutely the application you need to be making and and making your decisions with more of a long-term vision than what's right in front of your nose and I tell you what man the propaganda on on CNBC is is Really really interesting and they have people come on sometimes that really get my attention and and they talk about Investors being really really stupid with their money and they quite frankly they are I don't know what it is about money and the human psyche That just it makes people batshit crazy, and I just don't I can't really put my thumb on it If if if the stock market in essence is going to make you unhappy Based on what's going on right now then by all means don't invest, okay? Take your money buy a $75,000 truck If that's what you want to do make yourself feel good about yourself every time you get behind the wheel of that Silverado Drive that son of a bitch up and down the road show off to your neighbor's parking the driveway in a way that Flunts it go out there wax it every single week. I don't care that makes you happy, and I'm all about it I'll give you all my blessing. All right sherry. Good evening to you sherry's the newest member of the Viper Group this week very cool stuff Welcome sherry to the group and and to the grander Viper independent investor community. It's very cool We're growing that product, and we're glad to do so What if you have not clicked over to the independent investor group calm go to the bottom leave me your email link You'll have access to not only the free newsletter, but also the free 35-minute Training tutorial where look it everybody should watch it. I watched it back, and I created the content So here's the funny thing if you guys question my devotion about investing. I freaking love investing. It's just that simple I would expect the more people resonate with the idea and the challenge of investing investing is not easy Aspiring to a life of greater wealth and deeper purpose certainly but Financial security into the future is difficult to achieve. It's not easy. It's hard. It's hard work It will Try your mental patience You have to be mentally strong to make sure that you can survive in this game over the long term Because it's it's very difficult The sentiment that I speak of I believe is very real, and I think it's really really poor for me Not so much. I give you my sentiment my thumb on the pulse to give you an idea about the propaganda that I think you're probably Being subjected to and unfortunately a lot of people will react to And that propaganda all has a bottom-line intent of Getting you emotionally drawn into the message as opposed to making decisions for what is in your best interest long term Now this is the independent investor channel I predicate my message based on the idea of taking control of your own money That's something that scares you or you don't like again by all means trip and fall into the Silverado or Trip and fall into trusting everybody out there under the Sun I think you'll find that if you do have a half a dozen or a dozen people in your wheelie house That you're relying on to get you to the promised land I think you probably set yourself up for some real disappointment and I there's a lot of schools of thought out there that would suggest that you Have to trust the experts Trust the experts and that way you can go on with being an expert in whatever it is that you do I contend that there's a few aspects of this game your day-to-day operation your mental approach the way that you can carve up those important aspects in life and Really look to command those important things and then they will start to permeate and they will start to complement each other Okay, I talk about diet. I talk about exercise all the time. I practice what I preach I was there every single day this week. I will be in the gym tomorrow For day 6 straight 0 500 for a lot of people are like, yeah, right. I don't know. You know in the morning is scary I didn't like the prospects of it either, but what I do is It's it's something that you kind of get addicted to the feeling you get and the quality of life you you have by Proceeding through your day having had the opportunity to get a very very important of What I value Out of the way so I can continue on with my day I'm speaking to you guys over social media here 9 o'clock Eastern Standard Time here out of New York City My work is done for the day It's been an absolutely insane week for me this week a little bit higher stress on the Richter scale That's for sure. It has nothing to do with the stock market. It never does stock market will Provide opportunity that they've been providing over the last three years and I've been taking advantage of those opportunities in financial markets evidently there was a Fiscally responsible bank out in California that went default on a bunch of their notes and actually had an old-school rush on it It was the big news today Everybody was talking about the entire country and the and the grander world falling off of its access and actually burning up as it spiraled into the depths of the Sun and We cease to exist because this bank out in California and silicone Valley because the California is so well known for their fiscal discipline Out there has gone tits up and it's going under My sympathy goes nowhere for that type of activity and whether or not it bleeds into the grander The grander financial markets, you know Goldman Sachs Morgan Stanley the Bank of America is actually a very very conservative bank It's the banking institution that That I do business with But I tell you what these guys will grasp at anything To try to install the fear factor and you know, they interviewed one individual today on CMBC He talked about the unfortunate or the fortunate Having his money in the bank during that rush. He was lucky enough to get his money out But as the interview rolled on I guess he had 43 Relationships with other, you know startup businesses companies. I mean the guy was probably worth a hundred million dollars I come on to YouTube and I talked to you guys as somebody who makes a blue-collar salary I've made less than six figures my entire life and I'll continue to do it if it's possible that I Can declare in my newsletter for this week what I have declared $500,000 portfolio break it down by the numbers actually show you actually how many accounts I'm working with and and the amounts of money and I'll expand on that as the Newsletter grows. I will expand on those I will update those and very very simple to update and I just think it's a clean and easier way to do that For the interested patrons that that want to understand how a blue-collar retard like myself can actually amass a fortune The way that I have come on to YouTube and actually scoff at the morons that would have you believe that there is no hope I'm wearing no socks right now. I'm wearing no suit and tie I'm Sitting on a pile of money This guy right here. He says he sold it all. He's kidding. He's self-made millionaire. No big deal So we rub shoulders with the best here Matt's worked really hard and there's a few pieces of key pedigree that go into the mental mindset That will set you far and away From the masses and there's a lot of really really good people out there That are just really simple people that just say I don't really know a whole lot about finances I don't know a whole lot about the stock market. I don't trust myself with my spending discipline You'll find some of those tips in the newsletter from this week that actually speak to that I'm the one that writes the newsletter. I don't have an FN that auditor that does my work for me That stuff's free of charge So for the people who come in I had my fair share of hate this week I always do wouldn't be a complete week if I didn't have a good good a good dose of hate through social media talking about my My apparent lack of acknowledgement that I'm losing people money by sharing My investment with highly on holdings that just came out off of a fabulous 2022 and is disconnected right now just like every other stock It's funny how we isolate these conditions and we you know would suggest that somehow The stock is reflective of what the company is doing. No stock is reflective of what the company is doing right now. There is Some real exacerbated panic right now in the in the market. I think it's but I think it's funny Really to truly disconnect from your money and to enjoy what it is that I enjoy I had a tweet come back tonight and some guy was joking with me Hey, I want to get some of what you have because he thought I was crazy for coming out with a $43 price target, you know, three and a half short years ago. The stock was at 58 for no reason Now it has every reason to be at half of that and it's not even near near that So, you know, the question is What type of metric are gonna we gonna get through 2023 and then in the eyes of evaluating a company like this? My time frame stretches to multiple years And I'm totally fine doing that and I'll demonstrate that discipline for you guys In how it materializes in the portfolio over time We're biding our time right now. We're hunkering down. We're putting our haunches in We're buying the markets Calculatively, I know there was a few people that actually Kind of talked to me a little bit about what they're doing with their, you know, with their portfolio strategy I like this one. I ran out of minutes Jared on the close of the market today. It was you're gonna make a transfer over I was gonna put a $5,000 bill into the investing account and I just I ran out of some time Got a little gun shy because I already did three grand this week as well Opened up a nice position and highly on at these basing positions at $2 and 40 cents or so And I was happy to do so continue to dollar cost average the markets We're actually approaching one of the financial thresholds. It's I'm gonna be fun to roll out these Ideas that I have about breaking down money because they can help a lot of people There's no doubt about it. The live stream is kind of the culmination of that You know, the independent investor channel has morphed into something really really cool for me Monetarily where I can do, you know profiling of some companies young and emerging companies that are coming up through the ranks And I tell you, I got a lot of scrutiny on my coverage a parcel pal. I'm up 67 percent in the name already Um, just to hold the stock for a couple months and you know, I I find it interesting how there's uh, quite a few people out there who think that they've um got What it is that I need to do with my portfolio direction and strategy Understood more than I do The irony in that and you can take this to the bank for what it's worth. I I don't spend my time at all scrutinizing their program. I don't spend any time scrutinizing yours Um, I threw out themes of ideas to suggest that most people are in debt are you uh, and so I have a A lot of different ways that I can frame statements and frame comments To get you thinking along the lines of what the answer is to that question and more importantly what you can do To kind of move yourself off of that rut Because if we're truly looking to build up conditioning and build a strong mental mindset And really help people get a holistic approach to life This money thing to me is one of my favorite topics. It's Absolutely riveting. It's it's absolutely one of those things that is just a fascinating topic To see what's happening right now in financial markets. I mean you go back Just five short years ago and the discussions around Google and the discussions around amazon were just a completely different just a completely different discussion and Mary I look into the numbers and suggest that the companies are growing Um, e-commerce is a very real thing and it is expanding and growing Google is doing some fascinating things with their technology growing free cash flow And so the company is still chugging along but the narrative has changed and that's really where unfortunately Even the best companies out there get their story kind of turned on their ear every now and then and I think for those investors that i'm looking to get through to you don't have to try to outsmart the market You don't have to try to hold amazon Through this 47 down turn that it's been in That's single stock investing for you and if you're here in my message out and you're new to investing You should kind of sit back and really ask yourself. Is that for me? Is that really a game? I want to engage in or is there another strategy out there that I might be able to participate in to start to build up my tolerance to And my tolerance to fluctuation in financial markets You'll see in the newsletter there that our 401k is approaching the $2,500 milestone And you know, that's the first three milestones 500 to 1,000 to 2,500 In route to 5,000 and then the all elusive 10,000 I would suggest that we have a chance to get that and I've surpassed the 10,000 milestone many times over already surpassed the hundred and quarter million and five hundred thousand dollar milestone 500 once the the next big milestone is the the all elusive 11th seven figure mark when when we Million dollar mark and I was just commenting to my wife tonight. I think in more conducive markets. We're probably sitting on three-quarter million Markets just have not they have not done that. They're they're they're in a pause right now And you know rick santelli is one of those commentators that I actually respect a lot fantastic He's usually working out of the chicago mercantile But he talked about the fact that you know, you wonder what the hell Happens when you shut down the largest economy in the world or one of them And and and then restart it and you wonder why you have such a hot labor market You wonder why we're going through some of the things that we're going through right now And I think a lot of it is more normal than abnormal and so When you when you put it in the box of normal wouldn't it be safe to assume that it's more of an opportunity now Time will tell okay. I don't have a time capsule I'm not going to go into the future and I'm not going to say for sure 100 percent that right now is a good time to to invest what I'm going to suggest is this Through deductive reasoning we can kind of look at The historical opportunity that's traditionally provided by the stock market And it's usually during those times when people don't want to touch the market It's usually during those times when people are more apt to say Let's put money on the side. You can read articles about that vanguard just came out an article start to build cash right now And you know you start to get inundated by that you start to think gosh, maybe maybe markets are too scary to actually add And and unfortunately for the individual investor. That's the actual time You want to be starting to dabble in financial markets and and even if you do it at a clip that is comfortable for you And you don't get crazy about putting large chunks of capital to work right now in volatile markets Things are shitty right now. There's no doubt about it. Okay Oh people are coming to the independent investor channel and be like man, this this guy's talking about You know roses and walking the yellow brick road Not talking about that, you know, they're shitty right now but the question becomes Is this not providing a mark off of the all-time high in the s and p 500 To maybe strategically inject some capital on the single stock side I think you need to be really patient on the passive investing side I think there's a certain percentage Depending on the amount of capital that you're looking to allocate to financial markets now to at at least get a start Um and at least start a dollar cost average schedule to suggest that if the market goes down You benefit and you buy if the market goes up you've got that strategic start in there enough to actually benefit from The volatility in financial markets and one thing I've always tried to resonate with individuals And I really want you guys to understand this if you like the information use it It's a strategy and a philosophy that I've Really come and become accustomed to in my application in my discipline And that is to try to try to profit from from from down markets or up markets Position your portfolio to profit in either market. Okay long term passive investments on the long side dollar cost averaging to catch those dips and buy those Opportunistic opportunities in the market And you'd be so much better off and you can focus on those things in life that really really are important guys Welcome to the independent investor channel live stream. I really appreciate you guys We got a hell of an audience in here as we start to emerge from this interest rate Environment and we start to emerge and we start to get a little bit more positive sentiment in the market I would expect that this product and the The patronage from the viewing audience to actually increase And I sense that it's been doing that over the last couple of weeks and that I do appreciate Financial markets is not something you want to put on the back burner When markets are doing this it's actually the time you want to dig in And you want to put in a little bit more extra work because the profits over the long term During times of volatility and not following the crowd And actually per prove very profitable over time be back with you in just a moment Had mentioned last week the s&p the bottom 75 percent to the mass and volume in the s&p It's currently trading at 14 times. I'm satisfied with that You have to remember the top end of the s&p 500 made up of your amazon's your invidias Those were trading at some pretty healthy multiples there for a long long time That aspect of the market has also rolled off as well So, you know, you could really pick off any part of the market, but You know, I think I think the u.s. Markets demand a premium. I've always felt that way I've always been heavy-handed toward the us domestic market as well as the developed european nations as well Of course, germany uk And some of the some of those developed nations Some of the emerging markets as well India certainly Is in that camp but certain certain strategic pockets of the market look really really healthy right now But certainly developed europe is really quite good. I have exposure in developed europe With my overseas fund and those are some of the things that I share in detail But if you do pick up the newsletter, you can at least get the or just read through the portfolio figures That's of interest not very commonplace Through social media to have somebody be that transparent With the with the amount of net worth me. I just don't care I don't I don't look at money the same as others. Um, I truly do apply an independent perspective over my dollars And the beauty of this product is that the way matt money who's in the gallery tonight or the way passive income or Cherie and tim. I see you guys andy in the group here You guys have the ability to put your own unique independent twist over your money Um make no mistake. You don't have to apply the way I apply my independent path That's not the idea here Now collectively together We look to avoid certain things that unfortunately have kind of gobbled up a lot of people And had people understanding that there is no other way to take control of your own money It doesn't get any better than this guys doesn't get any better So I do think stocks are on sale to a certain extent I wouldn't get crazy on this I've saved cash all the way through the last three years without going all the way to zero So you got to be kind of careful, you know Household debt. We know statistically is consuming people We know that people are opting for the silverado. I wasn't just joking about that You know where people put value There's nothing more that I enjoyed buying for my future Than stock and company or or passive positions In financial markets. That's where I see value You know, I could certainly make a case for real estate land But I you know, I'm a little hesitant to just jump on the suburban bandwagon. That's just me I think if you're willing to go rural, I think that's okay but You know for for the urban type of perspective and and where everybody has been flocking post covet Think I'd be kind of careful with that. Obviously if you live in a home, I congratulate you Especially if you're in on that low interest rate one to two to even three percent Looking at looking at how much money and if the Fed stays longer higher and longer forever Excuse me for for an extended amount of time Those home rates that you've got locked in at two three percent are an investment in and of itself So some of you guys are working with some real wealth and it's almost better to just put it out there in front of people And really celebrate personal wealth I'm a celebrator of that because All too often I find that the institutions are provided all the advantage If you don't think that the institutions and the hedge funds are going after the real estate market And haven't been doing so over the last 20 years I would just kindly ask you to wake wake the f up. Okay It's a hostile takeover going on right now Pockets of value are being harder to extrapolate from the real estate market Stock market's no different. I made a tweet tonight talking about price targets You know, I throw stuff out there just to be kind of funny, you know with my highly on price target at Forty-three dollars. It's been there before I remember when it was there it hit 58 Um and for no reason No fundamental reason at all. Remember the bulk of my buying has happened sub 10 prior prior to Its initial offering price through the SPAC process at ten dollars a share It's currently trading at about two dollars and thirty cents a share closed up just fractionally today in the face of A horrible market. I mean just you look at the you look at the board the heat map on the markets now It's absolutely horrible. What does that mean? You know It means that you know, even some of those come at companies with some of these promise They're unpromising markets. Nikola highs on highly on You know, even tesla, which has probably got more favor than any of the group out there for no good reason at all um Is in a very very exciting industry Unfortunately, the word innovation kind of Attaches itself to it and we are not in a market now that's going to give credit Uh for anything that is less than fundamental somewhat speculative on future earnings That's just not going to happen this market over the last six months to A year has proven that out. Anyway, I mean, it's just it's just one of those things that That we're in right now. We've got silent alert in the house, man I don't know what time it is You know, I think you hail from from uk and I appreciate you tuning in I have to adjust my time schedule man to be a little bit more conducive But you hitting this live means a lot to me man. Thank you my brother. I appreciate it and Thank you for all your work man. I tell you what it is invaluable and For what it's worth Thank you very much because the story needs to be told I always just chalk it up as being one of those things that Look man, I I guess I guess a lot of people would suggest that the world's going to be a better off better place by having highly on just And it is all the way And not be able to provide what we know Is a product that can viably move product from point A to point B And I think all too often it gets misconstrued and it becomes a lot more complicated than what it is The class A trucking space is a complicated space. It's complicated But what highly on is trying to do is really not from an engineering perspective that complicated now I think the corno application There's some kind of like artificial intelligence going on there man. There's some really cool stuff with that Very very forward Somewhat novel some might argue with me that the technology has been around for a while effusion technology, but But that's going to be really some cool stuff when they're able to actually leverage that But these these mandates that are coming down the line from the government. They're they're very real If if by the suggestion highly on does not Benefit from any of those mandates or incentives Then okay I just I find it hard that we exist in a world that highly on is not going to be positioned well Based on the last quarters Webcast and call from the ceo that they're not going to be well positioned to to to really take advantage of some of that interest In the in the in the class 8 trucking space to leverage their technology and augment the existing fleets And they'll do so with some relative ease Barring some interesting integration pieces that they're working on and I I'm fascinated by the story I think it's fantastic if I invest in johnson and johnson folks. That's easy I've done my due diligence on johnson and johnson for my entire life It's easy. I I could invest in johnson and johnson by just On monday putting in a buy order market. I could care less about getting that two dollar break in the price and just buy the stock There's 30 stocks that I feel the same maybe even 50 that I could just buy with no problem with no hesitation And know that i'm getting that value proposition out of it highly on is one of those companies that is Is really fascinating to be in on the ground floor of the company And where it goes from here is going to be a fun fun journey to follow But he says once nicola goes down highly on his partner and tesla's mid range highly on will have a monopoly on the long haul um Yeah, you know, I think the I think commenting right now and you know doing the tit for tap this early on and the game is something else I Yeah, i'm interested to watch tesla fail and fall on its ear and get favor in the market I'm you know, i'm a student in the game Whether or not that continues for the next six months or two years or three months or whatever is is really up to the market you know, there's Typically a lot of what I have monitored in the stock market over the last 30 years of doing this You know that uh, don't really make a whole hell of a lot of sense But in time they usually end up Coming to fruition just like five years ago when everybody was talking about fang You couldn't watch cmbc without having a fang watch, you know About you know, how long is amazon going to go up? How is good? You know, you'd wake up every day And those stocks would never go down. I mean they would never go down Um, you know highly on watching highly and it's just the opposite end of the spectrum That's all in stock market a thesis and analogy and and and and everything that makes up stock market Highly on is just doing that on the opposite right now And until it's given reason to to give it that catalyst and push it over that hump and really get some excitement behind the stock It's not going to happen But I think we're approaching that catalyst and whether or not it's six months down the line or eight or 12 or 15 months down the line That's no problem. But my suggestion about price targets being a an arbitrary fm joke anyway Was my point on twitter and then I've got people hitting me up like how do you get the valuation? I've said, you know $43 stock price and it's like we'll just do the math on The potential forward earnings that they could make I mean these guys have 2210 orders spoken for 210 with orders and I don't want to get too long winded on the live stream on highly on but man This is a nerve that's really really exciting for me. And and I want to see these things come to fruition I want to see the carb certification of the the carbon it's a certification through epa I'd like to see the mandates take hold I'd like to get some level of churn and discontent within the industry that they're not able to extend upon their their insistence on keeping the fleets In a diesel dominated fleet to not have to buy in to some of the augmentation that is required Through the act and acf mandates. I think it's going to be a lot of fun to be An investor you have to understand too. It's great to see you my friend. Thank you so much for stopping by You have to kind of understand my perspective on this guys. I'm an advanced investor I don't I don't have to react to the whims of the stock being down or the stock market being down Or the portfolio being down. You guys don't think I haven't built up A half a million dollars of net worth and haven't weathered a storm or two I I I share these insights not because I Think that I need to come on and and and and you know show you the way This is the way I have spoken I don't do it. I don't do that for that reason. I I do it because You know, there's there's real merit To breaking down the fundamentals of understanding how important it is to put dollar after dollar Aside and and build those thresholds of wealth up over time And I'm of the belief that anybody can do it and and I don't think that anybody can do it I know they can I know they can but there are a few Attributes that you have got to get right And if you do not get them right like credit discipline, for example I've said this many many times That's why I address it in this week's newsletter If you're spending like an asshole and you expect to get ahead financially you might Look if you're making three hundred thousand dollars a year with your salary Yeah, it's going to be easier for you to get ahead in the face of spending like an asshole Facts do not back that scenario up. It puts into the box as an anomaly The facts would suggest that most people are drowning in household debt Most people are drowning in the debt that's the worst kind of debt unsecured debt Because they've swiped the credit card way too many times thinking that the crap that they're buying with that said swipe Is somehow going to make him happy in life Get into a hole the deeper the hole that you are The harder it is to get out of that hole and get yourself on the positive side of zero To start scratching a little bit of positive Um perspective into this thing and and that's what's funny is people want to scrutinize me Look, I really think i'm the last guy that needs to have his tree barked up because You know, I can write a three thousand dollar bill to the stock market just like that How many people out there can do that? And i'm only there in that position because of my sheer intent and will to build my ability to do Just that How many of you guys out there truly want to truly want to build wealth? You know, and if you're 40 50 60 70 in the game, it's it's it's it's irrelevant in my mind If you've if you've waited that long Right to deploy doesn't mean that you can't deploy doesn't mean that it's a mental approach It's a defining a mental fitness Before you even gauge in a program because I get comments all the time. It's like ryan this stock market's terrible All right. Yeah in the acute. It's terrible. It means nothing your evaluation means nothing Yeah, we can acknowledge that it's horrible in the acute It only means something to me if you want me to validate and say yeah now is the time you should sell it all And look to buy at a cheaper price. I don't I don't know what moron thought that up I really don't it just goes in with the tidbits and there are many tidbits that go into the bucket of idiocracy That defines how stupid retail investors are most of the time. I've got them on the channel, man I still love them to death. I love the detractors just as much as I do the supporters. I have no problem My detractors could be awesome people. I've got a few that I know are awesome people And they are just hell bent Against me investing in a company like highly on just hell bent And if they only knew how little I thought about it when I was actually out doing my job or doing what it is that I do With my time You know, I I just question sometimes where some of the motivation comes from to make those scrutiny's on somebody else I just don't get it. I was told today that highly on is not an evie company They sell electrified powertrain solutions. So, you know, whatever that means Um, I I'm investing in their lean business model and their ability to augment their powertrain into existing oems That's my thesis. So look if you want to invest in tesla because they are truly an evie company In the face of all of the problems that evie is facing right now I've never been bullish on evie. Never never. I think it'll find its place. I think it'll find its place in very niche short haul Because for those short haul miles every mile that's driven bev is a step in the right direction And I will acknowledge that the bev application does provide for zero tailpipe emissions I will get that as far as wheel to well No, it doesn't It doesn't I think it was silent alert actually who tweeted a tweeted very nice twit tweet this week On the vast majority of the of the electricity coming is being produced by coal anyway So when you talk about, you know, the the fallacy of bev Unless the electricity is coming from a truly green source and I just I don't understand why this is so difficult to understand The smart people that truly understand this deal have the ability to sit back and kind of scrutinize not to be Not to play favorites and not to be uh, you know Partial to a specific name or not, but man alive. This is just a reality of the situation I think a lot of it is driven politically Unfortunately, and I think it jades a lot of people's decisions There was another interesting tweet about the detraction. I think silent alert owns this one as well Which is why I thanked him tonight on the live stream, but The degradation of the value of the tesla car Over time as the battery degrades the car degrades to such an accelerated rate because As the battery approaches zero life, right? It approaches that inevitable battery change out which to my estimation is what? 20 25 30 grand 15 10 shit. I wouldn't buy a tesla if it was too grand Let alone 30 Like what are these morons doing? I don't get it But again, it's the very lemmings activity that I fight every single week on the independent investor channel Man, if you want to go buy a tesla, no problem, man But just have some sort of ration out as to why you're making those decisions And if you're going to buy a luxury item like that Please buy the luxury item and be more than prepared to afford A luxury item like that because I tell you what for the price that I paid for my Toyota Tacoma And the amount of enjoyment that I get out of it I just feel like sometimes people are blinded by the true facts of what Decisions they're making before they make those decisions. I think it's crazy, man You're not late. You're right on time Alan. Great to see you man frame of mind Good evening to you very cool stuff. Try to get some questions here if you have any leave them in the gallery I'm going unscripted tonight, man. I had no notes. No nothing Thought I would roll out the fastest 60 minutes tonight and just to acknowledge you guys Becky, great to see you. Thank you so much for coming in and football as well with you I'd like to get some warmer weather here me and my wife kind of Hinted at each other that we're kind of tired of hibernating which is what we do in the northeast up here Mind you I've lived all over the place. I've lived in texas Detroit northwest south southwest I've lived all over the place and um Yeah, I could do for a little bit warmer weather. It'd be nice to get some some some warm up here Andy, great to see you my friend. Welcome to the live stream tonight. It's a little shout out for these guys No worries. I'm I'm used to the hate I I don't know maybe I I only blast back when people blast at me and then they get the Um, they get the raw end of my stick. That's for sure Yeah, Tim's in the house. Great. Good evening to you Tim. Nice to see you Jared sherry. Unfortunately my portfolio is in the red. That's okay um, that that's okay. You're not You know, I was expressed this and I'll explain it this way and this might resonate with you and you might be thinking Okay, the portfolio is red right and the socks like show a little sympathy Um Sympathy is an emotion. I will not I will not provide that if you had a family member pass away You would get sympathy if you were hurt you would get sympathy I'd be the first one to render aid if you were in trouble But as far as stock market and a portfolio that's red No, we don't we don't work that way and I will say this with regard to stock market investing It has a weird way of humbling people to the extent that even the most successful investors always Feel like they're behind I don't know if my fellow investors would agree with me on that. That's my personal insight I always feel like we're not doing enough Some really cool videos on youtube on this by one creator. I should have got the the name of it I would have recommended it to you guys And it speaks really to perspective and understanding that something I say all the time investing as a luxury So it's not something that you need to engage with and think that somehow you're entitled to something Okay, if you're one of those people that have a sense of entitlement about life and the government and everybody owes me And I want to put in as little effort as possible Maybe this isn't a good mix for you not you sherry, but just in general right Because the whole idea of the independent investor channel is No, no, no if I get social security down the line, that's all great and plenty But i'm going to go ahead and put my ducks in a row now Assuming that down the line it's going to be a decision that maybe I need Maybe I don't need but if I do need it I'm going to do everything I can possibly do to set myself up To make those decisions into the future because I don't want to be stuck having to make those decisions Without some financial security put away, right? But I just think that you know even me looking at the portfolio in my behind in my head You know these people over here have this and I don't have that and they have property and I don't have property and You know, maybe I'm behind and you know, maybe I should be working harder I don't know there becomes a point where you got to kind of just I don't know be thankful Be thankful If you feel like, you know the investing is Too aggressive and it's it's bitchy a little bit I always feel like I use the analogy that investing is like getting close to a fire when it's cold But not getting so close that you get burned But just stay close enough to where you get warm and I think that's the fallacy a lot Especially in independent investing is the power is on your side But unfortunately, it's yours to bastardize if you end up falling on tilt and being like, you know I want to take this moonshot stock and not focus on the fundamentals or the worst thing sell out of the fundamentals to be like I got this shit. I got the opportunity of a lifetime I'm going to sell all of my safe investments to segue into something more risky, you know But I bought assets today, you know, if your dollar cost averaging the markets that kind of takes some of the Guesswork out of that. I think that's the best way to do it Some of the things that I'm going to declare with my strategies Remember, this is just week two Of the newsletter that I've gotten again. I want to invite you guys It's at the top of the thread Kick over there if you forget you can go to the independent investor channel go to the independent investor group.com It's powered through Shopify. Very very simple Sheree just did it today. She was successful in that She was concerned that she signed up for something that might not have been on the up and she called me directly That was me. You were talking to today, Sheree. So But uh, it's my project. I'm the owner operator creator ambassador of administrator of and and and sole owner and creator and and an applicator on this project, but uh, yeah, I'm happy to help but Yeah, on the on the portfolio with the values and what I'm trying to declare to people Is to use those values as a benchmark to demonstrate strategy And the strategies of dca is one of those things and I've dca'd for so many years you guys that I estimate for the group Once in a while, but it's usually it's probably in between 2,500 to 3,000 on the low end. I mean, I just did three grand this week Um, because I'm you know, there's a reason why my portfolio is held in quite nicely. It's a 453 I declare that in the newsletter the actual amount of the portfolio Value and how it's broken across my 20 accounts But the you know the the help there is so you guys can kind of understand and and look and say wow You know, Ryan's got his his loyalty with m1 finance and he's got his loyalty with Bank of America Am I okay with fidelity or TD Ameritrade or hey, Ryan's got a Charles Schwab Account, you know, he's got a TD Ameritrade. He gives me a A robin hood account. Do you like it and I don't? I hate it. I did sucks robin hood is the absolute worst broker I've ever seen I I got so much scrutiny for calling them out at a time where nobody was calling them out Should have been given more credit for it, but I wasn't and that's totally fine. I was right I'd rather be right than be given credit There's a lot of people on social media that take a lot of credit for being wrong a lot And I'm right a lot a lot You know Highly on is one of those things to where I think I get a lot of scrutiny for being wrong I'm not really sure if I deserve that type of tag just yet. It's an early company. I'm invested in it We've passed three years. Look me up in three years and we'll see where we are Fantastic You have no idea my friends No idea winding down. We've got about 10 minutes left Very cool stuff We got Rebecca with questifier. She's the latest comment that's come in here Rebecca, it's great to see you. Welcome to the independent investor channel live stream She is one of the original independent investors In the group and here's another one. Larry's been with me a long long time. He says a use fidelity. It's all good So larry I took a kind of a consensus across my group And some of the feedback that I've got over the years and fidelity was right there at the top The fidelity and TD Ameritrade, but again in the newsletter I show those linkages over for people and that way it's just one little One little connection for people to where they can take that one page job aid and see what I deem the I think there's eight seven or eight brokers on there Um Some of which I use others. I don't But it's just an easy starting place for people so they don't they're not all over the map, you know It's very very cool. Andy says gotta go. Thanks for stopping by my friend. Thank you so much Appreciate the dialogue. There's a hell of a crowd in here, man over over 80 almost close to 90 You know, I was dipping down there for a while for the live stream and I've often said man I would do the live stream if I had three people in here Or 10,000 it would make no diff to me no diff because when you come in here You're not getting the hoopla lippity doodah and I'm like my effing hair on fire and juggling shit for you guys I don't I don't do that. I'm very very real the way I talk to my colleagues the way I talk to my It's the same way Okay, and that's the cool thing about Me not trying to put on a show Okay, don't expect that This is this is reality tv This is about as good as it gets as far as the live stream goes now My other products are addressing some of the you know more speculative markets and I get paid very well for that Okay, I have no problem demonstrating that to you guys. That's why I can do the newsletter for free That's why I can do the Shopify and the private group in a way that is self supportive If it ends up taking off someday no problem. We'll end up paying that back over time It's it's a it's a lot of fun for me. But yeah tonight's been a successful live stream There's no doubt about it and mr. Tanks very good to see you my friend Mr. Tanks has been with me for god going on a few years now anyway, too, man Speaking of all good. Where is all good? Um, I I'm not sure my friend. I'm not sure I um, I haven't heard from her in a while and I tell you what there's been um, a lot of people who've come and gone Over the short five years of me doing social media and I'll just leave it at that But thank you for acknowledging. I I hope everything is okay Um, and I hope wherever she is she's doing well. I'm sure that she is Um, and that honestly some of that spirit and some of that You know, some people have come into the message and they've gone um, but You know, my message is actually predicated upon some of those real impacts that we've made on people and their lives I I think it speaks to The ability to empower people's lives And improve upon them if you've heard And and are motivated by the fact that I work out more if everybody took my advice and went and worked out more And and became a little bit more healthier. I think as a group we would just be that much better off To really do what do you think about j and j and home depot stock right now? I don't have to look at those two specifically But you know j and j home depot fall into that category. It is my I like it better than lows. I own a both I own all three of these names j and j home depot and lows If I was going to compare home depots my favorite on the home improvement space But um, yeah, I think j and j is an entry here. It's come off of its 177 180 High, I think it's down to 156 if I saw it on the ticker today And then home depots probably the same you're getting some pretty good recessed prices. That's for sure And I think there's some really good value Just be careful segwaying into value values kind of done well over the last year Silently especially healthcare Healthcare has done really really really well. It's been my top performing sector for the last You know 12 16 months or so it's just been on fire Um, you know, but those quality names are always good to enter into two really best of breed names that you could Enter into and buy at any time. Very cool. Um, what's the cocktail? It's jenna juice, man I don't have my uh, I guess I could do my slim with the tilted brim Slim with the tilted brim with my jenna juice What's my mother fn name? I'm just kidding. I'll leave that for the professionals I'm definitely not slim either. That's for sure deal Yeah, well said man, very cool stuff. Got about five minutes. I'm gonna scroll through here Um, kind of give some people some time here um, very cool High-side art studios in the group here. Very cool, man. Woo. Thanks for streaming this evening I stream every Friday, man. I don't miss it and I tell you what the energy I get from I had 89 people in here It's been the biggest stream I've done for a long long time. So you have to understand the investment I'm making the channel. I've got to go through swans just like anything I'm on the channel and there were live streams when I had all but 30 people in here for a couple of those fridays and you know Kind of go back and forth on on the interest in the product and I I totally get it You know people are not as excited about markets when markets are going down every single day But uh, keep buying dividends stocks regardless of what the market does Yeah, I mean it You know roman it sounds like you've got some You know, you've had some success What I would wish upon anybody is to get involved with the market and actually enjoy some success the way roman has I think You know, you can kind of validate it for yourself um Start to really see I was paid my two dollars and seven cent dividend just today. That was the one today I got multiple dividends this week But um, I tell you what dividends is a big piece of my game and that's another one of those fundamental pieces When I go through the 453 and I split it up the 453 thousand that's allocated across the 20 accounts I'll give some declaration on how much of it is speculative how much of it is passive How much of it is dividend growth how much of it is cash? That's always of interest to see how the portfolio is actually broken down across the different disciplines in investing Completely different discipline dividends have its place They're not for everybody but but certainly I am one to Consider myself in some capacity a dividend investor Just not exclusively but certainly partially A lot of fun. Nice to see you roman. Thanks for thanks for stopping by very cool stuff Robert Morrison's in the house man. Very cool New investor coming into this turmoil. I plan on staying strong and continuing to to contribute Appreciate your wisdom Yeah, I mean, I know remember going going at financial markets with your arbitrary wisdom to You know fight when seemingly somebody's fighting you The market's not fighting you okay It's just going through a time that I summarized at the top of the stream of You know, we went through a horrible time in 2020 We shut down the u.s. Economy Everybody in this country got a paycheck everybody We are paying for it now my friends if you were paid five grand or six grand In stimulus checks, I guarantee that you've you've you've paid that back and then some with losses in the stock market and or Tax implication or whatever it is, you know higher rates due to inflation on goods that we buy I mean, I was paying $18 there for a while for two and a half dozen of eggs You know, I mean that that's just insane Now I'm in kind of a Metropolis here in new york city. It seems like you know, we're really proud of of of what it is that we do here and overpaying for everything but um I'm I'm not a new yorker. Okay. I'm an Oregonian. I always have been but But yeah, you know stay strong and do what you can invest what you can Hunker down Focus on other things you come into a little bit of capital. It's better to have that drop point of of of Of an account that you can put money to work in as opposed to not And that's the key here is always have that ability in your investing account If you don't like what's going on in the market, what's to keep you from just putting some money to to work in building cash Robert right And then you can prove to yourself that you build build cash build cash build cash Where you might have decided to go to the market and then the market does a funny thing and it goes up And you're going to feel different about Wow, that was an opportunity right there to actually buy the market now I kind of kind of understand what what people are saying, you know at the time It's really hard to do it's really hard to do it's taken a lot of years and a lot of conditioning for me to get to that point Where i'm actually very very comfortable with buying financial markets at any time. It does not matter to me at all and Super super important. I'll close here. I got passive income investor in the house last week I told you to hit the like button in the market would crash. Thanks to everyone who didn't hit the like button Very cool stuff got about 30 seconds left man. I really appreciate you guys man What a hell of a live stream tonight. What a big give back I'm under a little bit of a grid right now. So this was a big break for me I'm under a little bit of stress on the life side of the house man That's nothing to do at the stock market But something's got to shake loose and I'll share that news When it comes appropriate to do so But nothing crazy. It's all good. It's all very good But I just need to get some final decisions made On on what the disposition of the independent investor Fellow is going to be on where i'm domiciled in my short future So with that said guys, we are right at the fastest 60 minutes on youtube It's been very very fast very robust very furious. I thank you for your time Guys have a great rest of the weekend and we will catch you next friday on the independent investor channel live stream