 I would say that this whole program made by the ITU is unique because I think that the ITU was able to make a completely terrific job in putting together people from different parts of the industry. So you have not only people from the payment systems, but you have also people from the infrastructure side. So putting them together, I think that makes this opportunity unique for us. We have 30% of our target population in Brazil is still out from the financial system. So I think that this focus group was able to help us to understand better how things are going in the market and which solutions do we have to help us to meet these people.