 The economy is continuously evolving, presenting new opportunities, but also risks. It's not the question if a new crisis will happen, but when. I'm Corné Rubart. I studied quantitative finance and actuarial sciences here at Tilburg University. And I'm a consultant in the financial sector, modeling and validating financial risks. It's important to realize that a financial crisis is always looming in the background somewhere. And when it does, those who did not take the risks are typically disproportionately affected. I think you'll also see in the crisis of 2008 that the effects of the crisis can last quite long after. I think, for example, the housing crisis that we face today is still rooted in the crisis of 2008. Since then there has been a lot of potential for new financial crises. However, it's also important to realize that the economy is constantly changing. The financial sector is about risk-taking and redistribution. So it's important that we manage these risks and understand these risks well. Such that ultimately society does not pay for risks it did not take. The program offers a lot of techniques which can be applied in practice. I personally really like the room that is given in the program to critically assess the economic theory that's presented in academia. Developing the confidence to critically look at models and seek for their weaknesses is something that really helped me in my career. In addition to that, having a wide toolkit will really help you in developing new models for new problems. And I think that's something that really makes still work unique. In my work I try to promote looking at risks holistically. I find that many risks are still viewed in isolation. By promoting the use of simple models which combine risk factors, I hope that more people will understand the risks and the interplay between them. And I think that ultimately that leads to better decision making and society will benefit from that. This program is a unique opportunity to expand your quantitative toolkit. I think that the more tools you have to your disposal, the more complex problems you will be able to solve in your working life. Even if you pursue a career outside of the financial sector.