 Making financial New Year's resolutions is never an easy feat, but it's important. Here now is Lee McAdoo, Managing Director of Investor Education at TD Ameritrade. So Lee, the New Year is a great time to take stock of your finances, especially when it comes to investing. What's the first step? Well, there's always things you should do at the beginning of the New Year. So, you know, definitely log into your accounts, check your balances, make sure your goals are on track. If you want to auto deduct anything from your paycheck, make sure you're doing that. Make sure your goals are aligned with what you want to be doing in the coming year. But in terms of education, there's always an opportunity to learn more. And so it's important to take stock. What do I know? What do I want to know? Are there terms you're reading about? Things you're reading about in the news that you want to learn more about? And at TD Ameritrade, we have everything from really short videos to long courses and webcasts and live events that can help you do just that. Because it's essentially a second language, right? It really is. I mean, there's a lot of jargon in this industry. Let's be, you know, honest about that. And, you know, it seems very complicated, but when you can break it down into little steps and make it easier for our clients, they really value that part of the offering at TD Ameritrade. You know, and when we see milestones like Dow 25,000, does it excite people who maybe were hesitant or worried about investing? Maybe now they come in this fear of missing out phenomenon. We're seeing great engagement from our clients in January. We always typically do that because it's a time to refresh and renew and think about your personal health, your financial health. But certainly the events in the market really over the last year have driven really quite broad engagement from our clients. Are there certain rules of thumb for investing for beginners? We always hear save 10% of your income, things like that. We don't really spend so much time building a rule set so much as really informing clients. So our clients are prospects that are outside of TD Ameritrade. They're looking at things like what's a brokerage account? How do I look at an IRA? Clients internally are doing things more like, okay, now I know a little bit about investing in equities. How do I learn about this options thing? What's a cover call? That kind of stuff. And also, how do you stick with your investing goals, right? Because it's great to take that first step and get into the markets. But how do you follow through? Yeah. I mean, I think that's one of the great things about having a community of 11 million investors at TD Ameritrade. So with our education offering, they're attending webcasts together. They're following individual coaches. They're going to live events together for people in their area. And I think by holding each other accountable, you can better stick to those goals. All right. Lee McAdoo, some good advice. Thanks for joining us. Thanks, Scott.