 TLO what's pop we are on kick KIC cake calm We are live by the time you see this we probably won't be so just leave a like comment subscribe turn on your post notification bells Let's continue to grow the family from Chicago to the UK right above me if we go live and you happen to miss it Highlights will be on this channel right here above us or above me Don't forget we do got merch got mine on you get me We also post a patreon five days a week Monday through Friday, no Saturday no Sunday Then this is everything that's on there. You know I'm saying you could pause it or you could just go You know down to this description of this video Click that thing that say link tree and this along with everything else will pop up that I just mentioned man You can check it out yourself man con by my church is the craziest title I'm not gonna pretend like this does not happen or it's not a phenomenon that's happening and And they don't be scamming they you know I'm saying Now I do want to mention you know this is not all churches and that is the devil That man is doing a devil's work a sheep in and the wool of a woolen sheep or a wolf in sheep's clothing or whatever I just want to mention that man. We might say a prayer soon It's on BBC, huh? It's on panorama. We investigate the church facing allegations of fraud I feel like heartbroken because I'm thinking this is supposed to be like a family and like most importantly It's like God's people and its leader a charismatic pastor God is gonna help you is gonna change your life forever. I need you. We reveal the church's appetite for cash A basic person in the month should give a thousand pounds. I think that's normal. I think it's no big deal It's not even that deep you walk into a room. You see Normal, I think it's no big deal. It's not even that deep A thousand when let's come out Okay 10% You know, I'm saying cool But you know, I'm saying like what are you? What is the thousand and some people I I just discovered that A whole household in the uk could Be making 2,500 you wanted a thousand This is you you didn't say god you said you You walk into a room You see 15 to 15 people with bags of money And hear from young worshipers who say the church has left them thousands of pounds in debts I feel anger because not only are they doing it to more people. They're doing it to the most vulnerable people As the truth emerges about a church that's recruiting vulnerable teenagers We ask who's protecting those who've been juked I'll strongly believe that because it's black kids. It's almost seen as that's that's you that's you lot's problem I really hope this this documentary doesn't come across as it's the church is because the name is crazy in itself Like it should be conned by my pastor or something like Like like this is not the church makes it sound like it's all churches across the world It do say my church This is you know how I go though man money is the root of all evil money is not evil But money is the root of all evil Like this guy right at nation a church like no other The vibe like they're just really like so full and it's just like a lot of music a lot dancing singing So yeah, it was pretty cool The close people are wearing is very fancy Trendy it's designers. So I'm thinking wow, okay If church is like this then sign me up Sound like he was in there for the wrong reasons spring I know that ain't the pastor car This is his leader pastor toby adiway aga on his way to a church service in london He was filmed last year for a bbc 3 documentary series Oh, he's wigging. He got a lambo Not a hurricane not an evil. This is This is sv or s or whatever whatever Then he got the ap on like I'm not pocket watching but this is a show for pocket watching, ain't it? He always emphasizes that he came to the uk with nothing and he worked as a kitchen porter and he was extremely generous with his giving and From there, he's built up to become what he is now, which is this image of wealth and extreme luxury He preaches a form of prosperity gospel a belief that god rewards the faithful with material wealth Pastor toby would always preach about being financially motivated being healthy and wealthy in christ He claims the church which started around eight years ago turns violent gang members away from crime It's called the attention of the media Over 55 percent of the people in the church were ex-gang members Drug dealers we had over 1,000 people younger Came forward to renounce that life How would you define this back? We may be ahead of our time for is I don't want to say it but a lot of scammers in chicago are from africa That's not everybody but a lot a lot of them Evolutionary is doing church in a completely different way No, I feel like if money is the topic. I don't want to be involved man If money is the topic of discussion or money is the main reason for anybody's For anybody to do anything. It's like i'm not i'm good Because that ain't me man I didn't start doing youtube money. I didn't start doing nothing for money. I do this because I enjoy it A lot of my videos is is is is you know, I'm saying copyright. I don't get paid for a lot of stuff So don't come at me with that. So like this this this Only thing you should be doing for money is working a job or pursuing your dreams as an entrepreneur or anything Worshippers are from gangs. He said he was watching drug money Many joined because the church promises to help them succeed. I can see that though even setting them up in business It's easy to see why spack nation is so attractive for young people But on social media serious concerns have been surfacing Because if you look at the back the the business side of a church only your own church, it's a non-for-profit You get paid from the government And yes, like the church itself does collect from the congregation to keep like like to make upgrades or Or do certain things with for the church And to help the yes. Yes, maybe to help the pastor a little but this guy got a Lamborghini all title like I mean Salute if this congregation is knowingly doing that, but it about it that by the Yeah, he had to be washing some type of money up He had to be about the church's fundraising activities in a way prompted by this instagram post which went viral I wouldn't know why in church That's what we're helping young people is encouraging young people to go out open business accounts of businesses They don't have so that they can share the money I went to meet the man asking questions about the church Vic Santoro is an ex-offender himself Now he's a musician and actor Vic told me his 20 year old brother joined spack nation earlier this year as a budding football coach His pastor offered him a tempting proposition My mom called me. Yeah, I was like your brother started off a business Really? And she was really excited about it. Oh my gosh. I'm so proud of him He told me to know these people in the church approached me and said xyz they can help me start coaching things The pastor registered a company in vicks brother's name and opened the business account for him with hsbc When I was asking about the application process, he said I never thought it was an application I just gave them a deal so they did it So I'm straight away. I'm just thinking that's not a church's responsibility to be doing that The business account had an overdraft facility How much was that two two thousand pounds overdraft was two thousand pounds What happens to that money? So they basically take him to the bank. He withdraws 1400 pounds. Give it to them Because it was count. They said it was part of consultation fee slash Helping him set this business up But there was no business and no money in the account In the end vicks brother was left two thousand pounds Wow straight scamming straight. I'm talking straight snapchat scam Yo Ones in debt to the bank Why don't you think he fell for this? You know, there's an element of him not doing you know research or be diligent enough However, you know in everything Manaree community is a lot of families like godlike faith in general It's it's like a beacon of hope for most families in his head. There's no reason Why they would be trying to trick him into anything Right trying to do, you know anything that can get him in potential trouble. So he would obviously take their words for it Why would you use god's name to trick me? It's an evil evil being man Those of you call to make money is a call But that's how demons come right That's how demons could get you right They take the form of something that that that that you're comfortable with And like you know, I'm saying give up on it. Don't let the world teach you false humility Spack nation encourages worshipers to donate money to the church It says the more they give the more wealth and success they get back They call it sowing seed Toby Adiboyega even suggests it's not like he just twisting the Bible How much seed members should donate every month? A basic person in the month should give a thousand pounds. I think that's normal. I think it's no big deal It's not even that deep Panorama has now spoken to many young people who say they felt under intense pressure to give I know people personally that have given a thousand pounds a week You don't ever question how you get the money you just get the money We never like openly admitted to each other about the struggles that we had in terms of giving like all we knew is that There was a vision that past the Toby has set for each member to also like have in their minds And in their hearts about the church and then we were all supposed to just contribute regardless When you are the biggest giver Is noted like you will be endorsed. You will be called on stage. You will be shown love and You'll be treated differently The man everyone wants to please Toby Adiboyega He's a charming guy And very intelligent with his workplace and with the way he preaches through that psychological mind play You want to do or pass a Toby ask you to do And in Spark Nation, you don't ever disobey your leaders The church says it has five community units in London. They're run by Toby Adiboyega's most senior pastors Called the generals they lead his recruitment and fundraising The general is out of people that are very close to pass a Toby the people that you bow down to and say hello, sir. Hello, ma so The first in line would be Pastor Sam Samuel a cochlear or pastor Sam as he's known has a conviction No, no, no, we're not going to sit here and act like this is not structured like a real church It is structured like a real church is structured how our church is supposed to be with pastor and everybody under them But at the same time that I can see it already Man's is suggesting how much somebody should give. That's not how it works. You don't suggest you give what you can You don't take a suggestion and then feel bad when you can't reach it and then Bleed yourself dry given no, no, no, no, that's not what that's not that's not how it works and for attempted robbery He credits Toby Adiboyega with turning his life around credit god Not him. This is irritate A cochlear uses social media to spread the word about the fundraising targets of his leader pt And you know what's crazy some of the followers or some of the bishops or some of the People in the church that are that are employed or work with them together. Probably don't even know what's going on Probably some of them do some of them don't Three days ago god began to remind me about the testimony of pt regarding giving And he began to show me that it is not too small for individuals to give one k a week A cochlear runs what spat nation calls a trap house trap stands for take risks and prosper The church says it encourages pastor bro. What? Bro, that's a scam term But they just kind of flipped it There's no reward without risk like you got like they that's what a lot of scammers be saying you Scared money don't make no money. That's literally what I just Does to open their homes to members with housing problems? But for some it was the start of a journey into debt As the church began to look for new ways to get money I Was already quite detached from my family Even going through I guess my depression and mental health battles. So I was living by myself at the time Nino works in advertising He says it wasn't long before a cochlear asked him for money telling him it was to fund more trap houses for single mums He said Quite bluntly I just need 20,000 pounds for me if you don't want to give me 20,000 pounds out of your own pocket We can set up a loan scheme for you of 20,000 pounds Nino says a cochlear told him the 20,000 pound loan would buy a mistake in a property investment company When nino said he'd need to see proof of any shareholding a cochlear got angry He said well smart man. Are you saying that you don't trust a man of good? Um and at that point I became very uncomfortable because I trust god. I don't trust the man I had believed in this man. I had believed in you know the preaching that he gives. Um, you know the words Nino refused to take out a loan A cochlear told us he's never approached a church member for a 20,000 pound investment Lobbit is a 19 who is being treated. I'm literally this is scamming 101 This is where everyone scamming was big like like few years ago. This were the same tactics like this is the same Wait, when would this come out? This specific one was uploaded three years ago, but I'm pretty sure this was out like five six years ago Maybe three maybe four But like these are the same taxes that this is like I'm from Chicago and I currently live in florida like these are the tactics. This is it He canceled when she moved into a cochlear's trap house last february The trap house is you don't have the freedom scamming god's people is crazy Spat nation is in front of you 24 seven in your ears 24 seven So you don't know anything else what you're seeing is PT's vision. That's what he wants you to see In march, she discovered that a four-year loan with the company amigo had been taken out in her name She confronted another senior pastor without her knowledge I basically asked um What's happening? Why do I have a loan in my name? And they basically said the loan was for the greater good and they were gonna use the money to buy a bigger trap house Who's gonna pay the loan back? And I was thinking, okay, that's well and good, but why did I not know about it? Lovitz doesn't know how it happened, but we think we do She'd previously given her personal and banking details to a recruitment agency when she applied for a job We now know the agency was run by a kokey up. Oh man Are we talking? Okay, so the loan was actually a loan of 5 000 pounds and with repayment It will go up to 10 000 pounds 50 interest 10 000 pounds The loan may have been in Lovitz's name Wait, is that a hundred percent interest? In any of it, we've seen evidence the money was transferred to ER management group limited A company run by a kokey's brother Emmanuel another pastor in the church We don't know what happened to the money next I felt angry Gina set up is so crazy I was really angry When I went to confront them, they said it was going to get paid. I don't need to do anything So I was reassured because I didn't spend a dime of that loan Lovitz says she was told the amigo debt would be cleared using funds from a business account But wasn't told that she had ended up being responsible for that too Leaving her in even more debt I've got quite a few documents actually One document reveals that in February a company had been set up in her name You've been registered as a company? Yes, so Lovitz relations limited is the company they registered for me So basically you have a company that you know nothing of You don't even know what the company is based on And I mean these official documents, this is real? Yes That company was used to open a business account with HSBC It had a 3,000 pound overdraft facility Just over 2,000 pounds was paid to a company owned by another member of SPAC nation Oh man, that's this is uh So they open up businesses and And congregation people's names They open business So would a business like just like here with an LLC you can open a business account These business accounts have high overdraft Coverage So if I overdraft by 1500 or 2000 it's covered I'm allowed to overdraft that high so they set up a payment arrangement And they automatically withdraw that amount from the bank account on set date And then the overdraft fee protection covers it and now they're in debt. That's that's wild And they're doing this all in the in the in the in the In the um The skies of it's for g.o.d This is why people be so worried. Do you know I'm saying that's why people be so scared This is terrible that has now been dissolved 600 pounds was taken out in cash Lovis says she knew nothing about any of it She's been left with more than 15,000 pounds of debt And did you confront pastor sam? I spoke to him um asking him If he was actually Going to pay for the loans and actually going to do something And most of the times he would say to me yes, we're going to sort it out. However, there's a lot of people that Um, basically in the same situation. So we need to be patient and I just felt like he was constantly lying to me What has happened here is Lovis has given her identity information Uh, probably under false premises that information has been abused in the sense it's been used without her permission to obtain loans So what are they still free? They can't be free. Um, she's then been lied to Had false representations given to her about What the loan was for all of that is dishonesty all of that is fraud Akokia says he's personally unaware of any incidents where an individual's details were stolen and used to take out a loan Or a business bank account He says the safety of individuals in his home is a priority This is another of toby alibi aga's generals and name is maria mola She has a string of fraud convictions yet still ran a trap house for young women Look at their charges. This is this is crazy charges. He's just recruiting We've seen saying they disguising what they're doing in the in the bottom in the word of the bible because that is of the bible That's tough That's tough one of her whatsapp messages in which she suggests toby alibi aga knows about the use of loans The message starts good evening leaders and goes on to say pt not against loans We've also seen a whatsapp leaders chat from inside the church in which toby alibi aga himself Says you guys have been good in raising loans The church told us that loans do not fund the church. However, loans may be used to fund businesses and endeavors Sema a 24 year old teaching assistant says he was persuaded by a pastor to take out a 2000 pound loan The pay pressure is real and and the pressure from the so-called leaders. Those who are above you is definitely intense Sema says he was told Hey, these dudes they're grooming the whole church The money was for a business investment and it would all be paid back. It wasn't He left the church in december last year, but that wasn't the end of it. The pastors still had his bank details Close the bank account a month later. He received a letter from amigo Confirming he'd been accepted for a five thousand pound loan It was straight away the day after like I saw that that's when I was contacted them Amigo loans. I was I was furious. I was legit furious The money had already been paid out to a guarantor named on the bogus application Amigo began a fraud investigation So here I have Um the letter that's been written to my address from amigo loans basically telling me of the outcome of the internal investigation And and what did they say in the letter? They had I really know what it is. I've acknowledged that it was not me that somebody has actually been impersonating me And pretended to be because it wasn't you because it wasn't me in the first place And I showed them proof as well. It wasn't me Amigo concluded Sema had been the victim of fraud and wrote off his five thousand pound debt Oh, okay. He had a lucky escape. Yeah, blame speck nation. Okay. That's real lucky because most banks they go. Well, you figure it out You haven't shared my details of anyone outside of my family uh for years and It was only speck you have shared it with how's that left you feeling made me feel confused like upset um and Valiated to find out now somebody was to go a step further and go beyond my back and impersonate me I'm really shocked to hear this this type of activity because you've got people in trust Who are effectively financially grooming young people? They've been completely manipulated for the worth they've got which isn't very much financially But it's their credit rating and they're being groomed for gaining funds for someone else's purpose and it's it's wrong at every level Very much like many churches speck nation is registered as a charity Until recently toby adi boyega lived in this rented 2.6 million pound house in Croydon Here he is at one of the church's regular meetings Let's just go for it You need report the total funds raised here to date 53k toby adi boyega and members of the church are totting up how much they've raised in the first five months of 2018 Across all the connect family the total that has been managed to be raised since from January to May is 216,000 This total this year including crossover is 761,400 out for this More than three quarters of a million pounds, but that's not enough for toby adi boyega But I tell you June ending We've got to reach a million The church told us there is an expenditure for the year that it needs to meet In order to keep doing the work it does in the community As a charity speck nation files accounts with the charity commission They show that by the end of 2018 its annual fundraising had increased sevenfold From 164,000 pounds in 2016 to nearly 1.2 million pounds Now it's time to hop in Bentley Continent Bentay GTs Curtis was a member of speck nation for four years He joined in 2015 and became part of toby adi boyegas in a circle When you're there you really don't question it you don't you don't see the flaws in him And if you do see the flaws you're made to ignore it because of the word that he delivers Curtis left at the beginning of this year. He'd seen the pressure on young worshipers to give and become disillusioned with the church How much money is passing hands from young people to pastor typing? It can vary There's I mean, there's some sums that he'll ridicule to make you feel like yeah, you're small. You can't really help me I ain't even gonna lie to you bro's going to hell bro's going to hell You know, he and it's gonna be a fiery one Yeah, this is like if you've come to him with like 2k 3k, he'll ridicule you Curtis says he witnessed large sums of cash being handed over by pastors at monthly meetings Just set the scene for me. What what's it look like? You walk into a room You see 14 to 15 people with bags of money and they're just Some cash machines running Is this this is literally he ran it he ran a trap house trap house This is a trap house. This is a criminal organization Very similar to to el chopo in them But instead of cocaine It was promises of wealth and disguise But with with the negative use of god's name like like in god's name He did this all in god's name Yeah, there's a So what happens with the money? Where does it go? From there. I don't know exactly where it goes. What do you mean? They go on in the overseas accounts. You know what I'm saying? They go in the accounts that can't be accounted for It goes somebody in the comments said he was watching dirty money too, which is It makes sense bro pulled up in the Lamborghini s sv whatever it was quickly Fundraising targets were rising What amounts does this work need monthly and I put it that we need one million pound monthly One million It just went crazy. Everyone is running around. Why was it so crazy? because everyone wanted to hit the target and You already know What the people go through to try and hit the target. So if you really think they're gonna come out with one million pounds It makes no sense The church told us it would be unreasonable and far from practical to meet the million pounds a month target from young people It says it has a large number of professional and business people in its congregation who are its primary and most generous donors According to the church's latest charity account just under 59,000 pounds funded five full-time staff But the accounts don't explain how the lavish lifestyle of tobi adi boyega is being paid for They must be getting their income from other means now unless they can explain what those other means We're left having to draw an inference that they're gaining the money from other Sources which may not be legitimate tobi adi boyega ignored panorama's request for an interview But back nation told us he takes no salary from the church But does receive gifts and support from business friends and family Although he occupies a house. It's not for his personal use It should it should be in the description of the stream Church use or right there Gracie was 21 when she joined SPAC in 2017 She says she was duped into taking part in another fundraising scam this time involving benefit fraud Gracie had lost her job and could no longer afford to give She says her pastor Ebo Duggan had an idea I told him I wasn't working so we were talking about seed and obviously he was like to me oh Gracie like you haven't been Sewing and stuff like that and I was like, yeah, but you know like I haven't been working He's like, yeah, like you're not working. You should get universal credit to obviously support you and obviously you can give seed I'm just oh, yeah, I never really thought about that makes sense Ebo Duggan said he'd take care of the online form All she had to do was go to the job center and show her ID She then received instructions via WhatsApp messages Someone else in the congregation now has messaged me He said oh Gracie when you're going to your universal credit appointment Send me the code So I'm just like uh like what code and she was like oh when you get there, you will know They're going to give you this code take a picture of it and send it to me We've seen the messages in Gracie's online application She handed over the code as instructed within 10 minutes of leaving the job center details had been changed She now had two children making her eligible for a large advance payment Yeah, then obviously my meeting was done next thing. I know there's like money in my account The department for work and pensions paid her 1200 pounds the same day The two people who'd been messaging Gracie whilst she was in the job center Then told her to hand over most of the money to them I gave 550 pound to the guy Then I sent 350 to the to the girl and then I kept the rest Even sometimes when we know things are wrong in that moment I'm just thinking okay. Like obviously my father figure would not let something like bad Like he wouldn't tell me to do something bad basically Gracie's since been investigated by the DWP. She's been fined 600 pounds in order to repay the 1200 All in your name I can't afford it obviously, but I'm doing like the best I can obviously I'm just paying it bit by bit My parents obviously they're not like rich or anything, but they've obviously said like listen, you've made a mistake We're gonna help you out and um, sorry Sorry Can I just take a minute? I feel like heartbroken because I'm thinking this is supposed to be like a family and like most importantly It's like God's people and obviously this is not how God's people are supposed to behave This is not God's people. I already said it earlier and it's not God's people They're scammers using God as the cover The church says it's investigating and will give Gracie's pastor about Duggan the opportunity of first response It says Duggan who's one of Spack nation's trustees handed in his resignation to the board two weeks ago Spack nation denies that either the church or toby adi boy aga are financially exploiting young people It says it has a robust complaints procedure and a well-run disciplinary system It can't be responsible for what its hundreds of members do some of whom are ex offenders The church has big you know, he knows how to protect himself. He's blanketing himself Let everybody else everything nothing's in his name probably Gambitions, yeah, I heard it stuff was in his brother's name stuff was in this person name stuff was in that person's name Nothing in his though It says it has 2,000 young members and is expanding into universities outside london So Hostels and uni accommodation be targeted 110 percent everywhere. There's young people In october this year toby adi boy aga attended boris johnson's speech at the torey party conference Respect nation has this vision of being a mega church Um, and I think that was always been the end goal and to affiliate themselves with powerful people in the world And I can't deny that they're successfully doing that at the moment Former worshipers say their greatest concern now is for those who are still with the church I Feel betrayed and I feel like I feel anger Because not only are they doing it to move people. They're doing it to the most vulnerable people There are people who I believe are there and it's crazy because their trust in God has built our faith, you know I'm saying So that just with that alone like you got to move with faith you move with faith Give me this in faith. Give me that in faith. You got to have faith. You got to have faith I'm pretty sure that's how they was Wrapping it up, you know, I'm saying Give give blindly and it'll be returned to you give blindly like oh my god It's low kid a perfect scam, but like it's it's so morally Wrong You know I'm saying it's it's it's it's And you know me I grew up in the church and this is bothering me It's bothering me to my soul man. It's tough genuinely there for christ and for the journey with god um But I can't stress that There is more bad than good. SPAC has to be shut down Toby he has to be held accountable for everything that has gone on Certain leaders they shouldn't be around youth They shouldn't be around Anywhere where people are vulnerable The charity commission says it's launched a statutory inquiry into SPAC nation and ordered it to bank its money The Metropolitan police says it's reviewing allegations of possible fraud and other offenses It will then decide whether to investigate further In places where the church is most active. There's concern the authorities are taking too long to act I strongly believe that you know, it's because it's because it's black kids But because it's black kids it's almost seen as that's that's you that's you lot's problem The sad thing is a lot of these young people they are looking for something better That is why they went to SPAC nation Young worshipers like Lovis trusted the church to help them instead. They've been left burdened with huge debt It will take them years to pay off Just be careful out there man period We know right from wrong good from bad If something inside of you is telling you that this ain't it then move around from it Simple tell all of you like comment subscribe turn your post i'm gone